90tofreedom

Don't wake up on your first day of retirement not knowing how you will pay your bills. In this video, I'll outline the 4 potential sources you may have when you retire to help keep the lights on and your wallet full. Chapters: 0:00 Introduction 0:27 Chapter 1: Social Security 1:32 Chapter 2: Pensions 2:39 Chapter 3: Personal Savings 3:39 Chapter 4: Other Potential Sources 4:35 Chapter 5: Strategies for Maximizing Income 5:40 Chapter 6: My Advice Remember, Financial Freedom is found through Discipline 👏 🗓️ Schedule an Introductory Call https://calendly.com/chisholmjenny/in... Chisholm Financial Planning & Investments is owned by Jenny Logan and is a registered investment advisory firm regulated by the Securities & Exchange Commission in accordance and compliance with US securities laws and regulations. Chisholm Financial Planning & Investments does not render, or offer to render, personalized investment or tax advice through any videos or other content on any social media platform to include YouTube. The information provided in these videos is provided without compensation and for informational and educational purposes only and does not constitute financial, tax, investment, or legal advice. Copyright © 2024 Chisholm Financial Planning & Investments

As a small business owner you can feel overwhelmed by your finances. In fact, 90% of entrepreneurs fall into a hidden trap that could be sabotaging their success. The culprit? Overcomplicated financial management. In this video, I'll explain the common mistake of over-complicating financial management and explain how to make things simple and effective so you can focus on profitability. Chapters: 0:00 Introduction 0:50 Chapter 1: The Dangers of Mixing Personal & Business Finances 2.09 Chapter 2: Complex Tracking Systems: A Recipe for Confusion 3:08 Chapter 3: The Power of Simplicity 4:51 Chapter 4: The Benefits of Financial Simplicity 5:38 Chapter 5: Key Takeaways Remember, Financial Freedom is found through Discipline 👏 🗓️ Schedule an Introductory Call https://calendly.com/chisholmjenny/in... Chisholm Financial Planning & Investments is owned by Jenny Logan and is a registered investment advisory firm regulated by the Securities & Exchange Commission in accordance and compliance with US securities laws and regulations. Chisholm Financial Planning & Investments does not render, or offer to render, personalized investment or tax advice through any videos or other content on any social media platform to include YouTube. The information provided in these videos is provided without compensation and for informational and educational purposes only and does not constitute financial, tax, investment, or legal advice. Copyright © 2024 Chisholm Financial Planning & Investments

Attention veterans and active-duty service members! Are you considering buying a home using a VA loan? This video is your essential guide to understanding the key aspects of VA loans. We'll cover the 7 most crucial things you need to know before applying. Chapters: 0:00 Introduction, 7 Things You Should Know About VA Loans 0:28 Chapter 1: No Down Payment 0:54 Chapter 2: No Private Mortgage Insurance Required 1:39 Chapter 3: Funding Fees 2:34 Chapter 4: VA Loan v. Conventional Loan Comparison 6:54 Chapter 5: There Is No Loan Limit 7:19 Chapter 6: VA Loan Appraisal Process 7:53 Chapter 7: VA Income Rate Reduction Refinance Loan 8:27 Chapter 8: VA Loans Are Assumable 9:09 Chapter 9: Recap Chisholm Financial Planning & Investments is owned by Jenny Logan and is a registered investment advisory firm regulated by the Securities & Exchange Commission in accordance and compliance with US securities laws and regulations. Chisholm Financial Planning & Investments does not render, or offer to render, personalized investment or tax advice through any videos or other content on any social media platform to include YouTube. The information provided in these videos is provided without compensation and for informational and educational purposes only and does not constitute financial, tax, investment, or legal advice. Copyright © 2024 Chisholm Financial Planning & Investments

Avoid the nightmare of not saving enough for retirement because you wasted your hard earned money using the wrong retirement–or even worse–no retirement account! In this video, I will explain what you need to know to choose the right retirement account for your situation. Chapters: 0:00 Introduction 0:27 Chapter 1: Why Choosing the Right Type of Retirement Account Matters 1:23 Chapter 2: What is a 401(k) & What Are Its Advantages? 3:07 Chapter 3: What Is a Traditional IRA & How Do I Start One? 5:45 Chapter 4: What Is a Roth IRA & How Is It Different From a Traditional IRA? 8:59 Chapter 5: 3 Key Takeaways Remember, Financial Freedom is found through Discipline 👏 🗓️ Schedule an Introductory Call https://calendly.com/chisholmjenny/introductory-call Chisholm Financial Planning & Investments is owned by Jenny Logan and is a registered investment advisory firm regulated by the Securities & Exchange Commission in accordance and compliance with US securities laws and regulations. Chisholm Financial Planning & Investments does not render, or offer to render, personalized investment or tax advice through any videos or other content on any social media platform to include YouTube. The information provided in these videos is provided without compensation and for informational and educational purposes only and does not constitute financial, tax, investment, or legal advice.

You don't need to be a financial expert or spend hours researching to grow your wealth. In this video, I'll reveal three simple, powerful investment methods that work for anyone - even if you're short on time or expertise. These strategies can help you start building wealth today, with minimal effort. Chapters: 0:00 Introduction, Stop Wasting Time Researching Stocks! 0:25 Chapter 1: Investment Pick 1: The Work 401(k) 1:52 Chapter 2: Investment Pick 2: Index Funds 3:21 Chapter 3: Investment Pick 3: Home Ownership 4:19 Chapter 4: Recap & Summary Chisholm Financial Planning & Investments is owned by Jenny Logan and is a registered investment advisory firm regulated by the Securities & Exchange Commission in accordance and compliance with US securities laws and regulations. Chisholm Financial Planning & Investments does not render, or offer to render, personalized investment or tax advice through any videos or other content on any social media platform to include YouTube. The information provided in these videos is provided without compensation and for informational and educational purposes only and does not constitute financial, tax, investment, or legal advice. Copyright © 2024 Chisholm Financial Planning & Investments

Are you saving enough for retirement? In this video, we answer the question of how much of your paycheck should be allocated to your retirement. We explore the challenges of balancing long-term savings with current financial needs and dive into key factors that influence your ideal savings rate, including lifestyle costs, healthcare expenses, and inflation. Chapters: 0:00 Introduction 0:22 Chapter 1: Challenges of Savings for Retirement 1:08 Chapter 2: Top 2 Questions About Retirement 1:58 Chapter 3: Buffy Summers Example Assumptions 2:54 Chapter 4: Buffy Retirement Savings 0% versus 5% 4:32 Chapter 5: Buffy Retirement Savings 5% versus 10% 6:07 Chapter 6: Buffy Retirement Savings 10% versus 15% 7:48 Chapter 7: It's Not All Or Nothing 8:20 Chapter 8: Bottom Line: What You Should Be Saving 9:05 Chapter 9: Incremental Changes & Don't Get Overwhelmed 9:45 Chapter 10: Conclusion Remember, Financial Freedom is found through Discipline 👏 🗓️ Schedule a FREE Initial Consultation: https://calendly.com/chisholmjenny/initial-consultation ✅ Subscribe! : https://www.youtube.com/@chisholmfinancial ✅ My Substack : https://chisholmfinancialplanning.substack.com/ Chisholm Financial Planning & Investments is owned by Jenny Logan and is a registered investment advisory firm regulated by the Securities & Exchange Commission in accordance and compliance with US securities laws and regulations. Chisholm Financial Planning & Investments does not render, or offer to render, personalized investment or tax advice through any videos or other content on any social media platform to include YouTube. The information provided in these videos is provided without compensation and for informational and educational purposes only and does not constitute financial, tax, investment, or legal advice. Copyright © 2024 Chisholm Financial Planning & Investments

Learn how to become a 401(k) millionaire with just 3 simple steps! In this video, we break down the key strategies and tips to help you reach your financial goals and build a substantial retirement fund. Watch now to discover the path to achieving 401(k) millionaire status and secure your financial future! Chapters: 0:00 Introduction, How Millionaires Are Made 0:25 Chapter 1: Who is a 401(k) Millionaire? 1:11 Chapter 2: Step 1- Start Early & Contribute Consistently 1:53 Chapter 3: Buffy Summers Scenario 2:30 Chapter 4: Buffy Savings Age Scenario 5:26 Chapter 5: Step 2- Maximize Contributions 6:12 Chapter 6: Buffy Savings Rate Scenario 8:28 Chapter 7: Step 3- Invest the Monies 8:49 Chapter 8: Buffy Investment Rate Scenario 11:06 Chapter 9: Summary 11:49 Chapter 10: Conclusion Remember, Financial Freedom is found through Discipline 👏 🗓️ Schedule a FREE Initial Consultation: https://calendly.com/chisholmjenny/initial-consultation Chisholm Financial Planning & Investments is owned by Jenny Logan and is a registered investment advisory firm regulated by the Securities & Exchange Commission in accordance and compliance with US securities laws and regulations. Chisholm Financial Planning & Investments does not render, or offer to render, personalized investment or tax advice through any videos or other content on any social media platform to include YouTube. The information provided in these videos is provided without compensation and for informational and educational purposes only and does not constitute financial, tax, investment, or legal advice. Copyright © 2024 Chisholm Financial Planning & Investments

Are index funds a better investment option than individual stocks? In this live I will compare the short, mid, and long-term outcomes of investing in stocks versus index funds. This live will compare: diversification, performance, and fees and show how these different aspects of stocks or index funds impact an investor’s success. By the end of this video you will understand why index funds are superior to individual stock investing. Remember, Financial Freedom is found through Discipline 👏 Need more help with your financial planning? 🗓️ Schedule a FREE Initial Consultation: https://calendly.com/chisholmjenny/in... Chisholm Financial Planning & Investments is owned by Jenny Logan and is a registered investment advisory firm regulated by the Securities & Exchange Commission in accordance and compliance with US securities laws and regulations. Chisholm Financial Planning & Investments does not render, or offer to render, personalized investment or tax advice through any videos or other content on any social media platform to include YouTube. The information provided in these videos is provided without compensation and for informational and educational purposes only and does not constitute financial, tax, investment, or legal advice. Copyright 2024 Chisholm Financial Planning & Investments

Looking to build wealth through investing but overwhelmed by the endless stock options out there? Look no further! This video reveals the secret to building riches without the stress of picking individual stocks - index funds. Learn why index funds are the ultimate investment strategy for long-term success and financial security. Say goodbye to the guesswork of stock picking and hello to the simplicity and effectiveness of index funds. Watch now to start your journey towards financial freedom! #stockmarket #investing #financialsuccess Remember, Financial Freedom is found through Discipline 👏 🗓️ Schedule a FREE Initial Consultation: https://calendly.com/chisholmjenny/initial-consultation Chisholm Financial Planning & Investments is owned by Jenny Logan and is a registered investment advisory firm regulated by the Securities & Exchange Commission in accordance and compliance with US securities laws and regulations. Chisholm Financial Planning & Investments does not render, or offer to render, personalized investment or tax advice through any videos or other content on any social media platform to include YouTube. The information provided in these videos is provided without compensation and for informational and educational purposes only and does not constitute financial, tax, investment, or legal advice. Copyright © 2024 Chisholm Financial Planning & Investments

In times of economic uncertainty and rising inflation rates, many investors turn to precious metals like gold and silver as a hedge against depreciation in the value of traditional paper currencies. But is investing in gold and silver really the best strategy to protect your finances in the face of inflation? In this video, Ron Guth, C.P.A and expert in precious metals joins us to delve into the advantages and disadvantages of investing in gold and silver during inflationary periods, exploring the historical performance of these precious metals and providing valuable insights to help you make informed investment decisions. #inflation #goldandsilverinvesting #investing

In this case study, we will compare three mortgage payoff strategies to determine which one comes out on top. By analyzing the pros and cons of each approach, you'll gain valuable knowledge on the most effective way to pay off your mortgage. Join us as we break down the numbers and reveal the winning mortgage payoff strategy. If you're looking to save money and become mortgage-free sooner, this video is a must-watch! Join us for this week's live session as we dive into a case study comparing real estate investing with stock market investing. We'll analyze long-term returns and explore critical factors like retirement income, taxes, management requirements, and tax benefits. Don't miss this comprehensive comparison to help you decide which investment strategy suits you best! #mortgage #mortgagepayoff #personalfinance

In this video, we discuss 3 effective strategies to pay off your mortgage early and become debt-free faster. These mortgage payoff hacks will help you save money on interest and achieve financial freedom sooner. Whether you're a first-time homebuyer or a seasoned homeowner, these tips will empower you to take control of your finances and build wealth through real estate. Watch now to learn how to accelerate your mortgage payoff and secure a brighter financial future! #MortgagePayoff #RealEstateInvesting #FinancialFreedom

Join us for this week's live session as we dive into a case study comparing real estate investing with stock market investing. We'll analyze long-term returns and explore critical factors like retirement income, taxes, management requirements, and tax benefits. Don't miss this comprehensive comparison to help you decide which investment strategy suits you best! #realestate #investing #stockmarket

In this video, we will explore the age-old debate of Real Estate vs Stocks and help you decide where you should invest your hard-earned money. We will compare the pros and cons of investing in properties versus the stock market to give you a clear understanding of which option may be the better investment for you. Whether you are a seasoned investor or just starting out, this comparison will provide valuable insights to help you make an informed decision about where to put your money. Stay tuned to find out which investment avenue comes out on top! #realestate #stocks #realestateinvesting

Are you worried that your life insurance agent might be taking advantage of you? In this video, we discuss 3 red flags that could indicate that your agent is scamming you. Watch till the end and I'll share what to do if your agent is potentially scamming you. Don't fall victim to deceptive practices - educate yourself and stay informed! #lifeinsurance #insuranceagent #insurancescamfail Remember, Financial Freedom is found through Discipline 👏 🚀 Join My FREE Retirement Planning Basics Course: https://bit.ly/chisholmretirementcourse 🗓️ Schedule a FREE Initial Consultation: https://bit.ly/chisholmfinancialschedule ✅ Subscribe! : https://www.youtube.com/@chisholmfinancial ✅ My Substack : https://bit.ly/ChisholmSubstack ✅ My Twitter : https://bit.ly/ChisholmTwitter ✅ My Instagram : https://bit.ly/JennysInsta Chisholm Financial Planning & Investments is owned by Jenny Logan and is a registered investment advisory firm regulated by the Securities & Exchange Commission in accordance and compliance with US securities laws and regulations. Chisholm Financial Planning & Investments does not render, or offer to render, personalized investment or tax advice through any videos or other content on any social media platform to include YouTube. The information provided in these videos is provided without compensation and for informational and educational purposes only and does not constitute financial, tax, investment, or legal advice. Copyright © 2024 Chisholm Financial Planning & Investments

Are you under the impression that life insurance is a smart investment for your financial future? Think again! In this live, I'll explain four reasons why it is absolutely not an investment and should not be treated as such. Watch now to learn the truth about life insurance and why it's important to understand its true purpose. Watch this video before you buy permanent life insurance and avoid making a costly mistake! Remember, Financial Freedom is found through Discipline 👏 🚀 Join My FREE Retirement Planning Basics Course: https://bit.ly/chisholmretirementcourse 🗓️ Schedule a FREE Initial Consultation: https://bit.ly/chisholmfinancialschedule ✅ Subscribe! : https://www.youtube.com/@chisholmfina... ✅ My Instagram : https://bit.ly/JennysInsta ✅ My Twitter : https://bit.ly/ChisholmTwitter ✅ My Substack : https://bit.ly/ChisholmSubstack #military #retirementplanning #militaryfamily Chisholm Financial Planning & Investments is owned by Jenny Logan and is a registered investment advisory firm regulated by the Securities & Exchange Commission in accordance and compliance with US securities laws and regulations. Chisholm Financial Planning & Investments does not render, or offer to render, personalized investment or tax advice through any videos or other content on any social media platform to include YouTube. The information provided in these videos is provided without compensation and for informational and educational purposes only and does not constitute financial, tax, investment, or legal advice. Copyright 2024 Chisholm Financial Planning & Investments

In this video, we will discuss on big financial mistake that many individuals make in their 40s and 50s - overspending on their children at the expense of neglecting their personal savings. We will explore the consequences of this decision and provide tips on how to strike a balance between supporting your children and securing your own financial future. Watch now to avoid this pitfall and ensure a more stable financial outlook for yourself. . . . #financialmistakes #collegeplanning #financialplanning #personalfinance #moneymanagement #40s #50s

In this video, we discuss the top 5 money mistakes to avoid in your 40s and 50s. From failing to save enough for retirement to neglecting to create a diversified investment portfolio, we cover essential tips to help you secure your financial future. Watch now to learn how to navigate the financial challenges that come with this stage of life and set yourself up for success. Remember, Financial Freedom is found through Discipline 👏 🚀 Join My FREE Retirement Planning Basics Course: https://bit.ly/chisholmretirementcourse 🗓️ Schedule a FREE Initial Consultation: https://bit.ly/chisholmfinancialschedule ✅ Subscribe! : https://www.youtube.com/@chisholmfinancial ✅ My Substack : https://bit.ly/ChisholmSubstack ✅ My Twitter : https://bit.ly/ChisholmTwitter ✅ My Instagram : https://bit.ly/JennysInsta Chisholm Financial Planning & Investments is owned by Jenny Logan and is a registered investment advisory firm regulated by the Securities & Exchange Commission in accordance and compliance with US securities laws and regulations. Chisholm Financial Planning & Investments does not render, or offer to render, personalized investment or tax advice through any videos or other content on any social media platform to include YouTube. The information provided in these videos is provided without compensation and for informational and educational purposes only and does not constitute financial, tax, investment, or legal advice. Copyright © 2024 Chisholm Financial Planning & Investments

In this LIVE stream we will be discussing military retirements! Vanessa Alanis, a Certified Financial Planner at Chisholm and expert at military retirement joins me in this discussion. We will dive into the complexities of planning your financial future as a service member and explore topics relating to the blended retirement system, high-36, and optimizing your TSP for a comfortable retirement. I'll be breaking down everything you need to know to make informed decisions about your military retirement benefits! Remember, Financial Freedom is found through Discipline 👏 🚀 Join My FREE Retirement Planning Basics Course: https://bit.ly/chisholmretirementcourse 🗓️ Schedule a FREE Initial Consultation: https://bit.ly/chisholmfinancialschedule ✅ Subscribe! : https://www.youtube.com/@chisholmfina... ✅ My Instagram : https://bit.ly/JennysInsta ✅ My Twitter : https://bit.ly/ChisholmTwitter ✅ My Substack : https://bit.ly/ChisholmSubstack #military #retirementplanning #militaryfamily Chisholm Financial Planning & Investments is owned by Jenny Logan and is a registered investment advisory firm regulated by the Securities & Exchange Commission in accordance and compliance with US securities laws and regulations. Chisholm Financial Planning & Investments does not render, or offer to render, personalized investment or tax advice through any videos or other content on any social media platform to include YouTube. The information provided in these videos is provided without compensation and for informational and educational purposes only and does not constitute financial, tax, investment, or legal advice. Copyright 2024 Chisholm Financial Planning & Investments

Retirement planning can be DAUNTING! How do you know if you have enough money saved? What if there is something you're missing? What happens if you plan wrong? The first stop to retirement planning is to STOP worrying and START creating a plan. In this video I'm going to share the 3 things every good retirement plan has to help you get started in your retirement journey! Remember, Financial Freedom is found through Discipline 👏 💸 Access Financial Freedom Resources: https://bit.ly/chisholmsubscribe 🚀 Join My FREE Retirement Planning Basics Course: https://bit.ly/chisholmretirementbasics 🗓️ Schedule a FREE Initial Consultation! : https://bit.ly/chisholmfinancialschedule ✅ Subscribe! : https://www.youtube.com/@chisholmfinancial ✅ My Instagram : https://bit.ly/JennysInsta ✅ My Twitter : https://bit.ly/ChisholmTwitter ✅ My Substack : https://bit.ly/ChisholmSubstack Timestamps: 0:11 - Budget and expense management systems 2:10 - 1. Savings and investment strategy 3:58 - 2. Quick note about risk tolerance 4:21 - 3. Risk management and contingency planning 6:50 - How to get started with retirement planning #retirementplanning #retirementplan #retireearly Chisholm Financial Planning & Investments is owned by Jenny Logan and is a registered investment advisory firm regulated by the Securities & Exchange Commission in accordance and compliance with US securities laws and regulations. Chisholm Financial Planning & Investments does not render, or offer to render, personalized investment or tax advice through any videos or other content on any social media platform to include YouTube. The information provided in these videos is provided without compensation and for informational and educational purposes only and does not constitute financial, tax, investment, or legal advice. Copyright © 2023 Chisholm Financial Planning & Investments

Dave Ramsey has been trending online for suggesting an 8% retirement withdrawal rate in retirement. Is he right? What is the best withdrawal rate for retirement? Stay tuned for the answer! In this video, I cover retirement rate of withdrawals in depth and provide 5 factors that will influence your decision making. I also analyze the most common rules of thumb along with Dave Ramsey's recent suggestion and explain when you might be inclined to take a higher withdrawal and when you would want to follow a more conservative approach. Remember, Financial Freedom is found through Discipline 👏 💸 Access Financial Freedom Resources: https://bit.ly/chisholmsubscribe 🚀 Join My FREE Retirement Planning Basics Course: https://bit.ly/chisholmretirementbasics 🗓️ Schedule a FREE Initial Consultation! : https://bit.ly/chisholmfinancialschedule ✅ Subscribe! : https://www.youtube.com/@chisholmfinancial ✅ My Instagram : https://bit.ly/JennysInsta ✅ My Twitter : https://bit.ly/ChisholmTwitter ✅ My Substack : https://bit.ly/ChisholmSubstack Timestamps: 00:22 - What does the term rate of withdrawal mean 01:39 - The 4% withdrawal rule 02:33 - The 5% withdrawal rule 03:38 - Dave Ramsey's 8% withdrawal rule 04:24 - The 5 factors that will affect your withdrawal rate planning 05:04 - Life expectancy 06:13 - Expected investment returns 07:38 - Dave Ramsey's 12% expected returns rate 08:35 - Inflation 09:41 - Other sources of income 10:21 - Planning for the unexpected 11:30 - What is the best rate of withdrawal? #retirementplanning Chisholm Financial Planning & Investments is owned by Jenny Logan and is a registered investment advisory firm regulated by the Securities & Exchange Commission in accordance and compliance with US securities laws and regulations. Chisholm Financial Planning & Investments does not render, or offer to render, personalized investment or tax advice through any videos or other content on any social media platform to include YouTube. The information provided in these videos is provided without compensation and for informational and educational purposes only and does not constitute financial, tax, investment, or legal advice. Copyright © 2023 Chisholm Financial Planning & Investments

There are many options when it comes to long term care, including long term care insurance, life insurance with a long term care policy, funding through home equity or a reverse mortgage, or even self insuring through personal savings. In this live, I go through your options and help you make a decision that's right for you based on costs, expected healthcare needs, and financial resources. Long Term Care Planning Guide: https://chisholmfinancialplanning.sub... Remember, Financial Freedom is found through Discipline 👏 💸 Access Financial Freedom Resources: https://bit.ly/chisholmsubscribe 🚀 Join My FREE Retirement Planning Basics Course: https://bit.ly/chisholmretirementbasics 🗓️ Schedule a FREE Initial Consultation! : https://bit.ly/chisholmfinancialschedule ✅ Subscribe! : / @chisholmfinancial ✅ My Instagram : https://bit.ly/JennysInsta ✅ My Twitter : https://bit.ly/ChisholmTwitter ✅ My Substack : https://bit.ly/ChisholmSubstack Timestamps: 02:18 - Long term care facts you should know 03:42 - Free long term care planning guide 05:19 - Stand alone long term care insurance 08:19 - Life insurance with a long term care rider 09:59 - Annuities providing long term care benefits 11:06 - Using your home equity or reverse mortgage 13:11 - Self insurance through assets 14:30 - Questions that affect long term care planning #retirementplanning #longtermcare #longtermcareinsurance Chisholm Financial Planning & Investments is owned by Jenny Logan and is a registered investment advisory firm regulated by the Securities & Exchange Commission in accordance and compliance with US securities laws and regulations. Chisholm Financial Planning & Investments does not render, or offer to render, personalized investment or tax advice through any videos or other content on any social media platform to include YouTube. The information provided in these videos is provided without compensation and for informational and educational purposes only and does not constitute financial, tax, investment, or legal advice. Copyright © 2023 Chisholm Financial Planning & Investments

When, if ever, should you borrow against your 401k? Is a 401k loan a great way to plan or a horrible idea? 401(k) loans offer participants the ability to borrow against their investment and pay back that loan over time. BUT, investors should be wary about borrowing against themselves and their future. In this live, I will discuss the process of borrowing against a 401k, how it may affect your long-term plans, and when, if ever, this strategy is a good idea. Remember, Financial Freedom is found through Discipline 👏

The reality is, it's highly likely that taxes will be going up in the future. Holding money in a Roth account helps you hedge against these inevitable tax increases and grow your retirement money tax-free! In this video, I cover 5 ways you can build Roth money for retirement. They are: #1 Opening a simple Roth IRA at an institution you trust #2 Use the backdoor Roth IRA method #3 Contribute to a Roth 401k or 403b employer sponsored plan #4 Implement a Roth conversion strategy. #5 Invest your Roth money in the market! What method you choose will be dependent on your income and personal situation. Whatever you do, building tax-free Roth money will be highly beneficial for your retirement and should not be left out of anyones retirement plan! Remember, Financial Freedom is found through Discipline 👏 💸 Access Financial Freedom Resources: https://bit.ly/chisholmsubscribe 🚀 Join My FREE Retirement Planning Basics Course: https://bit.ly/chisholmretirementbasics 🗓️ Schedule a FREE Initial Consultation! : https://bit.ly/chisholmfinancialschedule ✅ Subscribe! : / @chisholmfinancial ✅ My Instagram : https://bit.ly/JennysInsta ✅ My Twitter : https://bit.ly/ChisholmTwitter ✅ My Substack : https://bit.ly/ChisholmSubstack Timestamps: 00:12 - What is Roth money? 01:27 - What are the benefits to having Roth money? 02:51 - #1 Open a Roth IRA 03:58 - #2 The backdoor Roth IRA 05:18 - #3 Contribute to a Roth 401k or 403b 07:08 - #4 Use a Roth conversion 09:16 - #5 Invest your Roth money! 10:18 - Final summary #rothira #rothconversion #retirementplanning Chisholm Financial Planning & Investments is owned by Jenny Logan and is a registered investment advisory firm regulated by the Securities & Exchange Commission in accordance and compliance with US securities laws and regulations. Chisholm Financial Planning & Investments does not render, or offer to render, personalized investment or tax advice through any videos or other content on any social media platform to include YouTube. The information provided in these videos is provided without compensation and for informational and educational purposes only and does not constitute financial, tax, investment, or legal advice. Copyright © 2023 Chisholm Financial Planning & Investments

If you want to learn about the pros and cons of paying off your home mortgage early, this is the video for you! Some, like Dave Ramsey, suggest paying off all debt on your home as soon as possible. Others recommend never paying off your home and instead leveraging the debt for your investments. I take a balanced approach between both of these extremes and provide three questions that will help you analyze your situation and decide what works best for you. Additionally, I explain why I recommend NOT paying off your home in full until your retirement is fully funded! Remember, Financial Freedom is found through Discipline 👏 💸 Access Financial Freedom Resources: https://bit.ly/chisholmsubscribe 🚀 Join My FREE Retirement Planning Basics Course: https://bit.ly/chisholmretirementbasics 🗓️ Schedule a FREE Initial Consultation! : https://bit.ly/chisholmfinancialschedule ✅ Subscribe! : https://www.youtube.com/@chisholmfinancial ✅ My Instagram : https://bit.ly/JennysInsta ✅ My Twitter : https://bit.ly/ChisholmTwitter ✅ My Substack : https://bit.ly/ChisholmSubstack Timestamps: 00:00 - Mortgage repayment: two schools of thought 01:10 - The problem with mortgage repayment extremes 02:13 - Three things you need to ask before paying off your mortgage 02:30 - 1.Have you eliminated all other outstanding debt? 03:03 - 2. Have you funded an emergency fund? 03:45 - 3. Have you adequately funded your retirement? 04:25 - Two questions to help you allocate your extra cashflow 05:37 - So, should you pay off your mortgage early? #mortgage #retirementplanning #debt Chisholm Financial Planning & Investments is owned by Jenny Logan and is a registered investment advisory firm regulated by the Securities & Exchange Commission in accordance and compliance with US securities laws and regulations. Chisholm Financial Planning & Investments does not render, or offer to render, personalized investment or tax advice through any videos or other content on any social media platform to include YouTube. The information provided in these videos is provided without compensation and for informational and educational purposes only and does not constitute financial, tax, investment, or legal advice. Copyright © 2023 Chisholm Financial Planning & Investments