GLOBAL Universities Currently Working On And Teaching Their PHD Students About IoBnT/nanonetworks/MC Communication Biodigital Convergence For Industry 4.0.-6G "And Beyond" In The Fourth Industrial Revolution &5IR
CBDCs | Transaction Data Can Be Utilized by Service Providers In Credit Underwriting In Terms of How Many Coffees I Drink Per Day, Where Do I Buy Coffee and What Working Hours Do I Keep.