1. Insureds are Made More Equal Than Insurers

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  2. Arsonist Must Pay Restitution to Insurer

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  3. Insureds Must Negotiate Terms of Coverage Before Inception

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  5. Umbrella Does Not Have Same Exclusion as Primary

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  6. Arson-for-Profit Scheme Fails

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  11. Indictment Establishes Probable Cause

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  12. Blank Space on Contingency Fee Agreement Makes it Unenforceable

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  13. How do Insurers Benefit from Medical Record Review Outsourcing

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