Effective April 24, 2023, we will be changing the Cardholder and Electronic Financial Services Terms and Conditions (CEFST). The CEFST sets out the terms and conditions for things like your TD Access Card, EasyWeb Online banking and the TD app.
Central Bank Digital Currency will be ‘programmable… ultimately giving the issuer control over *how it is spent by the recipient*… your freedom to purchase fuel, meat, flights, fertiliser… will be limited to a carbon credit score.