CentsAble Chat

Lead The Way Kids practice what they’re taught! Your children need you to lead the way, from how to dress, how to eat properly, how to interact within a polite society and especially how to handle money. Learning good money habits sets them up to respect the power of money and what it means to them. In this episode, SammyRabbit.com creator, Sam X Renick leads you through fun and important tips, tricks and lessons that you can pass along to your kids. Make Money Fun! Sammy’s the solution! A visit to Sammy Rabbit’s resource hub opens up a world of financial literacy with the click of your child’s mouse! With dozens of tools at your child’s fingertips, they’ll have fun, be entertained and take part in the interactive methods that lead them through the world of money. Make Your Kids Strong Knowing how money works gives them confidence. Through interactive play, your kids will understand that money is a tool. This leads to a confident child that spends smartly, saves efficiently, giving them the ability to make their dreams come true and live their ultimate life! Family Fun Bring everybody together with family money fun! Activities geared toward children are a great way to bring the family together. There’s nothing more exciting, for a parent, than watching their kids get excited to learn, and that’s exactly what these lessons do. While creating an opportunity for fun family time, it presents possibilities for parents to learn something new. Most importantly, parents can speak to their children about money on a whole new level! So, lead the way, sit down with your kids, and learn all about Sammy Rabbit’s Money Habits!

Money is stressful! Don’t worry the big stuff Dealing with money is stressful, until you recognize the excitement of budgeting. Budgeting your money relieves stress, because you don’t worry about having the money to pay a bill – it’s already there. It helps you plan for future big-ticket items like a new car or vacation. If money problems are constantly stressing you out, budgeting is the answer! Finding An Answer Be the commander Creating and following a budget puts you in command of your money, because you make the rules, instead of money dictating your life! A budget keeps track of money and everything it needs to do for you. “Can I afford it?” becomes a question you answer instantly! Doing the work to create and maintain that budget may seem boring at first. But the payoff is exciting, especially when it comes to planning for things like a dream vacation. Budgeting is preparing for your best life! A Dream with a Plan Creating your best life Budgeting leads to debt-freedom, resulting in bigger and better choices. The ability to stay home with your kids, pay cash for a car, pay off your home – can be accomplished with a budget! If dreaming and planning for the future is exciting, then you already understand the excitement of budgeting! Do the Math! Finding Hope If you believe your situation is hopeless, do the math to prove it! Math doesn’t lie – and you might find that the reality of your situation is completely different. Create your financial picture to visualize where you truly stand, then use that information to create a budget that can help you hit any financial goal! Think it will take forever to pay off your debt? Use this calculator to find the truth – how small change really does make a big difference! Take The First Step It’s easy with the right information Change is within your grasp, all you need to do is take the first step and create your financial picture. Once you can see where you are, it’s easy to see where you’re going. Brace yourself for the excitement of budgeting, because once you get, your life will change – forever. Reach out to “CentsAble” Bobbi for help, tips or advice.

A budget is an essential piece of a debt-payoff plan. "CentsAble" Bobbi takes you step-by-step through the process of creating a budget using the "debt snowball method," which dictates that smaller debts be paid-off first, then moving on to larger balances. This commonly used method helps you to tackle burdening debt.

CentsAble Bobbi shares the secret to debt-freedom, plus ideas for changing your spending habits and evaluating debt-payoff strategies.

What’s stopping you from budgeting? You make too much money? You don’t make enough? You don’t have a job? It’s boring and restrictive? “CentsAble” Bobbi busts those myths, so you can get started on your budgeting journey and find financial freedom.

Finding spare change is different these days. It used to be found in couch cushions, on the sidewalk or maybe in a payphone coin return. Nowadays, most payments are done with a credit card or online, making loose change nearly a thing of the past. So where do you find it? More importantly, how do you grow it? “CentsAble” Bobbi details the where and how to deal with digital spare change and shows you what a difference it can make in your budget and in helping to eliminate debt.

Saving money can be difficult. Bills, necessities of life and recreational spending can sap away cash that could’ve been stockpiled. But, if you’re living with mom & dad and working a minimum wage job, you have the opportunity of a lifetime – the opportunity to save for your future! “CentsAble” Bobbi walks you through 5 reasons to start saving now.

Insurance is necessary, in most cases. If you’re overspending on a policy, but only seeing money go out the window, how do you know it’s worth your dollar? “CentsAble” Bobbi helps you find a healthy balance between savings and insurance to manage life’s inevitable risks and teaches you how to create your own “DIY” Insurance plan!

A balance transfer can save you a ton of money…or it can put you further into debt. “CentsAble” Bobbi shares tips for weighing a balance transfer, to make sure it’s right for you.

Is there really life after debt? Absolutely! But what does that mean? Never spending? Never using credit? Only saving? Life after debt means freedom, but it also means responsibility. What you do with that freedom will impact the rest of your life! “CentsAble” Bobbi shares ideas for building security & momentum in your life once the debt is gone.

What you need to know, before you borrow the dough! Student loans aren’t the only way to pay for college, but if it’s your last resort, pay close attention to this episode, as “CentsAble” Bobbi discusses questions to ask when shopping for a loan and creating a plan to pay it off.

CentsAble Bobbi shares the steps she took to find hope for her financial future.

Being in debt takes away freedom. Rigid payment structures and a constant outflow of money diminish options, so it’s important to relieve yourself of debt. But the best laid plans don’t work, unless you work them. Find out how to put a plan into action and stay on track to achieve debt freedom!