Get Your Money Right

Are There Grants For Debt Relief Thinking About Trying Unlike loans, grants don't need to be paid back. ... We'll refer to all government money that doesn't need to be repaid and is available to individuals as personal grants. Keep in mind that the government doesn't offer grants to help Americans pay off consumer debt from things like credit cards.

Can I Get My Debt Written Off In An Economy Are my debts written off? If a creditor takes too long to take action to recover a debt it becomes 'statute barred', meaning it can no longer be recovered through court action. In practical terms, this effectively means the debt is written off, even though technically it still exists.

Can I Walk Away From Credit Card Debt Once you miss a payment you will probably face a late fee and a penalty interest rate, which can escalate your balance very quickly. Your missed payments will be reported to the credit bureaus. After 90 days of non-payment, your account will be closed and you will no longer be able to make charges on the card.

Keep in mind that the government doesn't offer grants to help Americans pay off consumer debt from things like credit cards. It does, however, offer financial support for Americans struggling with a range of tough financial situations.

Can I Get A Loan to Pay Off My Debt? Can you use a loan to get out of debt? You can use your personal loan to pay off your credit card debt in full—and since personal loans often have lower interest rates than credit cards, you might even save money in interest charges over time. That said, paying off credit card debt with a personal loan has its pros and cons.

How to get clients with no case studies Method 1. Work for free in exchange for a video testimonial. Get great results: • You'll have a solid case study to leverage to get more clients. • Your client will be happy to keep working with you - He'll have no problems paying if he knows he can get a great ROI. Method 2. Offer a no brainer guarantee. Ex: Full money back + $100. Anyone would feel stupid not taking it. Offering money from your pocket shows how confident you are in delivering results. Method 3 Only charge for your results. If you're doing lead generation, only charge per appointment you generate. It's much easier for your prospect to accept a $200 per lead payment instead of $2k per month. Method 4 Make an offer where your prospect never loses. Let's say you're offering email marketing, ask for a sales commission from the emails you wrote. Ex: Your client has a list of 10,000 subs, you write one email that makes him $5k, you get paid 15% of that. It's a win-win.

What I Learned From Rich Dad Poor Dad - Rich Dad Poor Dad Summary What I Learned From Rich Dad Poor Dad - Rich Dad Poor Dad Summary Lessons I learned from "Rich Dad, Poor Dad" 1. Put your money to work You cannot get rich with your money in savings account, Invest it in appreciating assets. 2. Amount of money retained matters It is not the amount of money you make, It's the amount of money you keep that matters. 3. Acquire assets Rich people acquire assets while poor accumulates liabilities, Your choices will determine your fate. 4. You are not born to work for others for lifetime Most people consider this slavery as their life, Completely forgetting the life possible beyond that. 5. Gain Financial Knowledge Learn about investing, markets, accounting, sales and others. It will help you make overall better financial decisions. 6. Winning means not being afraid to lose Never be afraid to take calculated risks. Those who always play it safe never make big fortunes. 7. Pay Yourself First Every month, first invest in your income-generating assets, The rest of expenses should be next to it. 8. Dream Big You cannot earn millions by just dreaming of a small job, Plan and dream big ventures and play with heart.

10 Ways To Make $100,000 With No College Degree You can make $100,000 a year from a job, but it typically takes a lot of work and a load of debt to get there. For example, after years of studying to get a degree, veterinary students’ debt at graduation averages $160,000. And the median annual wage for veterinarians is about $84,000, so it could be a long time before that income reaches $100,000 per year. Let’s look at a few more of the many ways people have made $100,000 from something other than a salary or bonus. 1. Teach Online (No Degree Required) Nick Walter had heard of people giving lessons on Udemy.com, but he had never been a teacher. Then, when Apple created a new programming language called Swift, he felt inspired to help others learn it. He quickly put together 50 video lessons, and in June of 2014 loaded them up on Udemy.com. Within a few months, he made more than $100,000 from his lessons. If you have a skill you can teach others and a video camera (likely on your laptop), you can become an instructor today — and with no previous teaching experience. 2. Sell Toys on eBay. Arthur Burlo explains that it took him a couple of years to make $100,000 selling toys on eBay. Only $70,000 of that was profit, but his story is worth including here, in part because of his location. “Considering that in Malta, where I live, the average [monthly] wage is $2,000, I could have easily made a living off of that,” Burlo. It may not be easy to make a fortune selling toys, but it is easy to get started selling on eBay. 3. Publish Kindle Books. I love Amazon’s Kindle platform. As a writer, you can self-publish an ebook for nothing and still have a chance to hit it big. My backpacking book made $2,000, which isn’t too exciting, but I also made money from a few of my other ebooks. And some people do much better that I have. Joe Konrath made $100,000 in three weeks with his Kindle books. What makes his story even better is that he did it with books that traditional publishers had rejected. 4. Sell Photos Online. “The best decision that I ever made in my entrepreneurial career up to this point has been to sell stock photography online,” says Scott, who has made $100,000 selling his photos. You can sell stock photography through many websites. Once you’re approved for an account, you load your photos and get paid when people use them. Scott’s best website platform was Shutterstock.com, where he made more than $40,000 in sales. 5. Donate Your Eggs. Sarah Gwaltney was working as a model while going to college in Ft. Lauderdale, Florida, but she wasn’t making enough money. So when she heard about egg donation from a friend, she jumped right in. In two years, she donated her eggs six times and says she made $100,000. Most donors don’t make that much; in her guide to egg donation, Belynda Cianci says you can expect $3,000 to $5,000 the first time, and $8,000 or more after you’ve had successful donations. But several ABC News employees learned that their height, ethnicity or education could make their eggs more valuable. 6. Create a Blog. Blogging might not be a quick path to riches, but it can certainly bring in some money. For example, The Work at Home Woman profiled bloggers Miranda Marquit and Lisa Weber. Weber makes $300,000 a year from her blog about celebrity babies, and Marquit has earned “between $95,000 and $120,000 a year for the last few years,” primarily from her personal finance blog. Their advice is to find a niche you like, produce good content, connect with other bloggers and stick with it. For more on how to start a blog and make money as a blogger, check out our guide. 7. Invest in Marijuana Stocks. Some say investing in penny stocks is a fast way to lose money, but it can also be a way to cash in on marijuana legalization in Colorado. Kent Holesinger made $100,000 in pot stocks, reports Cannabist.com. Want to gamble on these long-shot investments? An online list of marijuana-related stocks includes dozens of options to choose from. 8. Sell T-Shirts Online. “I’m tired of listening to people say ‘get a real job’,” says Benny Hsu. And why should he work for someone else? He made $30,000 in 30 days with an iPhone app. Then, he did even better selling T-shirts online. In five months, he made a net profit of more than $101,000, using Facebook ads as his primary sales strategy. The most important lesson he offers is to keep trying; he says he had 21 failures before earning a profit. 9. Sell Things in a Game. “One gamer has made over $100,000 creating and selling in-game items in SOE’s Player Studio program,” according to Gamer.com. The program lets you create in-game items and, after they are approved, sell them directly to other players. As a seller you get 40% of the net proceeds from sales of your items. 10. Invest in Bitcoin. How old do you have to be, and how much money do you need to make $100,000 investing in Bitcoin? Erik Finman was only 15, and he started with just $1,000. Eighteen months later, he sold his Bitcoin currency for $100,000, which he is now using to launch his own startup.

10 Home Based Business Ideas That Would Be Profitable Day 1 Want to begin your own service-based business? This list consists of just ideas that have the most effective chance of success. All these small company opportunities are most likely to be successful in 2020 and past, will weather financial ups and downs. They do not require considerable education and learning or experience and do not need a huge financial investment to begin. Plus, many of these business ideas are home-based. While they may not make you a billionaire, these business opportunities will provide you with the flexibility to manage your time and enough profit making an excellent earnings. All you need is effort and a can-do attitude. 1. Washing Cars 2. Cleaning Houses 3. Pet Sitting 4. Pressure Washing 5. Tv Mounting 6. Handyman 7. Junk Removal (If You Have A Truck Or Trailer) 8. Landscaping 9. Event Planning 10. Personal Assistant 11. Window Washing 12. House Painter 13. Handyman 14. Doordash / Grubhub/ Uber Eats Good Luck. Thanks for Watching Please Subscribe.

10 Rules to Get Your Money Right. 1. Educate Yourself on Basic Financial Literacy In 2019, lack of financial literacy cost Americans more than $307 billion. Financial literacy teaches you how to: - Earn - Save - Invest - Spend - Borrow - Protect Improve your financial literacy today. Save money tomorrow. 2. Build an Emergency Savings Fund 63% of Americans cannot afford a $500 emergency.​ They would have to resort to: - Using credit cards - Using debt to pay debt - Using other high-interest debt Pro Tip: Use a high-interest savings account for your emergency fund. 3. Build a Solid Credit Score Benefits: - Better chance for loan approvals - Better insurance rates - Lower interest rate How to boost your credit score: - Pay on time - Pay off your debt - Keep a low credit utilization ratio Good credit score = more money in your wallet. 4. Build Healthy Habits Successful habits could include: - Frugality - Positivity - Networking - Setting goals - Taking action - Reading books - Waking up early It takes around 66 days for a new behavior to become a habit. Take the steps today to make a better tomorrow. 5. Develop & Stick to a Budget To build a budget, start by: - Tracking your income - Tracking your expenses Figure out where your money is: - Coming from - Going to (and how much) Manage money before it manages you. 6. Pay Yourself First Society tells you to: - Spend - Consume Instead, use your paycheck to: - Pay off credit debt - Invest for your retirement - Add to your emergency fund - Add to your investment portfolio Never live bigger than your paycheck. That's financial suicide. 7. Eliminate Credit Card Debt Credit card debt is bad because of: - High-interest rates - Could damage credit score Credit card debt can drain: - Your budget - Your savings - Your future portfolio You rob your future self with credit card debt. 8. Save for Retirement Use the power of compound interest to your advantage. The earlier you start: - Saving - Investing - Paying yourself first ...The more likely you will see a return on your investment. Build your tomorrow starting today. 9. Build Additional Income Streams Don't rely on 1 income source. Income examples: - Earned income - Rental property income - Active and passive income - Dividends and interest income - Second business income stream Never put your eggs in 1 basket. Diversify your income now. 10. Health and Wealth Go Together Don’t take your health for granted. Begin to: - Meditate daily - Exercise regularly - Drink enough water - Stick to healthy foods - Block negativity/toxicity Adopt a healthy routine today. You can't enjoy wealth if you have bad health.

10 Financial Strategies to Maximize your Wealth. 7. Eliminate Credit Card Debt Credit card debt is bad because of: - High-interest rates - Could damage credit score Credit card debt can drain: - Your budget - Your savings - Your future portfolio You rob your future self with credit card debt. 8. Save for Retirement Use the power of compound interest to your advantage. The earlier you start: - Saving - Investing - Paying yourself first ...The more likely you will see a return on your investment. Build your tomorrow starting today. 9. Build Additional Income Streams Don't rely on 1 income source. Income examples: - Earned income - Rental property income - Active and passive income - Dividends and interest income - Second business income stream Never put your eggs in 1 basket. Diversify your income now. 10. Health and Wealth Go Together Don’t take your health for granted. Begin to: - Meditate daily - Exercise regularly - Drink enough water - Stick to healthy foods - Block negativity/toxicity Adopt a healthy routine today. You can't enjoy wealth if you have bad health.

Is NIO a Good Stock to buy? - Can NIO stock reach $100? Is NIO a good stock to buy? Once they do, NIO stock will resume on its long-term uptrend. So, buy the dip while prices are still discounted. When all is said and done, NIO is still one of the best growth stocks buy and hold for the long haul. Can NIO reach $100? Nio is worth more than Ferrari and other Chinese EV firms. For Nio's stock to reach nearly $100 per share, Nio's revenue will need to double or triple in the next three years. I've used a 12% average discount rate in this 5-Year DCF Model: Gordon Growth Exit model. Is NIO a good long term investment? If we consider purely from the economics of selling electric cars then I would say absolutely yes. Nio is a better long term investment than Tesla due to sheer market potential in China. Is NIO undervalued? NIO STOCK IS UNDERVALUED AT $43 A SHARE. ... NIO Stock is poised for HUGE long term growth. NIO Stock has performed great in 2020 against other electric vehicle giants Tesla, XPENG, and Li Auto and NIO Stock will be a BUY in 2021. Will NIO stock go up? Shares of Chinese premium electric vehicle maker Nio (NYSE:NIO) went vertical in 2020, with NIO stock soaring from a low of $1.50 in late 2019, to a high of nearly $70 in early 2021. ... But back to NIO, stocks don't go up in straight lines.