NQR Media

Ever thought about the role of faithfulness in your life's journey or how life's disruptions could actually lead to personal growth? These are the questions we tackle headfirst on my latest episode, asking the big questions and seeking answers through compelling conversations. We sit down with Peter Englert, a pastor and podcast host who shares his journey from his upbringing in Endicott, New York, to his current role as a family man and Pastor at Browncroft Church in Rochester, New York. He sheds light on his podcast, 'Why God, Why?', where he explores the most profound questions many of us grapple with. Peter talks extensively about his experience with this concept of faithfulness - or what many would deem consistency. His conversation centers on trust issues and how to build faithfulness in relationships, both at home and in the workplace. We explore key strategies for navigating digital communication, emphasizing the importance of timely responses and acknowledgment to build trust and credibility. Finally, we delve into the importance of setting boundaries, confronting issues, and fostering healthy relationships. Navigating relationship challenges, understanding others' perspectives, and recognizing 'values violations' are central to our discussions. We explore effective communication strategies for resolving conflict and managing expectations. We wrap up by discussing the importance of feedback and support, highlighting the value of honesty and transparency in all interactions. Listen in as we journey together through faithfulness, setbacks, and personal growth. _____________________________________________________________________ The One Big Thing is produced by NQR Media. NQR also produces the award-winning Ditch the Suits Podcast, of which Steve is a co-host. You can watch all episodes, as well as other great content produced by NQR Media through their YouTube channel at https://youtube.com/@NQRMedia ⭐⭐⭐⭐⭐ I'd also love for you to subscribe to this podcast and leave a 5-star rating and review Follow me on ✅ Facebook - https://www.facebook.com/stevecampbellpr/ ✅ Instagram - https://www.instagram.com/stevecampbell_pr/ ✅ Twitter - https://twitter.com/SteveCampbellpr ✅ Linkedin - https://www.linkedin.com/in/scampbellseedpg/

Ready to redefine your relationship with money and potential inheritances? We promise to guide you on this journey! It's more than just a conversation about money, it's about paving the path towards a healthier perspective on wealth and its distribution. This episode delves deep into the emotional aspects tied with sudden wealth accumulation and how these emotions can be channeled positively with open and candid communication. We offer insights on how to create a strong foundation for discussing money matters, especially when planning for the future with your loved ones. Shifting the conversation towards family dynamics, we explore the importance of fostering transparency when it comes to wealth. Talking about money to adult children can be a challenging hurdle. We share effective strategies to bridge these gaps and avoid the pitfalls of entitlement. We also highlight how couples can collectively make the best financial decisions for their children's future. Remember, this isn’t just about financial advice; it’s about enriching your life. So, join us as we equip you with the tools to change your life and get the most from money and life. _______________________________________________________________________ Thanks to our sponsor, S.E.E.D. Planning Group! S.E.E.D. is a fee-only financial planning firm with a fiduciary obligation to put your best interest first. Schedule your free discovery meeting at www.seedpg.com Ditch the Suits is produced by NQR Media. NQR also produces the One Big Thing Podcast with Steve Campbell. You can watch all episodes, as well as other great content produced by NQR Media through their YouTube channel at https://youtube.com/@NQRMedia 📧 For more information or to get in touch with us, visit https://www.ditchthesuits.com/ or email us at info@ditchthesuits.com 👍🏼 You can also follow us on social media at @ditchthesuits ✅ Facebook - https://www.facebook.com/nqrmedia ✅ Instagram - https://www.instagram.com/nqrmedia/ ✅ Twitter -https://twitter.com/NQRmedia ⭐⭐⭐⭐⭐ We'd also love for you to subscribe to this podcast and leave a 5-star rating and review Chapters: 00:00 - Intro 00:08 - Preparing for Inheritances and Windfalls 08:13 - Avoiding Wealth Loss in Families 16:08 - Navigating Conversations About Money With Family

What does it truly mean to set your children up for financial success and independence? We're peeling back the layers of this complex topic, tackling the struggles of instilling an understanding of wealth accumulation, especially when you're just beginning to build wealth yourself. This clip, taken from our Ditch the Suits Podcast, takes a deep dive into the different attitudes towards money, the fear of messing up inherited wealth, and the potential consequences of kids inheriting wealth before they're ready to handle it responsibly. A windfall can be a blessing or a curse, depending on how it's managed. We discuss this, sharing real-life examples of how an inheritance can drastically alter lifestyles, often leading to rapid depletion of the wealth. But we're not just talking about the problems - we're here to offer solutions. Join us as we share insights on how to prepare your children to manage their inheritance wisely, and build a legacy of their own. From the early stages of wealth accumulation to the later stages of life when you're ready to pass it on, we're taking you on a journey of understanding wealth in a whole new light. Ditch the Suits is produced by NQR Media. NQR also produces the One Big Thing Podcast with Steve Campbell. You can watch all episodes, as well as other great content produced by NQR Media through their YouTube channel at https://youtube.com/@NQRMedia 📧 For more information or to get in touch with us, visit https://www.ditchthesuits.com/ or email us at info@ditchthesuits.com 👍🏼 You can also follow us on social media at @ditchthesuits ✅ Facebook - https://www.facebook.com/nqrmedia ✅ Instagram - https://www.instagram.com/nqrmedia/ ✅ Twitter -https://twitter.com/NQRmedia ⭐⭐⭐⭐⭐ We'd also love for you to subscribe to this podcast and leave a 5-star rating and review

Hiring a financial advisor is a choice. And one you shouldn't take lightly. If you are paying a professional to manage your money, you need to keep them accountable.

What if the inheritance you’ve been planning for your children doesn’t end up becoming the blessing you intended it to be, but rather a pitfall? As we dive into the murky waters of inherited wealth, taken from our Ditch the Suits Podcast, we unravel the complexities that often go unspoken and how they could potentially affect both the givers and the receivers. We talk about the intentions of parents who want to leave something for their kids and the reality of those children suddenly coming into large sums of money. It’s not all gloomy though, we also touch on empowering strategies to foster good stewardship of wealth. Did you know that it takes the average heir just nineteen days to buy a new car after receiving their inheritance? Or that a staggering 70% of people who suddenly receive a large sum of money will deplete it within a few years? These eye-opening statistics from the National Endowment for Financial Education underline the urgent need for financial education. We also delve into how factors like the recipient's maturity, financial understanding, and upbringing influence the use of their inheritance, with the aim of encouraging responsible financial decisions. So buckle up, and prepare for a candid and enlightening conversation on the hidden dynamics of inheritance. Ditch the Suits is produced by NQR Media. NQR also produces the One Big Thing Podcast with Steve Campbell. You can watch all episodes, as well as other great content produced by NQR Media through their YouTube channel at https://youtube.com/@NQRMedia 📧 For more information or to get in touch with us, visit https://www.ditchthesuits.com/ or email us at info@ditchthesuits.com 👍🏼 You can also follow us on social media at @ditchthesuits ✅ Facebook - https://www.facebook.com/nqrmedia ✅ Instagram - https://www.instagram.com/nqrmedia/ ✅ Twitter -https://twitter.com/NQRmedia ⭐⭐⭐⭐⭐ We'd also love for you to subscribe to this podcast and leave a 5-star rating and review

🎉 It's my 37th birthday, and there's no better way to celebrate than to reflect on the nuggets of wisdom and the compelling stories shared by our guests so far! My wife, Stephanie, and I kicked things off by sharing our journey through the laughters, tears, and breakthroughs that have defined our marriage and parenting. We gave you a front-row seat to our world, and I hope that our candid conversations on clear communication, honoring our spouses, and raising children have provided some valuable insights for you. Rachel Jenks took us on a fascinating journey from being a ballerina to a marketer and then to an advocate for children affected by trafficking. We've learned that our identities are not defined by our professions, and Rachel's story is a true testament to that belief. We also got some practical tips on managing our emotions, unplugging to recharge, and journaling. The need to unplug and recharge has never been more critical than it is today, and I hope that Rachel's advice has helped you find peace in the midst of chaos. Bret Magpiong, Amazon Bestseller, life coach and consultant, walked us through a framework for coming fully alive and living on purpose. He shared about the three P's - passions, principles and priorities and how when we multiple these three by E or effort - we can throw gasoline on life! But, without identifying and acknowledging our failures, we are missing a major compontent to finding our purpose. These ingredients, when mixed together, give us all a simple to follow framework for truly living on purpose, with purpose. We were also enlightened by the inspiring story of resilience from our first international guest, Bradley Rose. The Peloton instructor shared his riveting journey of surviving a stroke in his 30s and turning setbacks into setups. Bradley's resilience and positive attitude towards adversity are truly inspiring, and I'm sure his story has resonated with many of you. James Stagnitta, 2x Premier Lacrosse League Championship winning coach, broke down a champions journey and provided invaluable insights into leadership and how we can all be better in connecting with those under your care. His framework of asking questions, staying humble and developing empathy are an easy-to-follow framework any of us can follow to win with people. But he affirms over and over that our lives can be judged on wins and loses - but has to be based on how we lead by example and quality of our followers. As we look back at these episodes, I express my profound gratitude to all our listeners for joining us on this journey. And as a birthday treat, I'm inviting everyone to check out my other podcast, Ditch the Suits, which has been recognized as one of the best podcasts of the year by Quill Inc. #birthday _____________________________________________________________________ The One Big Thing is produced by NQR Media. NQR also produces the award-winning Ditch the Suits Podcast, of which Steve is a co-host. You can watch all episodes, as well as other great content produced by NQR Media through their YouTube channel at https://youtube.com/@NQRMedia ⭐⭐⭐⭐⭐ I'd also love for you to subscribe to this podcast and leave a 5-star rating and review Follow me on ✅ Facebook - https://www.facebook.com/stevecampbellpr/ ✅ Instagram - https://www.instagram.com/stevecampbell_pr/ ✅ Twitter - https://twitter.com/SteveCampbellpr ✅ Linkedin - https://www.linkedin.com/in/scampbellseedpg/

Who would have thought that your dusty old baseball card collection could teach you a thing or two about investing? We're switching gears on this episode of Ditch the Suits, using our knowledge from trading sports memorabilia to understand the intricacies of investing. We're going to reveal how understanding the value of baseball cards, whether they’re pristine or a bit crumpled, can translate into making informed decisions in the world of stocks and bonds. Ever wondered how our emotions and loyalties can impact our investment decisions? We've all held on to that favorite player's card longer than we should have, right? Well, we're drawing parallels to how that same mindset can hinder our financial growth. Hang in there as we delve into the world of trading and investing, explaining how you can still strike a good deal in any market condition, hot or cold, with the right information. As we wrap up, we discuss how you need to recognize the rarity of some deals and situations - it doesn't matter if we are talking baseball cards or investments. If you do your homework, understand the value of companies, their products, services, competitive advantages in the marketplace, etc. - you can spot a great deal when no one else does. It'll be like trading baseball cards with a blind man! Take advantage of other investors lack of knowledge. Thanks to our sponsor, S.E.E.D. Planning Group! S.E.E.D. is a fee-only financial planning firm with a fiduciary obligation to put your best interest first. Schedule your free discovery meeting at www.seedpg.com 📧 For more information or to get in touch with us, visit https://www.ditchthesuits.com/ or email us at info@ditchthesuits.com 👍🏼 You can also follow us on social media at @ditchthesuits ✅ Facebook - https://www.facebook.com/DitchTheSuits ✅ Instagram - https://www.instagram.com/ditchthesuits/ ✅ Twitter - https://twitter.com/DitchtheSuits ⭐⭐⭐⭐⭐ We'd also love for you to subscribe to this podcast and leave a 5-star rating and review Chapters: 0:08 - Investing Insights 10:25 - Personal Investments 18:12 - Understanding Value in Investments and Collectibles 29:32 - Maximizing Value in Future Investments

Think about this for a moment - are you getting the most from your financial advisor? Have you ever paused to evaluate the frequency, usefulness and the nature of your interactions with them? We are here to stir your thoughts and challenge you to reflect on these questions. Our opinion and advice is designed to provoke thought and offer real-life evidence and insights on how we assist people in managing not just their money, but all aspects of their life. We've all seen people share their financial statuses on social networks, becoming prey to self-proclaimed finance gurus. If you are someone seeking guidance and wishing to avoid this whirlpool of confusion, listen closely. This advice does not merely present a contrarian viewpoint; it's packed with experiences from our everyday life, where, as fee-only financial planners, we help people make informed financial decisions. So, if you have questions or need a completely honest perspective, reach out to us at www.ditchthesuits.com. We're here to provide you the cold hard truth about what you need to ask or do to make the most of your financial life. How often do you meet with the advisor you are paying? When you meet, what is actually discussed? What changes year after year? Is their guidance reactive or proactive? Like this content? Listen to our Ditch the Suits podcast at https://youtube.com/playlist?list=PLiF-qpkld3AoU24lQjvNz-N-bNvz4bfii

Imagine a life where everything seemed invincible, where the boundaries of health and strength were constantly pushed to the limit. Bradley Rose, a renowned fitness instructor, an influencer whose vibrant personality filled every room, embodied that unstoppable spirit. But five years ago, the world as he knew it came crashing down. In a shocking turn of events, a sudden stroke struck Bradley, shattering the very foundation of his existence. The one who had inspired countless individuals to embrace a healthier lifestyle was now facing a daunting battle himself. Despite the passing of time, the lingering effects of that fateful stroke continue to shadow his every step. Yet, in the face of adversity, Bradley Rose remains an unwavering force of inspiration. Refusing to let his setback define him, he persistently strives to touch lives with a potent blend of positivity and motivation. Each day, he summons the courage to combat the hurdles before him, proving that the human spirit knows no bounds. Now, the wait is over. Brace yourself for an emotional and transformative journey as we delve into Bradley's awe-inspiring tale of resilience and redemption. Be prepared to witness a narrative that will tug at your heartstrings and leave you on the edge of your seat. Mark your calendars for the much-anticipated premiere of this extraordinary episode, coming your way on Wednesday, July 26th. Don't miss the chance to witness the indomitable spirit of Bradley Rose as he continues to inspire and impact lives like never before. This is a story of strength, hope, and the unyielding power of the human spirit that you won't want to miss.

What if the financial advice you've been swallowing is as generic as fast food? How would you feel if you discovered that your financial decisions, which impact the rest of your life, were based on oversimplified and conventional wisdom? Welcome to our latest discussion where we take a deep dive into the murky waters of financial planning and the pitfalls of so-called financial advisors. Hear our insights on how generic, over-simplified advice can harm your financial journey, and why good financial planning is never as simple as it seems. Are you a weekend warrior studying financial planning in your spare time? Do you question your need for a professional financial advisor? This advice is for you. We expose the vast difference between your knowledge and that of a dedicated, seasoned fee-only financial planner. Let us walk you through the importance of finding the right balance between financial planning and investment knowledge. You’ll learn why you need a fee-only financial planner with a transparent arragement who can effectively build out a financial plan that works for you. Join our candid conversation on why you should always value the time, experience, and depth a fiduciary brings to your financial trajectory. The takeaway is crystal clear: a quick-fix financial solution is a ticking time bomb. Don't let it be yours. Like this content? Listen to our Ditch the Suits podcast at https://youtube.com/playlist?list=PLiF-qpkld3AoU24lQjvNz-N-bNvz4bfii

Are you tired of rigid financial rules that don't cater to your individual needs? Fed up with generic advice that doesn't consider your unique circumstances? You've come to the right place. We are huge proponents of a tailored approach to financial planning, and we're here to share our insights on the 4% rule - or should we say 4.5% or even 5%, depending on your age. Navigating the world of finance can feel like a maze, but we're here to serve as your compass. We'll guide you through the importance of viewing the 4% rule as a guideline rather than a golden rule. Building a portfolio that meets your retirement needs is just as crucial as understanding financial rules. We take pride in providing guidance and helping you navigate the decision-making process. Plus, we'll delve into why getting professional advice tailored to your circumstances is crucial and how hasty advice can lead to potential problems. We understand that everyone's financial journey is unique, and we tailor our services to suit your needs. We'll share insights on the different types of clients we assist and the strategies we use to help everyone from spreadsheet do-it-yourselfers to those who've been with a big wire house or a golf buddy. Plus, we'll share our thoughts on seeking financial advice from social forums and provide a contrarian perspective to help you make informed decisions. Curious? Tune in for an enlightening chat on personal finance. Let's ditch the suits and get real about money together. ________________________________________________ Thanks to our sponsor, S.E.E.D. Planning Group! S.E.E.D. is a fee-only financial planning firm with a fiduciary obligation to put your best interest first. Schedule your free discovery meeting at www.seedpg.com 📧 For more information or to get in touch with us, visit https://www.ditchthesuits.com/ or email us at info@ditchthesuits.com 👍🏼 You can also follow us on social media at @ditchthesuits ✅ Facebook - https://www.facebook.com/DitchTheSuits ✅ Instagram - https://www.instagram.com/ditchthesuits/ ✅ Twitter - https://twitter.com/DitchtheSuits ⭐⭐⭐⭐⭐ We'd also love for you to subscribe to this podcast and leave a 5-star rating and review Chapters: 00:00 - Understanding and Using the Percentage Rule 10:37 - Financial Planning and Avoiding Misguided Advice 15:21 - The Importance of Individualized Financial Planning 21:40 - Financial Planning for All Lifestyles 24:34 - Seeking Guidance on Social Forums

Are you ready to question the financial norms? We're uncovering the fascinating resilience of the 4% rule since its inception in the early 90s, challenging its journey through constant global disruptions. The concept of this rule isn’t the only thing we dissect. We're also asking hard questions about the assumptions behind investment growth rates - how reliable are they in our rapidly changing world? This episode is designed to make you think, to question, and to challenge financial norms. But wait, we're not stopping there. We're also investigating the impact of global events on our investment portfolios. From the rise of cryptocurrencies to the impact of COVID on the global supply chain, we're examining it all. In addition, we're exploring the psychology behind investing. Why is index investing so widely accepted, and are investment firms really the powerhouse they're made out to be? This episode is more than just economics, it's about breaking down barriers and encouraging you to think beyond the norm. So, sit back and get ready for a thought-provoking discussion that will leave you questioning everything you thought you knew about finance. ________________________________________________________________ Thanks to our sponsor, S.E.E.D. Planning Group! S.E.E.D. is a fee-only financial planning firm with a fiduciary obligation to put your best interest first. Schedule your free discovery meeting at www.seedpg.com 📧 For more information or to get in touch with us, visit https://www.ditchthesuits.com/ or email us at info@ditchthesuits.com 👍🏼 You can also follow us on social media at @ditchthesuits ✅ Facebook - https://www.facebook.com/DitchTheSuits ✅ Instagram - https://www.instagram.com/ditchthesuits/ ✅ Twitter - https://twitter.com/DitchtheSuits ⭐⭐⭐⭐⭐ We'd also love for you to subscribe to this podcast and leave a 5-star rating and review

Can failure truly be a stepping stone to success? How might aligning your priorities, principles, and passion unveil your purpose and ignite a spark to start living on purpose? These intriguing questions form the basis of my heart-to-heart with retired executive, wealth manager, and now Amazon's #1 bestselling author, Bret Mapgpiong, who has a wealth of wisdom to share. Bret's journey, from his humble beginnings in a blue-collar neighborhood in Southern California to managing wealth for ultra-high-net-worth individuals, is an inspiring tale of resilience, hard work, and the pursuit of purpose. In working with the ultra-wealthy for over 30 years, Bret shares how he discovered wealth is more than just financial - it's about relationships, mental health, time, and physical well-being. This episode is a practical guide to living a purpose-driven life. Together, we challenge conventional ideas of wealth, success, and societal pressures often dictating our life's narrative. We navigate through the groundbreaking ideas from his book, The Delta Theorem, and how it serves as a blueprint to identify your life's purpose. The Delta Theorem is not just a book; it's a transformative framework Bret created and has used to help countless individuals break free from life's constraints and truly "come alive." You'll learn about the Delta Theorem's potential to help you uncover your authentic identity, understand the power of setting small, achievable goals, and the significance of having a strong 'why.' So join us for an episode filled with insights, wisdom, and practical tips that could be the catalyst for your journey of self-discovery and living purposefully. You can pick up a copy of the Delta Theorem, an amazon Best seller, at https://www.amazon.com/Delta-Theorem-Innovative-Framework-Wealthy/dp/1952654734/ref=sr_1_1?crid=3OB0NTONHHZKI&keywords=delta+theorem&qid=1689020692&sprefix=delta+theorem%252Caps%252C125&sr=8-1&_encoding=UTF8&tag=stevecampbell-20&linkCode=ur2&linkId=57beaf2e723cc6d035be7df9d7b84d3c&camp=1789&creative=9325 Just to let you know, as an Amazon affiliate partner, if you purchase a book through this link, I may receive a commission as part of the sale. Bret would love for you to connect with him! Author of The Delta Theorem: An Innovative Framework for Being Fully Alive and Truly Wealthy (https://www.deltatheorem.com) Rudius Strategies Group (www.rudiusstrategiesgroup.com) Personal (www.connectwithbret.com) LinkedIn: https://www.linkedin.com/in/bret-magpiong-ab9b2134/ Twitter: https://twitter.com/bretmagpiong _____________________________________________________________________ ⭐⭐⭐⭐⭐ I'd also love for you to subscribe to this podcast and leave a 5-star rating and review Follow me on ✅ Facebook - https://www.facebook.com/stevecampbellpr/ ✅ Instagram - https://www.instagram.com/stevecampbell_pr/ ✅ Linkedin - https://www.linkedin.com/in/scampbellseedpg/ Chapters 00:00 - Introduction With Bret Magpiong 04:54 - Growing up a Middle-Class kid to Working in Wealth Management with the ultra-high-net-worth 19:51 - Discovering Purpose and Living on Purpose 32:37 - Discussing Bret's Best Seller, 'The Delta Theorem' 39:18 - The Importance of Crawl, Walk, Run 46:47 - Navigating Relationships and Purpose 59:12 - Overcoming Failure

Are you prepared to challenge conventional wisdom? Brace yourself for a deep dive into the 4% rule and its relevance in today's complex financial landscape. We’re about to deconstruct this dated rule from the 90s and replace it with a more flexible, adjustable approach to financial planning. With the world's constant evolution and unpredictable future, we put the spotlight on adaptability and understanding. We promise, by the end of this episode, you'll be rethinking your financial strategy. Retirement planning is not a one-size-fits-all, and we’re here to disclose why. We examine various aspects of planning for your golden years, including the intriguing concept of "Band-Aid years," and why a one-dimensional approach, like the 4% rule, may lead to flawed planning. We advocate for a holistic approach that strategically leverages your assets across different time phases. The goal? To adequately prepare you for the twists and turns that life can throw at you. Finally, we delve into the crucial decision of picking a financial advisor. Sound financial planning is no walk in the park; it demands effort, insight, and, most importantly, a knowledgeable professional by your side. We underscore the importance of your advisor's acumen and the power to choose the right one. After all, financial planning doesn’t just hinge on following generic rules; it's about insightful, flexible decisions that are in tandem with the world's dynamism. So, come aboard as we navigate through retirement planning and financial decision-making - you will not want to miss this. Thanks to our sponsor, S.E.E.D. Planning Group! S.E.E.D. is a fee-only financial planning firm with a fiduciary obligation to put your best interest first. Schedule your free discovery meeting at www.seedpg.com 📧 For more information or to get in touch with us, visit https://www.ditchthesuits.com/ or email us at info@ditchthesuits.com 👍🏼 You can also follow us on social media at @ditchthesuits ✅ Facebook - https://www.facebook.com/DitchTheSuits ✅ Instagram - https://www.instagram.com/ditchthesuits/ ✅ Twitter - https://twitter.com/DitchtheSuits ⭐⭐⭐⭐⭐ We'd also love for you to subscribe to this podcast and leave a 5-star rating and review _________________________________________________________ Chapters: 00:00 - Intro 00:08 - The Four-Percent Rule 11:33 - Understanding Retirement Planning and Risk Exposure 17:39 - Navigating Retirement Planning and Financial Considerations 28:42 - Choosing Financial Advisors

Do you ever question the financial advice that's out there? If you've heard about the 4% rule – that you should only draw 4% from your retirement funds each year - and blindly followed it, this segment from our Ditch the Suits Podcast is for you. We strip down this widely acknowledged financial concept, highlighting the fact that it isn't a one-size-fits-all solution. Can you believe the original creator of the 4% rule suggested that one could withdraw up to 10% depending on various circumstances? Yes, that's right! We dig into the assumptions behind this rule, illustrating why your portfolio might not be able to support the 4% withdrawal. Are you aware of the importance of diversification and how a poorly diversified portfolio can increase your sequence of return risk? We guide you through this and more, focusing on the significance of comprehending investment and financial planning, not just adhering to a set rule. Remember, your investment plan and portfolio structure must harmonize with your specific financial requirements and situation. Don't miss out on this insightful episode as we encourage you to challenge the consensus and make financial decisions that are right for you. Listen to Ditch the Suits at https://ditchthesuits.buzzsprout.com/

Watch this clip from my latest podcast episode then head over to Apple and Spotify and listen to episode 2 with Rachel Jenks! She does a masterful job sharing her own personal story of allowing her jobs, hobbies and roles unfortunately to become her identity - maybe you can relate? Listen at https://theonebigthing.buzzsprout.com/2190985/13094521-your-identity-with-rachel-jenks

Are you playing it too safe with your retirement planning? Brace yourself for a provocative re-evaluation of the 4% rule, the long-standing retirement drawdown strategy first created by William Benjen in the 1990s. Together, we'll trace the journey of this rule, from its inception to its current relevance, and debate its effectiveness in today's volatile financial environment. We start by honouring the roots of the 4% rule, acknowledging its significant role in shaping our understanding of retirement planning. Despite its long-term acceptance, we'll dissect this rule, scrutinizing its underlying assumptions around portfolio design, inflation, and investor timelines. We also discuss the complexities and limitations of this rule, which play a pivotal role in its success, influenced by human behaviour, market variables, and financial planning. In this era of uncertainty, we'll also examine the impact of current market conditions on the endurance of the 4% rule. We're not stopping there, though. Prepare for a daring comparison between the 4% rule and the 5% rule, as we explore the shifts in retirement spending post the 2008 financial crisis. As we highlight how financial advisors have leveraged these rules to drive their sales, we'll also ponder over alternative perspectives and risks associated with these rules. This episode is not just about understanding the mechanics of retirement spending rules but also about challenging the conventional wisdom associated with them. Be ready for some hard-hitting truths, intriguing insights, and thought-provoking discussions on this retirement financial rollercoaster ride. Chapters: 00:00 - Intro 0:08 - The Evolution of the 4% Rule 09:00 -4% Rule Challenges and Limitations 14:50 - Challenging the 4% Rule and Portfolio 21:52 - Retirement Spending Rules and Projections 27:33 - The 4% Rule and Financial Advisors

Imagine saving thousands of dollars on taxes while making a difference in the lives of others. Sounds too good to be true, right? In this power-packed episode, we reveal how you can maximize your tax deductions through charitable giving and even ensure your kids are taken care of in the process. We explore financial planning strategies for giving, such as layering different methods to make the most of your donations. We discuss donor-advised funds, decreasing capital gains, and Qualified Charitable Distributions (QCDs). We dive into maximizing charitable giving efficiency by identifying the most highly appreciated investments in your portfolio and transferring those securities to a charity of your choice. We also explore how you can use RMDs and donor-advised funds for tax deductions. We aim to help organizations and donors understand the most tax-efficient ways to gift. If you operate a non-profit or serve on a board of a local charity, we also share how to introduce these ideas to donors. Don't miss this opportunity to learn how you can make a difference while saving on taxes!

Have you ever faced an identity crisis? Today's captivating episode features Rachel Jenks, Chief Brand Boss of the Brand Boss Studio. She shares her inspiring journey of redefining her identity after injuries forced her to leave her passion for ballet behind. Join us as Rachel shares her unique career journey, from working with an international organization to becoming a creative freelancer, and reminds us that our true identity and passions go far beyond our job titles and accomplishments. Rachel's powerful story of transformation and self-discovery will resonate with listeners from all walks of life. As we discuss finding opportunities in unexpected places, Rachel encourages us to own our differences and let our unique qualities shine. With her uplifting attitude and personal experiences, Rachel helps us see that sometimes our setbacks are actually setting us up for success. Tune in to this exciting conversation with Rachel Jenks and be prepared to leave with a renewed sense of purpose and a better understanding of what it means to find your identity and overcome limitations. Don't miss the chance to learn from Rachel's inspiring story and embrace your own unique journey! Rachel would also love to connect with you! Here are her social links. Instagram: https://www.instagram.com/thebrandbossshow/ LinkedIn: https://www.linkedin.com/in/thebrandboss/ Facebook: https://www.facebook.com/thebrandbossshow The Brand Boss Show (available on all podcast platforms) This URL links to several: https://www.brandbossstudio.com/brand-boss-show Dazed & Confused in the Dating Pool podcast: https://youtube.com/playlist?list=PLDNur1nL5FC3YQV8gTD5umAupuNg4P5S4 My book: https://www.amazon.com/dp/B09DMP89M9?ref_=cm_sw_r_cp_ud_dp_DN1V45E0TA745009BKKZ&_encoding=UTF8&tag=stevecampbell-20&linkCode=ur2&linkId=316303cf7d37a3a0b1823bab5bdb0557&camp=1789&creative=9325 **I am an Amazon affiliate. By purchasing this product through my link, I could receive a commission as part of the purchase.** Thank you! _____________________________________________________________________ ⭐⭐⭐⭐⭐ I'd also love for you to subscribe to this podcast and leave a 5-star rating and review Follow me on ✅ Facebook - https://www.facebook.com/stevecampbell607/ ✅ Instagram - https://www.instagram.com/stevecampbell_pr/ ✅ Linkedin - https://www.linkedin.com/in/scampbellseedpg/ Chapters 00:00 Intro 10:43 Discovering Talents and Identity 17:22 Identity and Passion Beyond Occupation 27:38 Finding Identity and Overcoming Limitations 35:47 Finding Opportunity in Unexpected Places 48:15 Owning Your Difference 1:03:51 Boundaries and Self-Check 1:10:06 Dating Pool Podcast Confusion