Who wants a pill pusher for Primary Care vs The State-of-the-Art in Integrative Care?
We’re building THE nationwide network for Self-thinking Patients
Mark Aubry - Founder of Regenerative Health Management
RHM.care
The real epidemic isn’t that Covid nonsense. It’s CHRONIC disease, which since 1986 (Hmmm….I wonder what happened that year) has exploded from a measly percentage to over HALF the population. And one of those chronic conditions - CANCER - has employers scared of how it’s suddenly taken over. Which is contributing to one of many reasons for exploding health plan costs.
The thing is - and this is hard for most patients to grok - the vast majority of illnesses are preventable….or even REVERSIBLE. Not with pharma’s toxins - Cambridge found only 6% of their prescriptions are backed with what’s considered good evidence.
Jeez - a former British Medical Journal editor said, all studies should be deemed false until reproduced - which is far from how most scientists out there are looking at it.
Mr. Aubry is recruiting the national network of physicians who understand the failure of allopathy (so-called “mainstream” (pharma-influenced) protocols).
These maverick healers are opening their minds to what works clinically. From a holistic approach, they are forming what is an “integrated” school of medicine. The focus is regenerative therapies.
No matter how the pharma ad-dependent media denigrates natural care, almost all patients use some care form of natural care. Be a part of this cutting-edge improvement in healthcare!
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Medical Bills of Insured Patients - the Largest Cause of Bankruptcy. Switch to Medical Cost Sharing?
(In fact, millions have already done so)
Melinda Goodwin, Zion HealthShare
your-mp.com/founder-s-marketplace
Millions of families “bank” not at banks, but rather at credit unions. Several million now get their health “insurance” not with insurance companies, but rather through Medical Cost Sharing Communities. ObamaCare was terrible for insurance but was needed to unleash what is really a rebirth of the centuries-old “mutual aid” model of paying bills.
A hundred years ago, most workers belonged to associations that sometimes collected fees to pay for a “lodge doctor,” or bills for pensions or medical care. And while ObamaCare threatened those not covered by insurance with fines, one group was exempted: the “Religious Sharing Ministries.” With the Affordable Care Act pricing insurance out of reach of everyone but the working poor, a million (mostly small) entrepreneurs, like your local Realtor agents, fled insurance for these religious “mutual aid” plans. Entrepreneurs, seeing the growing demand, produced new sharing companies for the secular and small business markets.
These new Sharing companies are becoming popular with the best sales agents, who are now offering them instead of traditional insurance. Many are also helping patients shop on price and quality, thus aiding the long-term goal of price-sensitive competition, so needed in a market with such distorted and hidden pricing. Forbes featured one brokerage’s combination of Sharing with the popular Health Savings Account. Others like how they complement Direct Primary Care.
Some of these communities are better at Sharing more natural health approaches - increasingly popular with patients disillusioned with the expense and side effects of mainstream care. And many just want to see a more competitive health market and help avoid further governmental takeover – which is where we are headed if we fail to use market forces to open up what most agree is a dysfunctional cartel.
Zion HealthShare is one of the fastest-growing Sharing Communities, and Melinda Goodwin explains why.
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Why in God’s name are colleges nationwide forcing students to risk their lives with the experiment?
(And how can we stop these maniacal policies?)
Lucia Sinatra - No College Mandates
NoCollegeMandates.com
With even the corrupt Centers for Disease Control finally conceding that the experiment offers no more protection against Covid infection than natural immunity, it’s outrageous that several colleges in each of the 50 states still mandate the experimental vaccines for which insurers and governments themselves are reporting Orwellian increases in excess death and disability. Search universities in your own state to see the insanity.
It was tragic when a year ago - before the 2021 school year - a federal appeals court struck down a desperate lawsuit to spare students from having to play Russian Roulette with their futures or lives. When universities started to mandate the jabs in July of that year, several high-profile medical professors warned against this dangerous move. Seventeen states banned Covid vaxx mandates for kids before college, yet 20-year-olds are almost as safe from Covid as teenagers. Vaccination for them makes no sense. Still, the health tyrants in academia won’t let go. NPR just publicized the latest rigged study to defend their mandates: an NBER working paper crediting college vaccine mandates with a 5% reduction in COVID deaths "in the surrounding population" last fall.
No College Mandates has reached out to college presidents and the NCAA to acknowledge the truth – and to stop waging war on humanity on behalf of big pharma and whatever Great Reset behavioral control scheme is behind the hysteria.
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What V*ccine Dangers did the Bureaucrats Know and Hide from Americans? (How can we make them pay?)
Lisa Kassner - Spokesperson, “We for Humanity” (See Links Below)
The foundation of the narrative about the Covid shots is that they are "safe and effective". Government health agencies have told us so, and our politicians and mainstream media have repeated this. This story has produced a high public acceptance rate and has given politicians the political cover to pursue policies that restrict our rights.
But what did the Food and Drug Administration (FDA) know before the shots were rolled out? What did Pfizer tell the FDA about health impacts in the first 10 weeks of the rollout? What has been exposed by Pfizer’s court-mandated document release and by Pentagon whistleblowers about the shots’ true impact on people's health?
Learn just what they knew, and when they knew it. Lisa will share the documents with you and make them available for your review afterward. And spoiler alert: the documents do NOT match the narrative. If we had known what they knew, many more people would have refused these injections.
Disclosures like this will hopefully inspire people to question the policies currently being pursued by their local and federal government officials, as well as the mainstream narrative. Ultimately, we must think deeply – for ourselves, our children, and future generations – about how we move forward.
Renz-law DMED Data 2022 from Military Whistleblowers
https://eb515477-1f9b-4346-9c4b-bb325c96cebe.usrfiles.com/ugd/eb5154_662aeb07acda4683a9257e1ed650d643.pdf
Meeting slides - From FDA, CDC, DOD, CMS - Safety Evidence on COVID shots, April 2022
https://eb515477-1f9b-4346-9c4b-bb325c96cebe.usrfiles.com/ugd/eb5154_1a88d97c8a2346b6a503db6e4fbd0dc0.pdf
Zoom Chat Notes (with Links)
https://eb515477-1f9b-4346-9c4b-bb325c96cebe.usrfiles.com/ugd/eb5154_3fb681da19d4491e95daf357c044d4cd.pdf
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Medical Cost Sharing (Health Plans) are Exploding. Should you consider making the move?
Jeff Kanter – COO Association Health Partners
TrySharing.org
As traditional Health Insurance continues to escalate in price, it is becoming more and more unaffordable for Americans – individuals and businesses alike. When the Affordable Care Act was launched, many got exposed to the concept (and option) of Health Sharing Ministries for the first time. As opposed to traditional insurance, members of a health sharing organization contribute regular monthly payments to a “pool” – from which any and all member medical expenses, like claims, get paid.
Because so many people have been happy with these Medical Cost Sharing plans – in large part because they can cost half as much as traditional insurance while providing similar or even better benefits – they have continued to grow in popularity. Today, there are a vast array of health-sharing choices available that services millions of members nationwide. In fact, the industry has matured to the point that a national trade association is called for as well as a health sharing exchange – one that will mirror Healthcare.gov.
Join us and learn about the recently launched National Health Care Sharing Association and the TrySharing.org health sharing buying exchange. As the face of healthcare keeps changing, look to health sharing plans and organizations like these to take it to the next level.
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You Can’t Reform Healthcare without “Cash Bundles” (and it’s defining the free market specialists)
Lucien Morin - CEO of Savvos Health
Savvos.com
An increasing number of entrepreneurs are bringing specialists and health plans together around transparent pricing, enabling patients to shop for the procedure they want. Trump got the government pressuring hospitals to list their prices, but hospitals are resisting this or gaming the system with fake disclosures that don’t help anyone get to a real price. Businesses offering health plans aren’t waiting for the government to fix opaque pricing. They are working with the entrepreneurs to recruit affordable health professionals - often outside the hospitals. This allows their workers to shop on price and quality, and it’s revolutionizing the market.
Today, the alternative health plan marketplace is exploding. Healthcare providers that learn how to work in this new world of third-party payment solutions can tap into millions of consumers that are now driving their own healthcare decisions. Supporting traditional insurance transactions and supporting member-driven choices are not mutually exclusive.
Mr. Morin at Savvos works with creative insurance plans and the exploding alternative payer market which includes “Medical Cost Sharing,” to solve a lot of problems. Savvos makes Immediate Cash Payment a reality for patients, payors, and providers by (1) connecting patients and their health plan with affordable pricing, and (2) ensuring that providers are paid immediately. Shifting to cash bundles - where, for instance, the facility costs, the anesthesia, and the surgeon’s fees are all bundled together – results in savings of up to 90% compared to local hospitals and improves the patient experience through full transparency and communication. What’s not to like?
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Codex Alimentarius Commission Establishes New Food Groups–Crickets, Ticks, Rat Meat. Are you Ready?
Scott Tips - President and General Counsel of the National Health Federation
thenhf.com
Scott Tips, President and General Counsel of the National Health Federation (NHF) – the oldest health freedom advocacy group in the world – will be filling us in on what Klaus Schwab’s minions at CODEX would like us to be dining on by 2030. And if you think it’s chateaubriand, tartiflette, and asparagus tips, you would, unfortunately, be wrong.
Ever heard of CODEX? The Codex Alimentarius Commission came together back in the 60s, a stepchild of some of our favorite players: the World Health Organization and UN’s Food and Agriculture Organization (FAO). In short, the CODEX meetings are where the globalists come together to work on harmonizing (HARM-onizing?) global food standards and all things food related. The NHF, founded in the 1950s, happens to be the ONLY advocacy group allowed to have representation at these talks. Good thing, too. Without them, for example, nobody would have stood up against glyphosate, so they deserve a big thanks from all of us little guys (humans).
At the recent June/July CODEX meetings that the NHF attended, new food groups were introduced which Scott will be talking about. They include – and I’m laughing and feeling kind of queasy at the same time –
Dog Meat (Not dog food, this would be dog meat as a food for you and me.)
Rat Meat (We could joke about this but don’t want Taco Hell to come after us)
Crickets and caterpillars? (Our connection was breaking up), and
Ticks, Lice, and Earwigs (O.M.G.)
I do hope he was kidding about the last one, or I heard it wrong, but I suppose we will be finding out together. Hmmm? Are there new categories for laboratory-grown “meats,” I wonder?
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PMAs - Private Membership Associations to Allow for Individualized Medical Care
Dan Wheeler - Founder, Physicians & Patients Reclaiming Medicine (PPRM)
Reclaimingmed.com
Effective healthcare will require a new healthcare system in the face of today’s epidemic of chronic disease
Physicians and patients are currently being threatened, censored, and controlled by Big Medicine – which has captured the doctors, industry, and our politicians. All of this, of course, disrupts the doctor-patient relationship and harms patients. It’s time to repeal the mandates, censorship, and “standards-of-care,” and implement PMAs to ensure higher quality care and spur innovation. PMSs have recently been recognized as the best legal structure to accomplish this.
A group of physicians, attorneys, and patients, including the attorney Mr. Wheeler, formed a PMA for patients and physicians to team up with attorneys to defend physicians practicing real medicine from the encroachments of medical boards, pharmacies, legislatures, and media. Beginning in California, they are currently expanding protections to Maine, New York, North Carolina, Colorado, and Oregon.
With captured medical boards de-licensing eminent physicians who are pushing back against the criminal medical cartel, the PPRM knows that board reform or system replacement must take priority. Boards must disclose conflicts of interest and members must bear personal responsibility for violations of any doctor’s due process. The Hippocratic Oath leaves no room for savage mandates or Orwellian dictates when it comes to quality medical care. Want to help grow free market healthcare in your state? Tune in and learn about the PMA solution.
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Got Cancer? Heart Disease? Chronic Health issues? The Problem Might be in Your Mouth!
Kelly Gallagher - Health Freedom Advocate, Co-Producer of Vaxxed (and more), and all-around Kick-Butt, Jammin’ Planet founder and Five-time Cancer Survivor
LinkedIn.com/in/kellygpower
Looking for some health answers or perhaps learn something new? Kelly Gallagher is sure to provide them. She traced her own path to health and healing – and beating cancer numerous times – back to her mouth. Her “silver” amalgam fillings, made of 50% mercury, a known neurotoxin, and carcinogen, had leached the mercury into her bloodstream. Not only did this precipitate her cancer, but it “motivated” Kelly to start her own campaign in the state of California to ban amalgam fillings from dentistry.
After years of lobbying and creating clever and widely covered PR campaigns – like showing up with her attractive posse in downtown LA and testing random business types and politicians with a special mercury breathalyzer – she succeeded. Mercury amalgam fillings were banned in California.
Still, the fight against mercury amalgam fillings has not been fully won in the US because Big Dentistry, like Big Medicine, has been captured. Many dentists who have spoken out about the dangers of amalgam fillings – or fluoride rinses or root canals (as explained below), have had their licenses pulled by the dental boards.
Getting back to Kelly’s story, after spending time with some of “biological” dentistry’s great pioneers – such as Hal Huggins – Kelly learned that how you REMOVED the amalgam fillings was equally important – because improperly removing them could release a lot of mercury… and all at once.
Root canals, Kelly learned, presented another big health challenge – because they effectively left something DEAD – your dead tooth – in your mouth. And dead things breed bacteria. In fact, there is no way to prevent this, as many – researchers and patients – have discovered. And when these often undetectable jaw infections spew toxic bacteria out into the mouth and body, the result is heart problems, lung infections, sinus issues, and ongoing chronic disease. Given that most people are not aware of this, they may not realize that this could be where their health problems are coming from. It is also likely their dentist won’t tell them, out of fear of the dental board.
There is more, too, but we will let Kelly tell you the rest.
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For Creams to Work with the Skin, Pharmacist Ben Says You Need Philosophy, Too
Ben Fuchs - Pharmacist and inventor, Truth Treatment Systems
TruthTreatments.com
Many with acne, wrinkles, burns, or other skin issues are tired of creams that don’t work or have side effects. Just as many want a more holistic approach to healthcare than just getting a prescription, dermatologists and pharmacists are realizing the next generation of medicinal creams have to work more effectively with the entire skin organ – not just the skin’s surface – as well as the rest of the body.
Dr. Fuchs takes it a step further. He understands that what manifests through the skin also has to do with a person’s mental state and overall health – and will discuss his philosophy on what a patient needs to do to take better control of their health, and life in general.
After discovering that most commercial skin contained unhealthy toxins, Dr. Fuchs, following decades of pharmacy work, developed products that contained no fillers, preservatives, waxes, emulsifiers, oils, or fragrances. Today, the market is leaning on him in a big way to offer wholesale anti-aging and natural skin health products for estheticians, dermatologists, physicians, plastic surgeons, and integrative pharmacies.
As a pharmacist, Dr. Fuchs believes “compounding” – where pharmacies make their own “custom-ordered” products for people, is key to medicine’s future. Of course, this personalized medicine approach has fallen out of political favor in the past few years, as universally pushed jabs, mandates, and deadly CV-19 hospital protocols continue to decimate the population. And this brings us to Dr. Fuchs’ philosophy.
The human being of the future will not tolerate politicized, one-size-fits-all medicine because it does not work. Dr. Fuchs would like to see Americans begin to approach health with the view of the scholars of old, and he paints a picture of the glorious health market that could await us – if we just stop accepting the failing and sub-par status quo.
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ObamaCare loses Premium Subsidies this year. Will Republicans Cave or tout a Believable alternative?
John Goodman – Founder, Goodman Institute, and ‘Father” of the Health Savings Account
goodmaninstitute.org
Democrats are hoping to avoid a catastrophic loss this November by scaring voters that Republicans will make health insurance unaffordable. Without Biden’s subsidies - that expire this year - families should expect to pay double what they’re paying now. Focused on avoiding controversy, will Republicans give in as they usually do? Or will they listen to health scholars like Mr. Goodman who empowered conservatives against Hillarycare in the early 1990s with the brand-new concept of the Health Savings Account?
That concept now allows 30 million families to shelter thousands of dollars a year from income taxation. HSAs earn interest (or investing profits) tax-free and suffer no tax if withdrawn for eligible out-of-pocket expenses. The incentive to roll over unspent funds enables the building of $100,000 or more, for an amazing retirement nest egg. But ObamaCare restrictions have led to underfunding of them in the large group business plans. Usually, blue-collar workers risk bankruptcy from the combination of underfunded HSAs and policies with huge deductibles - or surprise bills from the doctors who end up not being in your insurers’ network. Does the latter dynamic condemn HSAs or the government’s rules that hurt their potential?
Republicans have always known health care needs government for the poor and chronically ill. Even before Obamacare, they supported Medicaid for the poor and risk pools for the sick. But are we serving the needy the best with the status quo?
And health reform doesn’t just entail reform of payment. There’s also the supply of health care, and how that’s distorted by special interest capture of the regulators, hospital protectionism, and guilds via licensing and pharma-influenced practice scopes. And let’s not forget public health’s failure via the covid hysteria and resultant government tyranny. There’s a lot in health from which a Republican can build a campaign platform that extends beyond whether or not Congress should extend Biden’s premium subsidies.
Since the early 1990s, Mr. Goodman has served as one of the most provocative scholars in health reform. Never satisfied with the status quo, even among his conservative friends he’s constantly pushing them to learn more and give voters a better vision for health.
Join us Wed to help distill what politicians should promote this November to earn your vote!
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Raising Free Range Kids with Homeoprophylaxis: The best Inoculation Against Disease
Cilla Whatcott - Founder of Homeoprophylaxis: A Worldwide Choice
Realimmunity.org
In large part, our respected American healthcare system is no longer respected, nor effective. A century ago, the Robber Barons cartelized every market, under the “kind” dynamic of the “Progressive” era. In particular, John D. Rockefeller funded a medical association collusion to defund and outlaw legacy aspects of physician practices… practices which would not rely on the Robber Baron’s new, “scientific” approach that coincidentally relied on petroleum byproducts sold by Rockefeller’s Standard Oil (now Exxon).
The Rockefeller-birthed pharmaceutical industry exploded, and with it, their new school of “allopathic” medicine. Even if it took some one hundred years, this COVID tyranny that’s threatened and shut down doctors who tried to prescribe effective treatments, rather than Pharma’s dangerous vaccines, is finally awakening the public to the dangers and corruption of “modern” medicine.
Homeopathy, a completely different and proven approach to health and medicine, does not rely on pharmaceutical drugs. Considered an alternative approach to training bodily immunity – including from epidemic diseases such as Malaria and AIDS – published studies with populations in the millions, in some cases, show that Homeoprophylaxis (HP) is just as effective as traditional vaccines.
Why is HP still relatively unknown? Could it be because it is effective, inexpensive to produce, and totally safe?
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Captured Health Regulatory Agencies are Killing Our Kids, and Science
James Lyons-Weiller, CEO, Institute for Pure and Applied Knowledge
Popularretionalism.substack
This is it. This Wednesday, pharma gets its puppets at the Food and Drug Administration to extend the Covid gene therapy injection emergency authorization to kids under 6 and as young as 6 months. That will be followed by the Centers for Disease Control's recommendation to add it to the Childhood Vaccine Schedule, which will ensure the drug companies have continuing immunity from liability. Thus, should politicians defy their pharma overlords and repeal the emergency authorization, pharma could fall back on this other liability shield.
Who cares if a few (thousand) kids get hurt? Obviously not the Biden Administration, who already procured some 10-million doses… even BEFORE it was approved! Does anyone else see a problem with this?
Dr. Jack, as friends are allowed to call Dr. Lyons-Weiler, has proven one of the best scientists for real, honest commentary during the past couple of years’ Covid hysteria. Like a lot of leaders, from the Orwellian corruption tyranny, he has birthed a plan to “fix the science.” He calls it “Plan B”, and it includes an important educational piece he calls IPAK-EDU. Before he talks about that, we’ll discuss the FDA’s threat to kids that’s starting on June 15th.
As Dr. Jack wrote in his popular “substack,” (which is a home for great writers whose truth doesn’t comport with the tender mercies of the Technocrats’ fact-checkers), he divulged the monstrous fraud of pharma’s studies on kids’ shots that the FDA will use to rubber-stamp authorization approval.
Members of Congress have finally joined the pressure to stop the government from remaining a gutless tool of Bio-Tech interests, but we need to come together Wednesday to mourn the atrocity America’s government will commit that day – and brainstorm a plan for moving forward to reclaim scientific integrity and health freedom.
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Frontline Docs Have Had Enough: They’re Suing the FDA
Dr. Paul Marik - Chairman, Frontline COVID-19 Critical Care Alliance
COVID19CriticalCare.com
PDF #1 - Medical Tyranny and COVID-19
https://www.your-mp.com/_files/ugd/031840_6744a94adb404b20b7524ec9bf94a2f1.pdf
Half a decade ago Dr. Marik nearly eliminated sepsis, a serious infection for which most conventional treatments ended in death, using a protocol that featured a high dose of Vitamin C. Noticing that many Covid patients were nutrient deficient, he used this same “HAT” protocol, added other proven therapies, and saved over 90% of his Covid patients. By the end of 2020, Dr. Marik and over 100 other Frontline Doctors were getting similar outcomes.
When he added Ivermectin to what his team termed the “MATH+” protocol, his hospital refused to allow this long-proven drug to its patients. So, Dr. Marik sued them. Norfolk’s local news reported:
“Marik claims that Sentara's policy may have led to the deaths of four of his patients who were never given the opportunity to learn of or be treated with potentially life-saving medicines. He said these actions are criminal.
"It's not just for me; it's for patients across the whole country. They have the right to choose what treatment they want," Marik said Thursday. "It's an outrage and yet there are other effective treatments available that they are trying to silence. The patients across this country need to know that they have options."
After Norfolk’s Sentara hospital suspended Dr. Marik’s privileges, he resigned from the medical school where he was one of the most popular teachers. By this time, many realized that our government had been captured by special interests. Even Democrats in Virginia’s legislature voted for a bill praising Dr. Marik as a leader in Covid treatment.
Another part of the state government, though, the Department of Health, ignored the clamor for truth and piled onto Dr. Marik’s plight, initiating an investigation into his support for effective treatments. Dr. Meryl Nass, whose license was suspended by Maine’s medical board for prescribing effective treatments, said the contradiction of the simultaneous commendation and investigation of Marik demonstrates that government administrations have “gone rogue … to stifle doctor and patient choice and autonomy.”
In fact, the Food and Drug Administration has never recommended effective early treatments for Covid, a crime that Yale epidemiologist Harvey Risch blames as the cause for most of the million Covid deaths. For the FDA’s negligence, Dr. Marik and other Frontline Doctors have sued the agency.
The larger question out of the Covid hysteria is this: Are we going to allow this criminal and deadly approach to treating Americans to continue? Or are we going to join together to revamp the system; reward independent healers.. honor patient rights… and stop the regulatory capture by the special interests?
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Vaxx-threatened Doctors forming Better Practices
Mary Talley Bowden - Owner, BreatheMD
BreatheMD.org
Crimping on doctor flexibility already was creating buyer’s remorse among specialists who sacrificed independence for hospital employment. While many sought escape from the institutional smothering, they lacked business know-how… or doubted that enough patients would seek out an independent practice. Today, top-notch cash appointment consultants are coaching healers on how to list real prices and work with employers to get a steady supply of patients. – something Covid, as people began looking for more independent docs, helped expedite.
COVID was in large part responsible for expediting this, as these hospital systems exploited the COVID corruption to double down on limits on the already low-common-denominator “standards” of care; even threatening doctors who followed the Hippocratic Oath to provide early, efficacious treatments. When their gene therapy vaccine was rushed through in the FDA’s corrupt, emergency authorization process, most medical leaders-imposed peer pressure on the nurses and staff to join this ritual.
Many health professionals, though, resisted, leading some hospitals in late 2020 to offer bribes for jab compliance. The significant percentage who faced the vitriol and declined to participate in what we now know is a dangerous experiment were fired…or lost hospital privileges – like Dr. Bowden.
Having formed a “direct specialty” practice before COVID, Dr. Bowden was able to maximize the flexibility of such independent ventures by offering those effective treatments like Ivermectin which were prohibited in the corrupt hospitals. Never willing to let superior competition exist without punishment, the medical special interests are goading the state Medical Board to harass early prescribers like Dr. Bowden.
But this Hippocratic Oath-honoring behavior of Dr. Bowden shows the critical need for independent specialists. For many patients, it’s a matter of life and death.
Relying on cash payments and competitive marketing to increase their appeal and visibility, direct specialists offer patients more time and a broader array of treatments. And happy docs and happy patients make for a better health marketplace.
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The Hidden Promise of Direct Specialty Care Relationships
Grace Torres-Hodges, DPM, MBA, FACPM, FASPS - Owner/Founder Torres Hodges Podiatry
@drgracedpm
Patients and employers increasingly know of the benefits of a relationship with their physician in a subscription-based, Direct Primary Care (DPC) practice. There is no pressure to rush the appointment or over-utilize drugs or treatments or inflate reimbursements. DPC gives doctors a chance to expand their own training, and offer more integrated services to meet customer demands. The result: Both parties achieve happiness.
But what about specialists? Is there room in this free market system for specialists to develop direct relationships with patients and develop broader practices and happier parties in the process?
Dr. Grace Torres-Hodges, a board-certified podiatrist and foot surgeon, is a Direct Specialty Care (DSC) physician. She has proven the concept works and is now advising other doctors on how to join the free market solution. Just as DPCs expand what “primary care” can entail, DSCs allow specialists to thrive in direct care relationships with their patients.
So, how can direct specialists solve larger health system problems, like overutilization, patient bankruptcy, or physician burnout? Dr. Grace reviews these issues and more.
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The Employer Benefits Market is Hiring Subscription-based Primary Care to Fix Healthcare
Gayle Brekke - Director, Concerned Actuaries Group
ConcernedActuaries.org
COVID’s fear scared too many families from visiting their primary care doctors for illnesses and accidents. Many patients instead tried telemedicine first, to avoid in-person contact during a pandemic. Employer benefit advisors are happy that workers are now going back to see doctors because experts are hoping a new type of primary doctor can help with uncontrolled costs and unhappy patients.
Even before the Pandemic, doctors, and patients were finding each other – not via a fee-for-service transaction, but rather with – in some instances – unlimited visits for a modest monthly subscription. It’s called “Direct Primary Care”, and users are surprised to learn that 70% or more of health episodes can be resolved without having to get referred to a specialist.
This high-resolution rate comes about because DPC doctors can spend more time with patients. No incentive exists to rush the appointment, and there’s no extra cost if the patient needs a follow-up call or visit. Doctors in such arrangements know the best places to go if a referral is needed - who offers the best care, which testing center won’t overcharge, and so on.
Some DPCs even have ancillary healers on staff or have an integrative background themselves and can coach families on diet, stress reduction, or natural therapies. Some physicians are partnering with telemedicine operations to grant 24/7 connections, for continuity of care. By cutting down on specialist referrals, DPCs also save employers a ton of money. They also do a better job of keeping patients healthier and happier.
Ms. Brekke has a deep background as an actuary, underwriter, and now, a doctoral candidate in Health Policy and Management at the University of Kansas Medical Center.
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The HMA Fixed the Worry over High Deductibles. A promising tool to grow the cash market!
Elliott Gorog - Owner, Health Matching Account Services
Advisors are worried free-market reformers are too dependent on the popular, tax-advantaged Health Savings Account as a tool both to empower patient shopping and allow cheaper plans due to higher deductibles. Too many HSA holders are blue-collar workers not sufficiently funding them to elude the bankruptcy risk that stems from insurers’ high Out of Pocket exposure. Wealthy entrepreneurs are thriving with HSAs because they represent a tax shelter even more powerful than IRAs - to build $100,000 or more to make a nice nest egg.
How do we, then, help regular Americans for whom HSAs are not living up to their potential? The late Don Levitt on LinkedIn argued for years with HSA defenders on his coming invention, and now the HMA represents the fastest growing tool among licensed health agents. Why?
The genius of the HMA - stems from the brightest actuarial minds at the famous Milliman firm. Using the traditional 80-20 rule, where 80% of users will use only 20% of funds, Milliman analyzed the “pooling” of risk and the frequency of claims to devise a system of increasing benefits - resulting in a prepaid VISA that doubles one's contributions over 3 years. $40 over 3 years, for example, doubles to a $2500 prepaid Visa for Out of Pocket. $140 over that same time period doubles to $10K. Higher monthly amounts double to $40K or even more.
What level you purchase depends on your expected Out of Pocket exposure. Those with higher needs need bigger HMAs. Many will want a modest HMA just for cavities, urgent care, the odd prescription or test, and unexpected hospitalizations.
Doubling means Out of Pocket becomes effectively halved, making the HMA a godsend for chronic patients and families expecting a baby, needing braces, or for anyone expecting a surgery (or wanting one, what’s called “elective”). What healthy people don’t realize, though, is that a $5,000 health expense hits everyone every 5 years, on average. And very few families can afford more than $1,000 for any given episode.
With several years of experience under HMA’s belt, they are about to release a rider for long-term care, solving finally the biggest worry on every retiree’s mind. Speaking of seniors, Forbes Magazine just characterized the HMA as the best “supplement” for Medicare’s gaps. They also have a money-doubling pre-paid VISA for pets.
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Fix Healthcare with the Public Option… or the better, PERSONAL CHOICE Option?
Michael Wiggington, Coalition Director, Americans for Prosperity - Virginia
AFPHQ.ORG
While California defeated “Single Payer” on top of Vermont’s refusal to implement the same due to taxes needed to pay for it, Americans remain dissatisfied with the cartel that makes a mockery of anyone calling our health system a “free market”. Republicans, take note!
Mr. Wiggington’s organization, funded by the Koch oil interest, found in quality polling, a package of reforms that has support not just among conservatives, but also independents and a MAJORITY of Democrats! It’s rare to achieve such bipartisan support.
These common-sense reforms, if passed federally and in the 50 states, would reduce costs, improve access, and empower patient choice. The Personal Option synthesizes these reforms - using key messaging to build consensus - thus offering a legitimate alternative to a still possible government takeover.
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Two Thirds of American's Are Reaching Their WORST Stress Ever Can LIFECARE Stem the Tide?
John Troutman - National Marketing & Biz Development, Mazzitti & Sullivan EAP Services
MSEAP.COM
For Cove by Feelmore Labs, OnePoll just found 63% of respondents said Covid had exploded their stress to “an all-time high”. They’re so burned out that they struggle to focus and find a good balance between work and life. Worse, despite awareness of coping habits like yoga that are beneficial, many in this poll have fallen into poor sleeping and eating habits when stressed, while others engage in a little too much “retail therapy”. The good news is most in this poll are open to discussing this problem and have already sought some form of therapy. What about a systemic approach?
Ingraining consistent, effective counseling is something Mr. Troutman has sought to implement, in the world of health benefits. But such benefits escape where most workers find themselves - in small businesses. And for too long counseling benefits have fallen short of what families truly need. So how is John bringing effective benefits to where families actually work?
Mr. Troutman has found systematization cannot be standardized. Every client needs a different suite of counseling benefits - and the options are so much BIGGER than buyers realize. There are needs around eldercare, business coaching, depression, or personal finances. The list is endless, but so are his company’s offerings.
Fortunately, “Life Care”, as some clients of his call it, is more affordable than one thinks, and its results actually will save the owner money. It’s a win-win proposition.
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Medical State-of-The-Art knows Disease Manifests in the Gut: Has Industry Caught Up?
Tom Acklin, MD - Founder and CEO at Conversations With Cancer
thomasacklin@yahoo.com
A couple of years ago Dr. Acklin presented on Freedom Hub the “gut-brain-fascia” complex. There’s a massive connection between fascia, the nervous system, gut health, the gut-brain relationship, and hormones.
“Gut health”, unfortunately, appears somewhat taboo in allopathic (“mainstream”) medicine. Asian medicine respects the field, recognizing the abdomen as the “seat of the soul”. The rise in gastro-intestinal issues should make enough reason for the West to broaden its curiosity about cures in this area.
The human gut is lined with more than 100 million nerve cells—it’s practically a brain unto itself. From evolution, some say the gut “invented” us. From its point of view, the gut is still the boss and tells the brain what to do. But the brain is a problem child, always getting into fixes of its own making. The gut withholds serotonin and only gives it up as a reward when our brains treat it right.
A practitioner at Georgetown University’s Center for Mind-Body Medicine, Dr. Acklin is taking his leadership in this new field of cancer. Given the failure of allopathy to stop the fact that most Americans now suffer unending chronic symptoms, patients need to search for practitioners with knowledge of the gut biome.
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Telemedicine decreased from its Covid-led surge, how can it retain its Importance in Health Plans?
Nicholas Tarazi - Founder, MedCallPro
my911.com
Because of Covid fear telemedicine exploded in the last couple years - from single digits up to a third of all primary care consultations.
Previous to the hysteria, telemedicine already was rising in importance, as families learned a quick call or Skype to a virtual doctor could get them the advice or prescription that would take otherwise several hours of travel and a Waiting Room - just to get the same advice or prescription.
It’s a little-known fact that 70% of all urgent care and emergency room visits are unnecessary. If those patients had access to a doctor over the phone, more than 95% of those patients would have their health issues resolved on the first call. If the patient needed to call back, he or she would most likely have 100% healthcare resolution.
Why? Most illnesses are really about preventive care. For example, if one has a fever, what should they take? Or, if one has a sore throat, chest congestion, or rash, what should he or she do? Many questions are from parents trying to help their children.
Indeed, with MedCallPro, a family doesn’t even need insurance. Just a simple membership grants that family 24/7 access to care, regardless of location.
That said, health care is a cartel, and anytime a disruptive force challenges the status quo, politics steps in to protect the status quo. States grudgingly allowed during the Declared Emergency out-of-state doctors to offer telemedicine services in another state. The Koch-funded Americans for Prosperity is lobbying to make permanent this expansion of virtual medicine.
The maturity of telemedicine has led to market-based improvements as well - namely more specialists offering remote treatments unless in-person visits are needed. Some of us hope telemedicine will offer more integrated (natural) options. Others use nurses, and some seek a seamless “Direct Primary Care” like a continuation-of-care model. MedCallPro sees an advantage in using emergency-trained personnel as the first-line triage when getting a call from a patient. It’s exciting to see the diversity as telemedicine scales to a larger aspect of the total health market. Mr. Tarazi will offer lessons learned on state-of-the-art telemedicine.
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Did you Max out Your HSA? Health Savings Accounts are the BEST account for Out of Pocket Expenses
Roy Ramthun - President & Founder, HSA Consulting Services
https://hsaconsultingservices.com/
In the early 1990s when President Clinton’s wife Hillary was trying to cram Americans into Health Maintenance Organizations rationed by Medicare price controls, a group of insurers and scholars countered with what has become the most important part of a health plan for uncovered expenses: the Health Savings Account (HSA). 30 million families now use them, and not only for Out-of-Pocket expenses - but also as a vehicle to build $100,000 by retirement (when folks REALLY need help with long-term care expenses).
Tax time makes a good opportunity for businesses to consider adding an HSA because owners will get asked by their CPA: “did you max out your HSA”? That is, did you as an individual shelter $3,650 in the account, or as a family, $7,300? These annual contributions reduce taxable income. Balances roll over every year and are investable, and tax-free. Withdrawals for IRS-approved medical expenses aren’t taxed. The accounts have more tax advantages than an IRA or a 401(k).
But HSAs artificially are limited, by the government and even by health insurance agents. The Government won’t allow retirees to fund HSAs, a crime when stories abound of the multi-hundred thousand dollar exposure they face with long-term care and Medicare gaps. HSAs could attract so much more funding, if not politically limited - thus enabling more of the panacea of price-sensitive competition. Agents, too, seem ambivalent on HSAs, at least with larger employers with blue-collar workforces.
These agents see worker HSAs as insufficiently funded or utilized, allowing Democrats to scapegoat HSAs for delayed care or bankruptcies that tragically plague many who HAVE insurance. HSAs need more political support, in order to do their job in helping patients and upgrading the health system.
Mr. Ramthun has been an influential professional in HSA politics and business for decades. He knows their advantages as well as how government handcuffs their potential. None of us are satisfied with the status quo in health care. Cash patients via HSAs need to play a larger part in the future of medicine.
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So, Who Are The Pirates & Privateers We Prosecute For The COVID Crimes?
David Martin, Ph.D, Chief Executive Officer M-CAM International Fellow, Darden Graduate School of Business Administration, University of Virginia
https://www.prosecutenow.com/
With insurers reporting deaths last year 50% higher than normal, the French courts ruling that those who died after the experimental jabs were technically “suicides,” and Wall Street slamming the stock values of pharmaceutical companies – what will it take for the health bureaucrats to be called out for their complicity in what has clearly become an unimaginable crime against humanity? For at least a year, attorney David Martin has done the research and is helping to bring forward the legal cases and cage these perpetrators.
“Follow the patents”, Martin famously said early during the Covid hysteria. Cui bono? Or “who benefits?” In this case, David has named names – and names he will share on Wednesday. From the universities weaponizing both the virus and treatments under the guise of “it’s for science,” to the billions made by the world oligarchs as they push forward their ‘Great Reset’ – or what the World Economic Forum calls the ‘Fourth Industrial Revolution,’ the cost to humanity has been quite high. It’s the cost of life, itself.
Martin, featured in many of the latest podcasts and films, including Planet Lockdown (which our own Freedom Hub co-host, Jim Grapek, worked on), is also a co-founder of the Mighty Networks, Activate Humanity Channel. Activate Humanity is about people connecting to build a brighter future. The core values are: Accountability, Equality, Transparency, Integrity, sustainability, and unity. Not – by the way – AI-controlled transhumanism!
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As Licensing Loses Favor, is Private Certification or Safe Harbors the Answer?
Kim Green
Advancedtherapyinstitute.net
Almost every professional occupation has been layered with bureaucracy. It’s called licensing. While no proof exists, that licensing adds value of any kind – such as more affordability, availability, or quality, and in fact, may do the opposite – licensing has been difficult to repeal, especially in medicine.
Fortunately, voters are learning of the uselessness of licensing and in some cases, have gotten licensing regimes repealed, for example, for hair braiders. And now, with many doctors losing their licenses for political reasons – such as prescribing early, politically unapproved COVID treatments – we now have an opportunity to free doctors from this dangerous, political mechanism. Sure, they can try going through the courts, but why not replace licensing?
Enter “private certification,” where professionals who meet the criteria of registered certification organizations could bypass the need to be licensed. What about fraud? State attorney’s general would prosecute for fraud in instances where a member of that organization violated the criteria.
Ms. Green believes certification solutions, as they stand today, are not the perfect solutions. What if, for example, we’re just replacing a licensing monopoly with a certification monopoly? After Colorado introduced private certifications and state licensing for massage therapy, both organizations ended up taking more control over the practitioners.
Instead, Kim would love to see SAFE HARBOR approaches used in more states. It is a way that has been tested and legitimized through many years of study and application. The Safe Harbor concept offers a more effective and protective infrastructure – to enable health providers (in this case) to do their jobs without being controlled by politics, counter-productive rules, or mounds of red tape.
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