Gorman Residential

Today I want to discuss something that isn't on most of our radars, and that's the concept of dedollarisation. What is it, why is it happening, why should you care, and what does it mean for Real Estate? Also: inflation update, GOLD, and the upcoming Fed Meeting. All of this and more on today's installment of Real Estate & Money. Contact Chris for all of your real estate needs - Chris@GormanResidential.com, 919-670-3005 #realestate #GormanResidential #RaleighNC #Raleighrealestate #housingmarket #realestate&money #dedollarization #dedollarisation #economy #realestateinvesting Looking to Sell Your Home? http://www.gormanresidential.com/market-analysis/ Looking to Buy a New Home? http://www.gormanresidential.com/buyer-contact/ Chris Gorman Owner/Broker License #-277810 7920 ACC Blvd suite 210 Raleigh, NC 27617 919-670-3005 chris@gormanresidential.com www.gormanresidential.com

Unless you’ve been living under a rock, you probably know that the Federal Reserve has been raising interest rates recently to combat inflation. The conventional wisdom is that this is what causes rates to increase for your potential mortgage, but is that true? Today, we’re explaining how the Fed’s rate is related (or not related) to 30-year mortgages and what it means for you. If you’re waiting for rates to fall back down to 3% again, you’ll be waiting a long time. To learn why, check out our latest video. Learn more: https://raleighrealestateupdate.com/fed-rates-and-mortgages-a-guide-to-understanding-interest-rate-trends.html 0:00 — Introduction 0:42 — The Fed’s rate and mortgage rates are not the same thing 1:40 — The Treasury yields are what determine interest rates 3:12 — Rates today are not a bad thing 4:24 — Rates will probably never go down to 3% again 5:11 — Wrapping things up #realestate #GormanResidential #RaleighNC #Raleighrealestate #housingmarket #Mortgage #Interestrates #Thefed #treasurey #recession Looking to Sell Your Home? http://www.gormanresidential.com/market-analysis/ Looking to Buy a New Home? http://www.gormanresidential.com/buyer-contact/ Chris Gorman Owner/Broker License #-277810 7920 ACC Blvd suite 210 Raleigh, NC 27617 919-670-3005 chris@gormanresidential.com www.gormanresidential.com

Unless you’ve been living under a rock, you probably know that the Federal Reserve has been raising interest rates recently to combat inflation. The conventional wisdom is that this is what causes rates to increase for your potential mortgage, but is that true? Today, we’re explaining how the Fed’s rate is related (or not related) to 30-year mortgages and what it means for you. If you’re waiting for rates to fall back down to 3% again, you’ll be waiting a long time. To learn why, check out our latest video. Learn more: https://raleighrealestateupdate.com/fed-rates-and-mortgages-a-guide-to-understanding-interest-rate-trends.html 0:00 — Introduction 0:42 — The Fed’s rate and mortgage rates are not the same thing 1:40 — The Treasury yields are what determine interest rates 3:12 — Rates today are not a bad thing 4:24 — Rates will probably never go down to 3% again 5:11 — Wrapping things up #realestate #GormanResidential #RaleighNC #Raleighrealestate #housingmarket #Mortgage #Interestrates #Thefed #treasurey #recession Looking to Sell Your Home? http://www.gormanresidential.com/market-analysis/ Looking to Buy a New Home? http://www.gormanresidential.com/buyer-contact/ Chris Gorman Owner/Broker License #-277810 7920 ACC Blvd suite 210 Raleigh, NC 27617 919-670-3005 chris@gormanresidential.com www.gormanresidential.com

Have you ever considered buying a 10-year Treasury note? It is known to be one of the safest ways to invest, but what exactly is it, and how does it differ from stocks? Similar to other lending and investment opportunities in the country, the interest rate of a 10-year Treasury note is also affected when the Federal Reserve adjusts interest rates. To learn more about this investment option, watch this short video. Learn more: https://raleighrealestateupdate.com/10-year-treasury-note-what-it-is-and-how-it-works.html 0:00 — Introduction 0:33 — What is a 10-year Treasury note 0:57 — The difference between a stock and a 10-year Treasury note 1:50 — The government is borrowing money from you 2:17 — What impacts the interest rate 4:27 — The domino effect that happens when the Fed changes rates 5:07 — Reach out if you have any questions #realestate #GormanResidential #RaleighNC #Raleighrealestate #housingmarket #10yeartreasurynote #Safeinvestment #Lowriskinvestment #FederalReserve #Interestrates Looking to Sell Your Home? http://www.gormanresidential.com/market-analysis/ Looking to Buy a New Home? http://www.gormanresidential.com/buyer-contact/ Chris Gorman Owner/Broker License #-277810 7920 ACC Blvd suite 210 Raleigh, NC 27617 919-670-3005 chris@gormanresidential.com www.gormanresidential.com

Have you ever considered buying a 10-year Treasury note? It is known to be one of the safest ways to invest, but what exactly is it, and how does it differ from stocks? Similar to other lending and investment opportunities in the country, the interest rate of a 10-year Treasury note is also affected when the Federal Reserve adjusts interest rates. To learn more about this investment option, watch this short video. Learn more: https://raleighrealestateupdate.com/10-year-treasury-note-what-it-is-and-how-it-works.html 0:00 — Introduction 0:33 — What is a 10-year Treasury note 0:57 — The difference between a stock and a 10-year Treasury note 1:50 — The government is borrowing money from you 2:17 — What impacts the interest rate 4:27 — The domino effect that happens when the Fed changes rates 5:07 — Reach out if you have any questions #realestate #GormanResidential #RaleighNC #Raleighrealestate #housingmarket #10yeartreasurynote #Safeinvestment #Lowriskinvestment #FederalReserve #Interestrates Looking to Sell Your Home? http://www.gormanresidential.com/market-analysis/ Looking to Buy a New Home? http://www.gormanresidential.com/buyer-contact/ Chris Gorman Owner/Broker License #-277810 7920 ACC Blvd suite 210 Raleigh, NC 27617 919-670-3005 chris@gormanresidential.com www.gormanresidential.com

Why I'm predicting that a commercial real estate crisis is in the works. Also, Raleigh, NC based First Citizens Bank acquires $90 Billion in SVB assets at a $16.5B discount, becomes overnight a top 25 national bank. All of this and more on today's episode. #realestate #GormanResidential #RaleighNC #Raleighrealestate #housingmarket Looking to Sell Your Home? http://www.gormanresidential.com/market-analysis/ Looking to Buy a New Home? http://www.gormanresidential.com/buyer-contact/ Chris Gorman Owner/Broker License #-277810 7751 Brier Creek Pkwy Ste 100 Raleigh, NC 27617 919-670-3005 chris@gormanresidential.com www.gormanresidential.com

In the course of two weeks we've seen some of the largest financial institutions in the country (and now the WORLD) fail. I'll give an oversimplified explanation of how this happened and what it may mean for real estate investors. I'll also discuss the upcoming 3/22 Fed meeting and whether they'll continue to raise rates OR reverse course.

Within 48 hours one of the biggest banks in the country collapsed under the pressure of panic withdrawals. How did this happen? Why was SVB in such a fragile position? What does this mean for the economy going forward and what impact, if any does it have on the Real Estate market? All of this and more in today's edition of Real Estate and Money.

Today, we’re going to be diving into the first part of a three-part series on the Federal Reserve and interest rates. How are interest rates and federal policy related? In this fascinating series, we will explain how all of this is tied together. In this episode, we’ll discuss what the Fed really is and how it uses its policy to affect the economy. To learn more about the Fed, check out my latest video. 0:00 — The Federal Funds Rate 0:34 — What is the Fed? What are rates? 2:06 — One example of how it’s used 3:24 — When do you see low rates? 4:10 — Sneak peek at the next two episodes 5:23 — Wrapping up Learn more: https://raleighrealestateupdate.com/how-to-understand-the-fed-and-interest-rates-part-1.html #realestate #GormanResidential #RaleighNC #Raleighrealestate #housingmarket #Federalreserve #interestrates #monetarypolicy Looking to Sell Your Home? https://gorman.kwrealty.com/sell/ Looking to Buy a New Home? https://gormanresidential.kw.com/ Chris Gorman Owner/Broker License #-277810 7920 ACC Blvd suite 210 Raleigh, NC 27617 919-670-3005 chris@gormanresidential.com www.gormanresidential.com