FSC investors Guideline

How Jim Simons figured out the market and became the most successful money manager in the modern era. Using his mathematical background and large sets of data Computer algorithms help Medallion fund make innumerable split-second trades in the equities and futures markets. On the other hand, Renaissance holds stocks for several weeks or months to beat the S&P 500 with less volatility Renaissance analyzes the past because it believes investors will behave according to their past preferences. Traders are people who create patterns based on their emotions and opinions. Price patterns can repeat, so investors must learn to trade on these patterns and get an edge. Jim Simons’s trading strategy adopts the scientific method to counter biases—cognitive and emotional. They propose hypotheses, then test and use them or review them to achieve their pre-determined output. Renaissance has demonstrated that traders can decipher many latent forces impacting the security price movement with adequate data, computational power, and modeling Jim Simons' trading strategy, employed through his hedge fund Renaissance Technologies, is based on a quantitative and systematic approach to trading financial markets. This strategy is often referred to as a "quantitative" or "algorithmic" trading strategy. Here's a simplified explanation of how it worked In this video DISCLAIMER: This channel is for educational purpose only. All videos, presentations and writing are for only educational purposes, and are not intended as investment advise You can implement this while investing at your own risk and after consulting your financial advisor.

The Forbes 30 Under 30 have also been arrested for frauds and scams worth over $18.5B. Incredible track record. Most people who commit fraud are first-time offenders with no criminal history and most Often the fraud starts small and then increases once the opportunity is confirmed. Elizabeth Holmes was never included on the 30 Under 30 list, she did serve as the keynote speaker at the Forbes Under 30 Summit, earning her an honourable mention. The same goes for Trevor Milton, the creator of Nikola, a company that makes hydrogen-powered trucks, who was included on a 2020 Forbes list called 12 under 40 that featured the 400 Forbes' youngest billionaires. "Trevor Milton, the 38-year-old college dropout behind zero-emission truck maker Nikola Motor, joins the ranks of America's richest millennials after tripling his net worth in less than a year. You know how he got rich so quickly? I'll tell you right now: with just a little sprinkling of crime. Most notably, Nikola created a demo video of its inoperative truck rolling downhill while tilting the camera to make it appear as though it were doing so on a flat surface. Milton was found guilty of fraud and will be sentenced. Without a doubt, if he is imprisoned, he will be released after a few months and launch a podcast about green energy. What makes a young person scam his way to billions of dollars? Narcissism ,sociopath, a pressure to achieve great things before youth slips away from you. This pressure can drive even the most ambitious people to take shortcuts, and shortcuts are actually encouraged; after all, We grew up hearing the advice to "fake it till you make it", cash in now and retire early. With all this, exaggeration becomes the norm and If you exaggerate a little bit, that’s not fraud, that’s a hustle! Until, of course, the justice department comes knocking DISCLAIMER: This channel is for educational purpose only. All videos, presentations and writing are for only educational purposes, and are not intended as investment advise You can implement this while investing at your own risk and after consulting your financial advisor.

While ChatGPT and AI have their strengths and are undoubtedly impressive, it does have limitations and Investing always involves risk, and no AI, including ChatGPT, can guarantee profits or prevent losses it's essential to remember that investing and trading involve more than just crunching numbers. Human intuition, experience, and understanding of market sentiment play a crucial role. Traders and investors often rely on gut instincts and knowledge of broader economic and geopolitical factors, which AI may not fully grasp. Moreover, AI lacks emotions and ethical considerations. It won't account for how news events impact the market sentiment or evaluate the long-term social and environmental consequences of investing in a particular company or industry. Human judgement is necessary to factor in these essential elements. Responsible usage of AI in trading and investing involves understanding its limitations and complementing it with a comprehensive approach. Use AI as a research tool, aiding in identifying potential investment opportunities and risk management strategies. Emphasise and consider incorporating fundamental analysis and expert opinions into your decision-making process. It's also crucial to regularly evaluate and recalibrate your AI algorithms. Markets change, and what worked in the past might not necessarily continue to yield positive results. Staying up-to-date with the latest advancements in AI and adjusting your strategies accordingly is key. While there have been instances where AI-driven trading algorithms have performed exceptionally well in certain market conditions, there have also been cases where they failed spectacularly. For instance, during the 2020 stock market crash triggered by the COVID-19 pandemic, many AI-driven strategies faced significant challenges in adapting to the unprecedented volatility. It's essential to approach AI's track record with a critical eye and remember that past performance is not indicative of future results. Always exercise caution and be mindful of potential pitfalls DISCLAIMER: This channel is for educational purpose only. All videos, presentations and writing are for only educational purposes, and are not intended as investment advise You can implement this while investing at your own risk and after consulting your financial advisor.

This time period is among the most disastrous in the history of the American financial markets. Those who experienced these things are likely to never forget the chaos Between mid-2007 and early-2009, the world's financial markets and banking systems experienced extreme stress. A decline in the US housing market during the Global Financial Crisis served as a catalyst for a financial crisis that spread from the US to the rest of the world through linkages in the global financial system. Many banks experienced significant losses and needed assistance from the government to stay afloat. As the major advanced economies went through their deepest recessions since the Great Depression in the 1930s, millions of people lost their jobs. Additionally, compared to prior recessions that were not accompanied by a financial crisis, the recovery from the crisis was much slower So what exactly happened, and why? Watch the video to find out how the explosive growth of the subprime mortgage market, which started in 1999, significantly contributed to laying the groundwork for the chaos that would take place just nine years later in the 2008 housing market crash and the 2008 stock market crash DISCLAIMER: This channel is for educational purpose only. All videos, presentations and writing are for only educational purposes, and are not intended as investment advise You can implement this while investing at your own risk and after consulting your financial advisor.

Dividend-paying stocks offer several advantages to investors, including income generation, stability, and lower volatility. One significant benefit is the regular stream of income provided by dividends. Companies that pay dividends distribute a portion of their profits to shareholders, typically on a quarterly or annual basis. This consistent income can be especially appealing to investors seeking a reliable cash flow Moreover, dividend-paying stocks tend to be more stable and less volatile compared to non-dividend-paying stocks or growth-oriented companies. Established and mature companies that pay dividends often have a solid track record and financial stability. During market downturns, dividends can act as a cushion, helping to offset potential losses in the stock price and providing a sense of stability for investors You should exercise caution when considering dividend-paying stocks due to a few key factors. Firstly, the sustainability of dividend payments is crucial. While dividends can be an attractive source of income, you need to thoroughly analyse the company's financial health and cash flow to ensure the dividends are sustainable in the long run. A company with declining earnings or excessive debt may struggle to maintain its dividend payments, leading to a reduction or even elimination of dividends. You should also scrutinise the company's dividend history, payout ratio, and overall financial stability to gauge the reliability of future payments Secondly, focusing solely on dividends can limit your investment opportunities. You may be tempted to chase high dividend yields without considering the underlying fundamentals of the company. A narrow focus on dividend stocks may lead to a concentration of risk in a specific industry or sector, making the portfolio vulnerable to market fluctuations and sector-specific risks. It is essential for investors to maintain a balanced approach, considering other factors such as capital appreciation potential, overall growth prospects, and risk management strategies alongside dividend payments While dividend-paying stocks can offer attractive income potential, you should exercise caution. You must carefully evaluate the sustainability of dividends and consider a well-rounded investment approach that incorporates diversification and long-term growth prospects. Conducting thorough research, analysing financial statements, and understanding the company's business model are vital steps to mitigate risks associated with dividend investing DISCLAIMER: This channel is for educational purpose only. All videos, presentations and writing are for only educational purposes, and are not intended as investment advise You can implement this while investing at your own risk and after consulting your financial advisor.

The US Department of Justice was apparently looking into Binance in 2018 and considering filing charges for alleged money laundering and sanctions offences. Binance had broken the law by failing to register with the Treasury Department or establish stringent anti-money laundering rules, despite the fact that one-third of its users were based in the US Is Binance going to Collapse? Binance in Big Trouble = https://youtu.be/FjqLUSYtmTw On the other hand, the Singapore Police Force had reportedly launched fraud investigations into Binance after the country’s Monetary Authority rescinded the company’s application to run an exchange in the country. The platform was banned from operating in the UK by the Financial Conduct Authority last year But Binance retaliated against authorities and the media, claiming that the DoJ inquiry was incorrect. The similarities between the time before the FTX crash and Binance's current circumstances are becoming more apparent as speculation over Binance's future continues to grow A court filing accused Binance of secretly sending billions of dollars worth of customer funds between companies controlled by Zhao. bear in mind ,There are 13 civil charges in total, including an accusation of Zhao secretly controlling the Binance US platform, despite claiming to have no involvement in it The SEC also charged Binance and its linked entity, BAM Trading Services, with operating unregistered securities The very next day It was Coinbase, with the SEC filing a lawsuit against the U.S. crypto exchange accusing it of similar misconduct to Binance. The top financial watchdog claims Coinbase, which holds $130 billion in assets, has been operating unregistered securities and has Coinbase’s stalking-as-a-service program in its crosshairs the SEC said “Coinbase has for years defied the regulatory structures and evaded the disclosure requirements that Congress and the SEC have constructed for the protection of the national securities markets and investors Coinbase rebutted the claims, saying the SEC’s “reliance on an enforcement-only approach in the absence of clear rules for the digital asset industry is hurting America’s economic competitiveness” and that the company had demonstrated a commitment to compliance DISCLAIMER: This channel is for educational purpose only. All videos, presentations and writing are for only educational purposes, and are not intended as investment advise You can implement this while investing at your own risk and after consulting your financial advisor.

As many countries around the world battle stubbornly high inflation, price increases in Switzerland have been far less dramatic. Switzerland's GDP per capita exceeds that of other developed countries such as the United States, Japan, and Germany. Hence, it is one of the world's richest countries. Furthermore, the country is home to some of the world's wealthiest people, with an average adult wealth of $696,604. In addition to its high cost of living, the country has a high concentration of wealthy citizens The Swiss cities of Zurich and Geneva remained among the top ten most expensive cities in the world last year, This is despite rising living costs in other high-end cities such as Singapore and New York. As a result, price increases often have less of an impact on Swiss citizens. This is due to the fact that they spend a smaller proportion of their income on necessities such as food and housing than on discretionary items. Let's take a look at the factors that help Switzerland to beat inflation DISCLAIMER: This channel is for educational purpose only. All videos, presentations and writing are for only educational purposes, and are not intended as investment advise You can implement this while investing at your own risk and after consulting your financial advisor.

Hindenburg claimed that Block had misrepresented its user count and underestimated its customer acquisition expenses. Block, formerly known as Square, had a $44 billion market cap, with media reports claiming that it has "magical" and "frictionless" financial technology to assist the "unbanked" and "underbanked. The report alleges that Block, the payment firm behind Cash App, committed a host of violations, claiming the company has been willing to “facilitate fraud against consumers and the government, avoid regulation, dress up predatory loans and fees as revolutionary technology, and mislead investors with inflated metrics Last year, the Bank of Lithuania launched its own investigation into Verse's compliance with its anti-money laundering rules. It discovered that Verse was failing to sufficiently verify its users' identities, leaving it open to criminal use, with numerous examples of fictitious identities being used to open accounts. In addition, the company "failed to ensure that customers who were at high risk of money laundering and terrorist financing were subjected to enhanced customer due diligence procedures." Cash App has faced similar criticism, as detailed in an investigation into its anti-fraud mechanisms and abuse by child sex traffickers. Bernardo Hernandez, the former Verse CEO who oversaw the company's acquisition by Block in 2020, was also fined €75,000 for failing to address money laundering concerns, "despite the fact that he had been aware of the institution's irregularities for a long time. The Lithuanian bank also stated that the Cash App subsidiary lacked adequate procedures for enforcing international financial sanctions. Such failures are especially concerning at a time when the United States, the United Kingdom, and Europe have imposed a slew of sanctions on Russian individuals and entities in the aftermath of the Ukraine invasion. The bank stated that Cash App's company would be required to address the issues and organise an independent audit to ensure that changes were made. That review must be submitted to the bank by October 1 or Block will face additional penalties. Closer to home, the Consumer Financial Protection Bureau is looking into Cash App because of concerns that it was not adequately responding to user complaints about fraud and app usability. The CFPB claimed Block was "slow-walking" its response to requests for documentation after launching the case in August of last year. DISCLAIMER: This channel is for educational purpose only. All videos, presentations and writing are for only educational purposes, and are not intended as investment advise You can implement this while investing at your own risk and after consulting your financial advisor.

Hindenburg Research, whose recent targets have included Indian billionaire Gautam Adani and electric-car company Nikola, announced a short position in Icahn Enterprises, claiming to have "uncovered clear evidence" of "inflated" valuations for some of the holding company's assets The short seller pointed out that Icahn's firm's current dividend yield of 15% is among the highest on Wall Street — and that it "is entirely unsupported by IEP's cash flow and investment performance, which has been negative for years Hindenburg also claimed that Icahn Enterprises has kept raising its dividend, despite lagging performance, in order to lure retail investors Hindenburg said in its report: Icahn has been using money taken in from new investors to pay out dividends to old investors. “Such Ponzi-like economic structures are sustainable only to the extent that new money is willing to risk being the last one ‘holding the bag The report claims that Icahn Enterprises' rich cash dividends are 'mathematically unsustainable' and unsupported by the company's free cash flow. In the past 4 years alone, IEP has paid out $980 million in cash dividends, despite cumulatively burning almost $1.6 billion in free cash flow. Hindenburg also alleged that the valuation of Icahn Enterprises units was inflated by more than 75 percent, and that the company's stock 'trades at a 218 percent premium to its last reported net asset value, vastly higher than all comparables. The report also notes that only one large investment bank offers research coverage on Icahn Enterprises: Jefferies, which has maintained a continuous 'buy' rating on IEP while also running all of the company's fresh share offerings since 2019. Hindenburg also notes that Jeffries research reports assume IEP's dividend will continue in perpetuity, even in its pessimistic scenario, a projection the report calls 'one of the worst cases of sell-side research malpractice we've seen. 'Overall, they think Icahn, a legend of Wall Street, has made a classic mistake of taking on too much leverage in the face of sustained losses: a combination that rarely ends well. However, Hindenburg's claims could not be verified DISCLAIMER: This channel is for educational purpose only. All videos, presentations and writing are for only educational purposes, and are not intended as investment advise You can implement this while investing at your own risk and after consulting your financial advisor.

In the world of finance, there are few stories as captivating and dramatic as the one about George Soros and his legendary bet against the Bank of England. It's a story of a man with a brilliant mind for currency trading, who made a decision that would change the course of his own fortune, the fate of a country, and the global financial landscape forever. The year was 1992, and Soros was about to embark on a daring move to short the British pound, a move that would nearly bankrupt the Bank of England and earn him a staggering profit of over a billion dollars. This tale of high-stakes risk-taking, strategic manoeuvring, and ultimate victory will leave you on the edge of your seat and inspire you to think about the power of the individual in the world of finance. So buckle up and get ready to discover the story of how George Soros nearly bankrupt the Bank of England trading currencies The British economy suffered from 1990 to 1992. Of course, simply keeping interest rates high wasn't enough to keep the pound's value stable. So, over the course of two years, the Bank of England would frequently go to the market and begin purchasing pounds by the millions, depleting its foreign exchange reserves in the process. Even so, it didn't really help because the pound was constantly weakening during this period, barely staying within the ERM's limits. Almost every currency speculator predicted that the British pound would have to fall in value at some point. But the million-dollar question was when that would occur. George Soros was the man who had the answer. He'd been running his hedge fund since the 1970s, and his specialty was predicting and, on occasion, forcing the catalysts for major market events. He was well aware that almost everyone was ready to bet against the British pound if there was some sort of bad news that could spark a stampede large enough to overwhelm the Bank of England. Soros and his fund began building a position against the pound in August 1992, and this is how he did it. He'd go to a big bank or another hedge fund and borrow pounds with the promise of repaying them plus interest. Then he'd go to the foreign exchange market and sell those pounds to buy German marks instead, with the idea that if the exchange rate fell, he'd be able to buy those pounds back cheaper, profiting from the difference. By the end of August, Soros had gradually built up a position worth 1.5 billion dollars against the pound. However, the exchange rate had barely changed DISCLAIMER: This channel is for educational purpose only. All videos, presentations and writing are for only educational purposes, and are not intended as investment advise You can implement this while investing at your own risk and after consulting your financial advisor.

Enron's story is a cautionary tale of greed, corruption, and corporate malfeasance. It's a story that has claimed many victims, the most tragic of which is a former vice-chairman of the company who committed suicide, ostensibly as a result of his involvement in the scandal. On the surface, the motivations and attitudes that led to Enron's ultimate collapse appear straightforward: individual and collective greed born in an atmosphere of market euphoria and corporate arrogance. Nobody wanted to believe the company was too good to be true, not the company, its employees, analysts, or individual investors. So, for a while, almost no one did. Many people continued to buy the stock, the corporate mantra, and the dream. Meanwhile, the company engaged in a number of high-risk transactions, some of which fell outside of the company's standard asset risk control process. Many things went wrong in the early months of 2001, when Enron's stock price and debt rating collapsed due to a loss of investor and creditor trust. Methods used by the company to disclose its complicated financial dealings were incorrect and, in the opinion of some, deceptive. The company's failure to report its financial affairs transparently, followed by financial restatements revealing billions of dollars in omitted liabilities and losses, all contributed to its demise. The whole thing took place under the watchful eye of Arthur Andersen LLP, which had a full floor of auditors assigned to Enron all year. The Biggest Fraud in History - The Rise and Fall of Enron In the eyes of the financial world, Enron's most exciting development was the establishment of Enron Online (EOL) in October 1999. EOL, a Web site for trading electronic commodities, was significant for at least two reasons. For starters, Enron was a party to every transaction on the platform. Traders received extremely valuable information in real-time about the "long" and "short" parties to each trade, as well as the prices of the products. Second, because Enron was either a buyer or a seller in every transaction, credit risk management was critical, and Enron's credit was the foundation that gave the energy community confidence that EOL provided a secure transaction environment. In 2000, EOL was an overnight success, handling $335 billion in online commodity trades. DISCLAIMER: This channel is for educational purpose only. All videos, presentations and writing are for only educational purposes, and are not intended as investment advise You can implement this while investing at your own risk and after consulting your financial advisor.

Virgin Orbit executives were in New York celebrating its public stock debut. Recently, it has filed for bankruptcy protection in the US after last-ditch efforts to find funding. This came less than a week after the company announced it was laying off 85% of its workforce, leaving only about 100 employees to run the remaining operations while it looks for a deep-pocketed buyer. This process allows the business to keep operating and resolving its financial issues while protecting creditors owed money. The satellite launch company was formed as part of space tourism business Virgin Galactic, which transported Richard Branson into sub-orbital flight in 2021 nine days ahead of his billionaire rival, Jeff Bezos.Virgin Orbit was spun off from Virgin Galactic in 2017 to focus on satellite launches rather than human launches. The company launches satellites into orbit with rockets launched from the Cosmic Girl, a modified Boeing 747 plane that flies the LauncherOne rocket up to altitude before releasing it for its astral accent, and in late 2021 rode a wave of investor enthusiasm into a merger with a cash shell that listed its shares on New York’s Nasdaq stock exchange. It became one of only a few US rocket companies to successfully launch a privately developed launch vehicle into orbit. Since 2020, it has launched six missions, with four successes and two failures, using an ambitious and technically difficult process known as "air launch," which employs a modified 747 jet to drop a rocket mid-flight and send small satellites into space. Virgin Orbit has launched the majority of its rockets from its headquarters in California. In May 2020, the company launched its first mission, but the rocket failed on the way to space. The second mission, in January 2021, was Virgin Orbit's first successful launch, with the rocket launching ten small satellites for NASA into orbit. Following this, Virgin Orbit completed three missions, one in 2021 and two in 2022. With the launch frequency decreasing, excitement was high for Virgin Orbit's sixth mission in January 2023. It was to be the United Kingdom's first orbital space launch from British soil. The Boeing took off from Spaceport Cornwall in Newquay and successfully dropped LauncherOne at a high altitude. However, Virgin Orbit triumphantly declared that its rocket had “successfully reached orbit”. Minutes later, Virgin Orbit admitted the rocket had in fact suffered an “anomaly” while blasting towards space at 11,000 miles per hour. The rocket failed and crashed back into the Atlantic Ocean. Virgin Orbit has attempted to raise funds from investors in the aftermath of its failed UK launch. Matthew Brown, a Texas-based investor, was in talks to invest $200 million in Virgin Orbit, but the talks fell through. Branson owns 75% of Virgin Orbit and is the majority shareholder, but he did not want to fund the company further.Instead, he started hedging his 75% equity stake with a series of debt rounds. Because of this debt, the flashy British billionaire has first priority over Virgin Orbit assets in the event of the company's impending bankruptcy. DISCLAIMER: This channel is for educational purpose only. All videos, presentations and writing are for only educational purposes, and are not intended as investment advise You can implement this while investing at your own risk and after consulting your financial advisor.

Millionaires aren't made overnight, Some self-made millionaires started out making expensive mistakes that negatively impacted their financial health Many self made millionaires have the ability to see what is invisible to others, and come up with creative solutions and alternate routes to success. Self-made millionaires also make sure that their money is working for them. They do this by investing their money so it can grow and bring them passive income. Even when they're not working, their money is. Some millionaires have found that investing their money now can pay them dividends later, so it may be smart to look into different investment options that are right for you. It also is good to think about having a diverse portfolio that may include stocks and bonds, real estate, or a high-yield savings account. One way to invest money is index funds. These types of mutual or exchange-traded funds tend to be diverse. That could mean better returns than trying to pick and choose individual stocks. Index funds also tend to have low fees compared to a financial advisor or funds with an active manager. Experts consider stock and real estate investments to be the most consistent, long-term, passive source of income. Here’s why. Allowing your income to be consistent means letting the profit pile up without spending it or reducing the amount you invested. Ideally, you will only increase the amount, but if you allow yourself to be patient over time and reinvest your earnings, you will earn compounded interest — profit on your profit. Veteran investors, on the other hand, believe that this will only work if your investment strategy is low-risk, long-term, and passive, working in the background while you do other things Side hustles are for everyone, including millionaires. They make a side hustle work by investing in something that will generate more passive income rather than devoting hours each week to actively making money. For example, You could invest in real estate as a landlord and have a management company handle day-to-day operations. Perhaps you could start a YouTube channel — perhaps about your goal of becoming a millionaire — and with enough subscribers, you could have advertising revenue added to your bank account. Assume you're a blogger and a writer who gets paid to create content. You can, however, sell digital courses in which you teach others how to become well-paid writers. Alternatively, you can self-publish and sell books on the subject on Amazon. You can also make money through affiliate sales by recommending products that you use in your business. This simply means growing your business in your spare time. While this appears to be nearly impossible for most people, it is clearly the way most self-made millionaires do it. Because it appears that every millionaire in the book aims to diversify their main' source of income and generate multiple income streams, each of which is equally valuable DISCLAIMER: This channel is for educational purpose only. All videos, presentations and writing are for only educational purposes, and are not intended as investment advise You can implement this while investing at your own risk and after consulting your financial advisor.

Buffett gave Bank of America a cash injection in 2011 after its stock plunged amid losses tied to subprime mortgages. In 2008, Buffett gave Goldman a $5 billion lifeline to shore up the bank following Lehman Brothers' collapse. Buffett may be preparing to play a role similar to the one he played during the financial crisis, when he made critical investments in Goldman Sachs, General Electric, and other companies when fear froze credit markets. He also called Treasury Secretary Hank Paulson to suggest the government invest directly in banks rather than buying their assets, which it promptly did. The billionaire's support could help to alleviate concerns about more bank failures and restore trust in the financial system. If Buffett demonstrates his willingness to put his money at risk in regional lenders, it may inspire other investors to hold on to bank stocks or buy them at a discount. It may also reassure depositors that their funds are secure. Buffett stands to benefit from the situation being calmed, as his financial stocks have been crushed in recent weeks. Berkshire's combined stakes in Bank of America and American Express have dropped by about $9 billion in the last month alone DISCLAIMER: This channel is for educational purpose only. All videos, presentations and writing are for only educational purposes, and are not intended as investment advise You can implement this while investing at your own risk and after consulting your financial advisor.

Bitcoin is not supported by a single entity. It only has worth because people value it, and its price is closely related to public opinion. When public interest in Bitcoin declines, so will its price, causing the virtual money to become worthless. DISCLAIMER: This channel is for educational purpose only. All videos, presentations and writing are for only educational purposes, and are not intended as investment advise You can implement this while investing at your own risk and after consulting your financial advisor.

The problem arose following the collapse of FTX, Silvergate faced a significant decrease in digital asset deposits, necessitating a balance-sheet restructuring and prudent policies to withstand potential bank runs. The organization took steps to ensure liquidity and accommodate deposit inflows and outflows. Silvergate reduced its workforce by 40%, adjusted its expenses, reviewed its product offerings and customer relationships, and implemented cost-cutting measures. The management of Silvergate believed it had prudent policies in place to ensure the safety and accessibility of its deposits. The management team stated that the balance sheet was designed to withstand a 70% drawdown on deposits and that cash reserves exceeded all remaining deposits. However, on many levels, this was not enough Silvergate invested a portion of its crypto-related deposits in mortgage-backed securities and bonds issued by state and local governments, the value of which fell as benchmark interest rates rose. Clients rushed to withdraw money when crypto markets crashed in 2022 and exchanges such as FTX went bankrupt. Silvergate had to sell securities to cover the withdrawals, incurring a loss of more than $1 billion and hastening its demise DISCLAIMER: This channel is for educational purpose only. All videos, presentations and writing are for only educational purposes, and are not intended as investment advise You can implement this while investing at your own risk and after consulting your financial advisor.

Silicon Valley Bank may be finished but the fallout from its collapse is only just beginning to be felt, will this lead to a banking crisis? SVB's services were in high demand throughout the pandemic years as the preferred bank for the tech sector. The initial market shock of Covid-19 in early 2020 quickly gave way to a golden period for startups and established tech companies, as consumers spent large amounts of money on gadgets and digital services. Many tech companies used SVB to hold cash for payroll and other business expenses, resulting in an influx of deposits. The bank invested a large portion of the deposits, as banks do. The seeds of its demise were sown when it invested heavily in long-term US government bonds, including those backed by mortgages. These were, for all intents and purposes, as safe as houses. However, bonds have an inverse relationship with interest rates; as rates rise, bond prices fall. As a result, when the Federal Reserve began to raise interest rates rapidly in order to combat inflation, SVB's bond portfolio began to lose significant value. If SVB can hold those bonds for a number of years until they mature, it will receive its capital back. However, as economic conditions deteriorated over the last year, particularly in the technology sector, many of the bank's customers began withdrawing funds from their deposits. DISCLAIMER: This channel is for educational purpose only. All videos, presentations and writing are for only educational purposes, and are not intended as investment advise You can implement this while investing at your own risk and after consulting your financial advisor.

So you're interested in knowing how much Kevin O'Leary lost in the FTX deal. Well, the short answer is that he said he lost around $9.7 million. It's definitely not chump change, but for someone as wealthy as O'Leary, it's probably just a drop in the bucket. However, the reality is that the money he lost was not his, but your Money. Let's say Peter and Paul love horse betting, and Peter is very good at it while Paul isn't. Paul gives Peter $200 to recommend a horse that will win the race, and Peter takes the $200 and recommends a horse, and Peter takes $150 from the $200 he received from Paul and bets it on the same horse he recommended to Paul. The horse ends up losing The Race, Paul and Peter lose money, but Peter only loses a portion of the money Paul gave him. The moral of the story is that Kevin O'leary lost a portion of the money he was paid to become a spokesperson for FTX, and it's possible that money was stolen from FTX clients by Sam Bankman Fried, which is why he protects and speaks highly of him. He said that none of his investment partners had lost money. Because the money he invested in FTX was his money and we can bet it was the money he got paid to become a spokesperson for FTX. Imagine getting paid $15 million to become a spokesperson for a company, that’s lot of money On that $15 million He went on to put about $9.7 million into crypto. And he had more than $1 million of FTX equity. And the balance of a little over $4 million was purportedly eaten up by taxation and agent fees DISCLAIMER: This channel is for educational purpose only. All videos, presentations and writing are for only educational purposes, and are not intended as investment advise You can implement this while investing at your own risk and after consulting your financial advisor.

The performance of Binance Coin and Binance USD, the two tokens bearing the exchange's name, demonstrates investors' lack of trust. BNB lost 29% of its value during November and December, leaving approximately 29 million tokens at Binance, 51% less than the exchange disclosed on November 10. Meanwhile, the firm's stock of BUSD stablecoins has dropped by 40%. Binance also appears to be losing trust and influence in more subtle ways. While net assets have dropped by 24% since November, investors in well-known tokens such as matic, ape, and gala have reduced their holdings on the exchange by 40-50%. Despite remaining the largest cryptocurrency exchange by volume, Binance has not escaped the nearly year-long decline in digital assets. Its BNB token is down nearly 37% year on year, and the exchange's decision to stop charging fees for spot bitcoin trading as the market tanked cost it about $3 billion in lost revenue per year. According to CoinMarketCap data, the overall value of cryptocurrencies has dropped 56% over the last year, to $848.7 billion. Breaking with its habit of not disclosing sensitive financial information, Binance issued a public transparency statement almost in November 2022, listing select crypto holdings. However, Binance did not include $17 billion in BNB-denominated assets, which represented almost a quarter of its total assets. DISCLAIMER: This channel is for educational purpose only. All videos, presentations and writing are for only educational purposes, and are not intended as investment advise You can implement this while investing at your own risk and after consulting your financial advisor.

What was once the future of media consumption has started to fall apart. The pioneer of streaming services has seen its stock drop like a stone across the board. Netflix's stock has taken a beating in 2022 as a result of rising inflation, consumers cutting back on discretionary spending, and increased streaming competition, all of which have significantly altered the industry's landscape. Furthermore, comparisons to the company's all-time highs in a pandemic-plagued 2021 have only exacerbated its losses in 2022. Despite recent shortcomings, Netflix remains a major player in the entertainment industry, with several of its original productions receiving critical acclaim and being nominated for Academy Awards and Emmys. Good reviews and heartfelt praise, on the other hand, will be meaningless to a platform that is primarily a business looking to earn profits and retain customers. Urgent changes are implemented in order to improve content quality, lower prices to compete, and augment better customer service and care. The company would do well to feature the role of its creators and producers to a greater extent since the decline in quality is only worsening the problem of low customer retention. If not, the streaming giant is likely to lose its spot at the top of the Hollywood sign. DISCLAIMER: This channel is for educational purpose only. All videos, presentations and writing are for only educational purposes, and are not intended as investment advise You can implement this while investing at your own risk and after consulting your financial advisor.

Ponzi schemes usually fail because there is no legitimate profit to sustain the process. To continue, the scheme requires a steady flow of new money from new investors. However, during a market crash, investors are afraid of being wiped out, so most will cash out or refrain from investing until the dust settles. When the flow of new investors slows or a large number of investors want to cash out, the scheme will collapse. Bernie Madoff is the perfect example. In 2008, Bernard Madoff was convicted of operating a Ponzi scheme in which he falsified trading reports to show a client was profiting from investments that did not exist. Madoff marketed his Ponzi scheme as an investment strategy known as split-strike conversion, which involved the ownership of S&P 100 stocks and options. Madoff would use blue-chip stocks, which have readily available historical trading data, to falsify his records. Then, to achieve the desired periodic return, falsified transactions that never occurred were reported. During the 2008 Global Financial Crisis, investors began to withdraw funds from Madoff's firm, exposing the firm's true financial picture's illiquidity. The market crash of 2008 exposed several Ponzi schemes and fraudulent businesses that had been operating under the radar for years. The crash caused investors to withdraw their money, leading to the collapse of these fraudulent schemes. It also led to increased regulatory scrutiny, which made it harder for fraudulent businesses to operate. While the market crash was a devastating event for the economy, it exposed several bad actors in the financial industry and led to a renewed focus on transparency and accountability. DISCLAIMER: This channel is for educational purpose only. All videos, presentations and writing are for only educational purposes, and are not intended as investment advise You can implement this while investing at your own risk and after consulting your financial advisor.

WATCH FULL VIDEO = https://youtu.be/tU-AA_IQpak Alameda traded heavily on the FTX platform, meaning it sometimes benefited when FTX’s other customers lost money, a conflict of interest that Mr. Bankman-Fried sometimes seemed uncomfortable discussing in interviews According to Caroline Ellison, FTX gave Alameda Research a lot of credit. FTX effectively extended a substantial amount of credit to Alameda Research, and in the end, that margin position became severely stressed and it blew out." A negative $1.31 billion margin position, as disclosed in the FTX Documents, is a massive hole. Margin positions are trades made with borrowed funds, and if the trader is unable to maintain the minimum required margin, the position is usually liquidated to repay the borrowed funds. The large margin position shared in May 2022 occurs around the same time frame as the Terra LUNA debacle DISCLAIMER: This channel is for educational purpose only. All videos, presentations and writing are for only educational purposes, and are not intended as investment advise You can implement this while investing at your own risk and after consulting your financial advisor.

WATCH FULL VIDEO = https://youtu.be/tU-AA_IQpak Alameda traded heavily on the FTX platform, meaning it sometimes benefited when FTX’s other customers lost money, a conflict of interest that Mr. Bankman-Fried sometimes seemed uncomfortable discussing in interviews According to Caroline Ellison, FTX gave Alameda Research a lot of credit. "FTX effectively extended a substantial amount of credit to Alameda Research, and in the end, that margin position became severely stressed and it blew out." A negative $1.31 billion margin position, as disclosed in the FTX documents, is a massive hole. Margin positions are trades made with borrowed funds, and if the trader is unable to maintain the minimum required margin, the position is usually liquidated to repay the borrowed funds. The large margin position shared in May 2022 occurs around the same time frame as the Terra LUNA debacle DISCLAIMER: This channel is for educational purposes only. All videos, presentations and writing are for only educational purposes, and are not intended as investment advise You can implement this while investing at your own risk and after consulting your financial advisor.

FTX borrowed money from customer accounts to finance betting through Alameda, And Alameda had already built a reputation of being a cutthroat risk-taker. It would ruthlessly dump tokens, sell things whenever it wanted and had no control, and Caroline Ellison became the subject of online speculation. Alameda started facing losses between May and June 2022. The digital currency market was in a free fall. Panic gripped the investors. They started pulling out their funds from FTX frantically even amidst assurances from SBF and Ellison. Alameda traded heavily on the FTX platform, meaning it sometimes benefited when FTX’s other customers lost money, a conflict of interest that Mr. Bankman-Fried sometimes seemed uncomfortable discussing in interviews According to Caroline Ellison, FTX gave Alameda Research a lot of credit. FTX effectively extended a substantial amount of credit to Alameda Research, and in the end, that margin position became severely stressed and it blew out." A negative $1.31 billion margin position, as disclosed in the FTX Documents, is a massive hole. Margin positions are trades made with borrowed funds, and if the trader is unable to maintain the minimum required margin, the position is usually liquidated to repay the borrowed funds. The large margin position shared in May 2022 occurs around the same time frame as the Terra LUNA debacle DISCLAIMER: This channel is for educational purpose only. All videos, presentations and writing are for only educational purposes, and are not intended as investment advise You can implement this while investing at your own risk and after consulting your financial advisor.

Gemini and its founders have encountered new challenges. The US Commodity Futures Trading Commission charged Gemini in June 2022 "for making material false or misleading statements' ' as it sought approval for its Bitcoin futures product The SEC's lawsuit against Gemini and Genesis is part of a larger cryptocurrency crackdown by multiple U.S. government agencies following a sharp drop in cryptocurrency prices last year that exposed mostly retail investors to billions of dollars in losses. The lawsuit is about a program called Gemini Earn, which allowed people to deposit their cryptocurrencies in exchange for a high interest rate of up to 4.29%. The cryptocurrencies would then be lent out by Gemini and Genesis to other investors. DISCLAIMER: This channel is for educational purpose only. All videos, presentations and writing are for only educational purposes, and are not intended as investment advise You can implement this while investing at your own risk and after consulting your financial advisor.