Bloopers with Austin & Justus 🤣
You're bound to screw up a few times when you do a film session!
If you have any questions on your specific scenario, feel free to reach out to me anytime through a direct message.
If you want to get an idea of what you could be pre-approved for, you can book a free consultation call with my team by hitting the link in my bio. We’ll get you all the info you need to get you in a place to buy a home.
📒 Show Notes and Resources 📒
Justus Foss
Mortgage Loan Officer - Finance With Foss
NMLS #1588344
Have a mortgage question about something not covered in this video or specifically about the video today? Reach out, I'd love to help answer it.
Justus on Social Media:
https://linktr.ee/FinanceWithFoss
http://www.FinanceWithFoss.com
https://www.facebook.com/FinanceWithFoss
https://instagram.com/FinanceWithFoss
https://www.linkedin.com/in/JustusFoss/
https://twitter.com/FinanceWithFoss
2
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Best day of your life
#shorts #anniversary
It's our 7 year dating anniversary, do you celebrate that when you're married?
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DON'T Hurt Your Mortgage Pre-Approval With These 2 Common Mistakes
#shorts #mortgage #underwriting
Before you think about buying a home, knowing some useful tips and educating yourself beforehand can set you up for success by saving time and money.
If you have any questions on your specific scenario, feel free to reach out to me anytime through a direct message.
📒 Show Notes and Resources 📒
Justus Foss
Mortgage Loan Officer - Finance With Foss
NMLS #1588344
Have a mortgage question about something not covered in this video or specifically about the video today? Reach out, I'd love to help answer it.
Justus on Social Media:
https://linktr.ee/FinanceWithFoss
http://www.FinanceWithFoss.com
https://www.facebook.com/FinanceWithFoss
https://instagram.com/FinanceWithFoss
https://www.linkedin.com/in/JustusFoss/
https://twitter.com/FinanceWithFoss
8
views
Mortgage Minute #14 - What is mortgage insurance?
📒 Show Notes and Resources 📒
Justus Foss
Mortgage Loan Officer - Finance With Foss
NMLS #1588344
Have a mortgage question about something not covered in this video or specifically about the video today? Reach out, I'd love to help answer it.
Justus on Social Media:
https://linktr.ee/FinanceWithFoss
http://www.FinanceWithFoss.com
https://www.facebook.com/FinanceWithFoss
https://instagram.com/FinanceWithFoss
https://www.linkedin.com/in/JustusFoss/
https://twitter.com/FinanceWithFoss
Mortgage Minute #13 - What are discount points?
📒 Show Notes and Resources 📒
Justus Foss
Mortgage Loan Officer - Finance With Foss
NMLS #1588344
Have a mortgage question about something not covered in this video or specifically about the video today? Reach out, I'd love to help answer it.
Justus on Social Media:
https://linktr.ee/FinanceWithFoss
http://www.FinanceWithFoss.com
https://www.facebook.com/FinanceWithFoss
https://instagram.com/FinanceWithFoss
https://www.linkedin.com/in/JustusFoss/
https://twitter.com/FinanceWithFoss
Mortgage Minute #12 - How do you lock in an interest rate?
📒 Show Notes and Resources 📒
Justus Foss
Mortgage Loan Officer - Finance With Foss
NMLS #1588344
Have a mortgage question about something not covered in this video or specifically about the video today? Reach out, I'd love to help answer it.
Justus on Social Media:
https://linktr.ee/FinanceWithFoss
http://www.FinanceWithFoss.com
https://www.facebook.com/FinanceWithFoss
https://instagram.com/FinanceWithFoss
https://www.linkedin.com/in/JustusFoss/
https://twitter.com/FinanceWithFoss
1
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Mortgage Minute #11 - How does an interest rate affect my mortgage payment?
#mortgage #education
Welcome to the Mortgage Minute series, where we educate and take the complicated perception of mortgages and empower you to make decisions future you will thank you for a. Today's topic: How does an interest rate affect my mortgage payment?
📒 Show Notes and Resources 📒
Justus Foss
Mortgage Loan Officer - Finance With Foss
NMLS #1588344
Have a mortgage question about something not covered in this video or specifically about the video today? Reach out, I'd love to help answer it.
Justus on Social Media:
https://linktr.ee/FinanceWithFoss
http://www.FinanceWithFoss.com
https://www.facebook.com/FinanceWithFoss
https://instagram.com/FinanceWithFoss
https://www.linkedin.com/in/JustusFoss/
https://twitter.com/FinanceWithFoss
3
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YOU Are The Brand! - For Real Estate Agents [REPLAY 8-31-2022]
More clients choosing you and referring is what you want. But you struggle to stand out because your personal brand falls short and doesn't rise above the noise.
Therefore, you need a personal brand that gets you noticed, builds your reputation and attracts your ideal clients.
-How to Discover Your Unique Brand DNA
-Winning the Attention War in Today's Noisy World
-How to Build Trust and Connection with Your Ideal Clients
-Three Steps to Increase Your Influence and Grow Your Income
-Branding Case Studies You Can Swipe and Deploy!
📒 Show Notes and Resources 📒
Justus Foss
Mortgage Loan Officer - Finance With Foss
NMLS #1588344
Have a mortgage question about something not covered in this video or specifically about the video today? Reach out, I'd love to help answer it.
Justus on Social Media:
https://linktr.ee/FinanceWithFoss
http://www.FinanceWithFoss.com
https://www.facebook.com/FinanceWithFoss
https://instagram.com/FinanceWithFoss
https://www.linkedin.com/in/JustusFoss/
https://twitter.com/FinanceWithFoss
Biden Cancels Student Debt
#studentloans #loanforgiveness
Student loan forgiveness: Biden cancels $10K in student loans, extends forbearance to the end of the year.
📒 Show Notes and Resources 📒
Justus Foss
Mortgage Loan Officer - Finance With Foss
NMLS #1588344
Have a mortgage question about something not covered in this video or specifically about the video today? Reach out, I'd love to help answer it.
Justus on Social Media:
https://linktr.ee/FinanceWithFoss
http://www.FinanceWithFoss.com
https://www.facebook.com/FinanceWithFoss
https://instagram.com/FinanceWithFoss
https://www.linkedin.com/in/JustusFoss/
https://twitter.com/FinanceWithFoss
6
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Fed Rate Hikes Are NOT Directly Tied to Mortgage Rates
#federalreserve #mortgagerates
A question from my video about the recent Fed Rate hike, had a question from Realtor Joe Gattone from Chicagoland, IL who asked, "Hey! good stuff dude. Can you explain how the Fed Rate is NOT directly tired to mortgage rates?". We take a quick look into this and what the Federal Reserve actually influences.
📒 Show Notes and Resources 📒
Justus Foss
Mortgage Loan Officer - Finance With Foss
NMLS #1588344
Have a mortgage question about something not covered in this video or specifically about the video today? Reach out, I'd love to help answer it.
Justus on Social Media:
https://linktr.ee/FinanceWithFoss
http://www.FinanceWithFoss.com
https://www.facebook.com/FinanceWithFoss
https://instagram.com/FinanceWithFoss
https://www.linkedin.com/in/JustusFoss/
https://twitter.com/FinanceWithFoss
Fed raises rates again; What does this mean for mortgages?
#mortgage #realestate #education
The Federal Reserve just raised the interest rates again here in July, what does that mean for you if you're looking to purchase a home?
00:00 - Introduction
00:18 - Fed increases rates
01:13 - What's next?
01:33 - Background on the Fed
01:59 - What does this mean for you?
02:22 - Closing
📒 Show Notes and Resources 📒
Justus Foss
Mortgage Loan Officer - Finance With Foss
NMLS #1588344
Have a mortgage question about something not covered in this video or specifically about the video today? Reach out, I'd love to help answer it.
Justus on Social Media:
https://linktr.ee/FinanceWithFoss
http://www.FinanceWithFoss.com
https://www.facebook.com/FinanceWithFoss
https://instagram.com/FinanceWithFoss
https://www.linkedin.com/in/JustusFoss/
https://twitter.com/FinanceWithFoss
2
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Top 15 Most Frequently Asked Mortgage Questions
#mortgage #realestate #education
Are you a first-time homebuyer or someone with a lot of mortgage questions? This might just be the video for you with my top 15 most asked questions along with a bonus question on gift funds. Watch the whole video or skip ahead to your specific question and let me know if you want either additional information or have a complete separate question to what was answered here!
00:00 - Introduction
00:53 - Question 1 - Do I need great credit to get a mortgage?
01:44 - Question 2 - How much do I need for a down payment?
02:59 - Question 3 - Closing costs? How much should I expect them to be?
03:28 - Question 4 - Fixed rate vs adjustable rate mortgage
04:52 - Question 5 - When should I lock my interest rate?
05:38 - Question 6 - What type of mortgage is best for me?
06:43 - Question 7 - What are discount points? Should I pay for them?
07:59 - Question 8 - 15 year loan vs 30 year loan
09:39 - Question 9 - What documents do I need?
10:52 - Question 10 - What is a pre-qualification?
11:54 - Question 11 - What is a pre-approval?
13:48 - Question 12 - What is an escrow account?
14:33 - Question 13 - Why does it take so long to close a mortgage?
15:35 - Question 14 - How is my mortgage payment determined?
16:53 - Question 15 - Will my monthly payments change during the loan?
17:37 - Bonus - How do I handle gift money?
📒 Show Notes and Resources 📒
Justus Foss
Mortgage Loan Officer - Finance With Foss
NMLS #1588344
Have a mortgage question about something not covered in this video or specifically about the video today? Reach out, I'd love to help answer it.
Justus on Social Media:
https://linktr.ee/FinanceWithFoss
http://www.FinanceWithFoss.com
https://www.facebook.com/FinanceWithFoss
https://instagram.com/FinanceWithFoss
https://www.linkedin.com/in/JustusFoss/
https://twitter.com/FinanceWithFoss
40
views
Mortgage Minute #10 - What does you mortgage payment include?
#mortgage #education
Welcome to the Mortgage Minute series, where we educate and take the complicated perception of mortgages and empower you to make decisions future you will thank you for. Today's topic: What does your mortgage payment include?
📒 Show Notes and Resources 📒
Justus Foss
Mortgage Loan Officer - Finance With Foss
NMLS #1588344
Have a mortgage question about something not covered in this video or specifically about the video today? Reach out, I'd love to help answer it.
Justus on Social Media:
https://linktr.ee/FinanceWithFoss
http://www.FinanceWithFoss.com
https://www.facebook.com/FinanceWithFoss
https://instagram.com/FinanceWithFoss
https://www.linkedin.com/in/JustusFoss/
https://twitter.com/FinanceWithFoss
1
view
Mortgage Minute #9 - How much should you save for down payment?
#mortgage #education
Welcome to the Mortgage Minute series, where we educate and take the complicated perception of mortgages and empower you to make decisions future you will thank you for. Today's topic: How much should you save for down payment?
📒 Show Notes and Resources 📒
Justus Foss
Mortgage Loan Officer - Finance With Foss
NMLS #1588344
Have a mortgage question about something not covered in this video or specifically about the video today? Reach out, I'd love to help answer it.
Justus on Social Media:
https://linktr.ee/FinanceWithFoss
http://www.FinanceWithFoss.com
https://www.facebook.com/FinanceWithFoss
https://instagram.com/FinanceWithFoss
https://www.linkedin.com/in/JustusFoss/
https://twitter.com/FinanceWithFoss
Mortgage Minute #8 - How much can you afford?
#mortgage #education
Welcome to the Mortgage Minute series, where we educate and take the complicated perception of mortgages and empower you to make decisions future you will thank you for. Today's topic: How much can you afford?
📒 Show Notes and Resources 📒
Justus Foss
Mortgage Loan Officer - Finance With Foss
NMLS #1588344
Have a mortgage question about something not covered in this video or specifically about the video today? Reach out, I'd love to help answer it.
Justus on Social Media:
https://linktr.ee/FinanceWithFoss
http://www.FinanceWithFoss.com
https://www.facebook.com/FinanceWithFoss
https://instagram.com/FinanceWithFoss
https://www.linkedin.com/in/JustusFoss/
https://twitter.com/FinanceWithFoss
1
view
Mortgage Minute #7 - Documents needed for pre-approval
#mortgage #education
Welcome to the Mortgage Minute series, where we educate and take the complicated perception of mortgages and empower you to make decisions future you will thank you for. Today's topic: Documents needed for pre-approval.
📒 Show Notes and Resources 📒
Justus Foss
Mortgage Loan Officer - Finance With Foss
NMLS #1588344
Have a mortgage question about something not covered in this video or specifically about the video today? Reach out, I'd love to help answer it.
Justus on Social Media:
https://linktr.ee/FinanceWithFoss
http://www.FinanceWithFoss.com
https://www.facebook.com/FinanceWithFoss
https://instagram.com/FinanceWithFoss
https://www.linkedin.com/in/JustusFoss/
https://twitter.com/FinanceWithFoss
5
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Mortgage Minute #6 - Does it really matter where you get your pre-approval?
#mortgage #education
Welcome to the Mortgage Minute series, where we educate and take the complicated perception of mortgages and empower you to make decisions future you will thank you for. Today's topic: Does it really matter where you get your pre-approval?
📒 Show Notes and Resources 📒
Justus Foss
Mortgage Loan Officer - Finance With Foss
NMLS #1588344
Have a mortgage question about something not covered in this video or specifically about the video today? Reach out, I'd love to help answer it.
Justus on Social Media:
https://linktr.ee/FinanceWithFoss
http://www.FinanceWithFoss.com
https://www.facebook.com/FinanceWithFoss
https://instagram.com/FinanceWithFoss
https://www.linkedin.com/in/JustusFoss/
https://twitter.com/FinanceWithFoss
2
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Justus & Rachel Wedding Video Highlight - 10 minute Version
"Finding you was like coming home..."
Venue: Leopold's Mississippi Gardens / https://www.leopoldsmn.com/
Videography: Anthony Begley Cinematography / https://anthonybegley.com/
Photography: Sophisticated Grace Photography / https://www.sophisticatedgracephoto.com/
Hair: EhrStyling
Makeup: Glow with Dej
Dj: Jamir with Instant Request
https://fb.watch/e6X3efK8zU/
https://vimeo.com/727600475
📒 Show Notes and Resources 📒
Justus Foss
Mortgage Loan Officer - Finance With Foss
NMLS #1588344
Have a mortgage question about something not covered in this video or specifically about the video today? Reach out, I'd love to help answer it.
Justus on Social Media:
https://linktr.ee/FinanceWithFoss
http://www.FinanceWithFoss.com
https://www.facebook.com/FinanceWithFoss
https://instagram.com/FinanceWithFoss
https://www.linkedin.com/in/JustusFoss/
https://twitter.com/FinanceWithFoss
1
view
Mortgage Minute Episode 5 - What is a pre-approval?
#mortgage #education
Welcome to the Mortgage Minute series, where we educate and take the complicated perception of mortgages and empower you to make decisions future you will thank you for. Today's topic: what is a pre-approval?
📒 Show Notes and Resources 📒
Justus Foss
Mortgage Loan Officer - Finance With Foss
NMLS #1588344
Have a mortgage question about something not covered in this video or specifically about the video today? Reach out, I'd love to help answer it.
Justus on Social Media:
https://linktr.ee/FinanceWithFoss
http://www.FinanceWithFoss.com
https://www.facebook.com/FinanceWithFoss
https://instagram.com/FinanceWithFoss
https://www.linkedin.com/in/JustusFoss/
https://twitter.com/FinanceWithFoss
2
views
Mortgage Minute Episode 4 - What is a pre-qualification?
#mortgage #education
Welcome to the Mortgage Minute series, where we educate and take the complicated perception of mortgages and empower you to make decisions future you will thank you for. Today's topic: What is a pre-qualification?
📒 Show Notes and Resources 📒
Justus Foss
Mortgage Loan Officer - Finance With Foss
NMLS #1588344
Have a mortgage question about something not covered in this video or specifically about the video today? Reach out, I'd love to help answer it.
Justus on Social Media:
https://linktr.ee/FinanceWithFoss
http://www.FinanceWithFoss.com
https://www.facebook.com/FinanceWithFoss
https://instagram.com/FinanceWithFoss
https://www.linkedin.com/in/JustusFoss/
https://twitter.com/FinanceWithFoss
2
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Mortgage Minute Episode 3 - How to qualify for a mortgage?
#mortgage #education
Welcome to the Mortgage Minute series, where we educate and take the complicated perception of mortgages and empower you to make decisions future you will thank you for. Today's topic: How to qualify for a mortgage?
📒 Show Notes and Resources 📒
Justus Foss
Mortgage Loan Officer - Finance With Foss
NMLS #1588344
Have a mortgage question about something not covered in this video or specifically about the video today? Reach out, I'd love to help answer it.
Justus on Social Media:
https://linktr.ee/FinanceWithFoss
http://www.FinanceWithFoss.com
https://www.facebook.com/FinanceWithFoss
https://instagram.com/FinanceWithFoss
https://www.linkedin.com/in/JustusFoss/
https://twitter.com/FinanceWithFoss
6
views
Mortgage Minute Episode 2 - What is a mortgage?
#mortgage #education
Welcome to the Mortgage Minute series, where we educate and take the complicated perception of mortgages and empower you to make decisions future you will thank you for. Today's topic: what is a mortgage?
📒 Show Notes and Resources 📒
Justus Foss
Mortgage Loan Officer - Finance With Foss
NMLS #1588344
Have a mortgage question about something not covered in this video or specifically about the video today? Reach out, I'd love to help answer it.
Justus on Social Media:
https://linktr.ee/FinanceWithFoss
http://www.FinanceWithFoss.com
https://www.facebook.com/FinanceWithFoss
https://instagram.com/FinanceWithFoss
https://www.linkedin.com/in/JustusFoss/
https://twitter.com/FinanceWithFoss
4
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