Business Credit

Looking to purchase, refinance or cash out on an investment property? In this video learn about alternative long term real estate financing. With this funding solution you can receive a thirty-year fixed rate term with no balloon and low interest rates. The loan to value is up to seventy five percent depending on credit, property type and transaction type. To have us review your real estate deal for financing go to https://realestatecredit.org For our Step-by-Step Business Credit Building System and Business Funding programs go to https://businesscreditbuilders.org/ We have sourced an investor for our alternative long term real estate financing product nationwide. The properties for this program include residential investment and commercial properties. This is simple underwriting process which requires a completed alt real estate application and a copy of a trimerged credit report. Your middle score must be 650+ and any bankruptcy filing must be at least 2 years old. The property types we accept are single family residence, duplex, triplex and fourplex. No primary residences can be accepted for this financing. Other property types include multi-family, mixed use and commercial. Some of the property types we do not accept are land, hospitality special use, construction, RV parks or standalone restaurants. Requirements for alternative long term real estate financing are 650+ middle credit score. There is no income verification, no asset verification and no tax verification. The good news is our real estate financing review takes 48 to 72 hours. You will be contacted with results and a conditional term sheet if qualified. For more details on our real estate financing be sure to check out the following resources below. https://youtu.be/8mE6EeO8CBo https://realestatecredit.org/ https://businesscreditbuilders.org/ http://triadcreditreport.com

Ready to start building business credit? In this video learn how data is driving business credit and loan decisions and how to best prepare your startup or existing business. For small business owners, access to credit and capital is paramount to the success of a business. When you form your business as a corporation or limited liability company it becomes recognized as a separate legal entity with the ability to enter into contracts. Your company’s EIN number is used to identify your business entity to the IRS, banks, lenders, suppliers, vendors and other businesses. For our Step-by-Step Business Credit Building System and Business Funding programs go to https://businesscreditbuilders.org/ To start the pre-qualification process for funding go to http://businessfundingreview.com Your EIN is also used to create a business credit report with business credit reporting agencies such as Dun & Bradstreet, Equifax Small Business, and Experian Commercial. With technology and increasing access to data, better decisions can be made by banks, lenders, card issuers, etc. There’s improved credit underwriting with machine learning & AI that makes the ability to get business credit and funding more possible than ever before. At the end of the day, data drives business credit and loan decisions. While traditional data such as personal credit reports, business credit reports and financials will always play a role in risk assessment, alternative data is opening new doors. The type and amount of business credit and funding you can acquire from a bank, lender, card issuer, vendor, supplier, retailer, etc. is solely based on the data source or sources they use to assess your creditworthiness. As a business owner, it’s crucial to be aware of these data sources and what it reveals, both positively or negatively. What’s important is to identify, build, manage and advance these data sources. Doing so will maximize your ability to acquire and increase your access to building business credit and acquiring funding. Whether it’s a business term loan, business line of credit, business credit card, etc.; it’s important to be aware of what source of data the bank or lender is using to assess your creditworthiness. The good news is our prequalification review allows you to assess what funding and business credit solutions are available so you can start building business credit as soon as possible. For more details and a list of easy approval net 30 vendors be sure to check out the following resources below. https://youtu.be/YR33DiTY0oI https://businesscreditbuilders.org/ http://businessfundingreview.com https://businesscreditblogger.com/2021/01/05/net-30-vendors-for-building-business-credit/ http://triadcreditreport.com

Looking for a net 30 vendor that builds business credit? In this video we reveal a new net 30 vendor who extend net 30 credit terms to startups or existing businesses with no personal credit check and no personal guarantee. This net 30 vendor report to Equifax Business and Creditsafe every month and issues tradelines up to ten thousand dollars. This enables you to build business credit while protecting your personal credit at the same time. As a small busines owner, acquiring credit in the form of net 30 terms allows you to conserve cash flow while purchasing products or services needed. To apply for this new net 30 vendor, go to http://net30tradeline.com For our Step-by-Step Business Credit Building system go to https://businesscreditbuilders.org/ With this net 30 vendor you get to purchase website design or digital marketing services and defer payment for up to 30 days. This enables you to conserve your company’s cash, establish a trade reference, protect personal credit, limit your liability and build your company’s business credit reports. When it comes to building business credit, Equifax Small Business is one of the more difficult business credit files to establish. With this net 30 vendor, it only requires a business to be in operation for 30 days, a DUNS number and payment of a yearly membership. There are no other requirements to qualify for a net 30 account. More importantly, you have the opportunity to increase your tradeline up to ten thousand by selecting one of their digital monthly service plans. It’s important to look at a vendor credit line as a stepping stone to greater funding opportunities. There are other important items to consider when it comes to establishing business credit. Payment history, size of credit limits and number of tradelines just to name a few. Using a net 30 vendor is a short-term financing solution that startups and existing businesses can take advantage of easily. This video shows you a new net 30 vendor that offers website design and digital marketing services. Now keep in mind, with your initial credit line you can buy products and services available in their online store. However, if you select one of their monthly digital solutions you can increase your tradeline limits up to ten thousand dollars. Since there are thousands of vendors who offer net 30 terms it’s important to determine whether they report to a business credit agency or not. This particular vendor reports to two business credit reporting agencies. For more details and a list of net 30 vendors be sure to check out the following resources below. https://youtu.be/SjSxVdTtrJ8 http://net30tradeline.com https://businesscreditbuilders.org/ https://businesscreditblogger.com/2020/06/28/easy-approval-net-30-vendor/

Looking for net 30 vendors for building business credit? In this video discover the top four vendors who extend net 30 accounts to startups or existing businesses new with no personal credit check or personal guarantee. These top four net 30 vendors report to the business credit reporting agencies such as Dun and Bradstreet, Experian Commercial, Equifax Business, Creditsafe and SBFE. As a business owner, access to net 30 vendor credit lines is one of the easiest ways to conserve cash flow and build business credit. A net 30 account is when a company extends a credit limit to your business with repayment terms of 30 days. To apply for easy approval net 30 vendors, go to http://net30account.com, http://vendorcreditline.com and http://net30vendor.com For our Step-by-Step Business Credit Building system go to https://businesscreditbuilders.org/ With net 30 vendors you get to purchase products and services and defer payment for up to 30 days. This enables you to conserve your company’s cash, establish trade references, protect personal credit, limit your liability and build your business credit reports. For Dun and Bradstreet, it takes at least four trade references reporting to generate a Paydex business credit score. The four net 30 vendors we list in this video only requires a business to be in operation for 30-90 days and payment of a yearly membership. There are no other requirements to qualify for these net 30 accounts. Net 30 vendors also offer discounts for early repayment along with many other perks. It’s important to view vendor credit as a stepping stone to greater financing opportunities. Other factors that are important to consider are the size of credit limits, payment history and payment behavior. Net 30 vendor credit is a short-term financing solution that startups and existing businesses can take advantage of. This video shows you our top four vendors that offer branding services, custom promotional products, office supplies, and customized corporate gifts. There are a wide variety of printing companies, accountants, marketing agencies, restaurants, construction companies, manufacturers, wholesalers, retailers, etc. who offer business credit to businesses. In fact, over 500,000 vendors and suppliers all over the country offer net 30 accounts but less than 10,000 actually report to the business credit reporting agencies? So, before you apply with a net 30 vendor, be sure to identify whether they report to a business credit agency or not. For more details and a list of net 30 vendors be sure to check out the following resources below. https://youtu.be/v6NfFUkakOs http://net30account.com http://vendorcreditline.com http://net30vendor.com https://businesscreditbuilders.org/ https://businesscreditblogger.com/2020/06/28/easy-approval-net-30-vendor/

Do you need business lines of credit with no personal guarantee? In this video we show you how to get a business line of credit as a startup or existing business with no pg. What type of business line of credit is this? This is a true business line of credit with two ways to access your credit line. First, you can draw cash from your business line of credit directly to your business bank account with no cash advance fees.Secondly, you get a World Business MasterCard® you can use for purchases up to your credit limit.This revolving line of business credit builds your business credit since it reports to business credit reporting agency, Dun and Bradstreet. For our Business Credit Lines program go to https://businesscreditbuilders.org/business-lines-of-credit/ For our Step-by-Step Business Credit Building system go to https://businesscreditbuilders.org/ *Important Update - March 1st, 2021 - This product now requires you to setup a new merchant account with them and you must process 3 months of payments ($1k month minimum) before the business line of credit is issued. There are two stages you go through when applying for this business line of credit for your company. During stage one, you can obtain up to $10k based on your personal credit score only with no hard pull, just a soft pull on your credit. There is no personal guarantor required and you can qualify with credit scores as low as 301. All business entity types are accepted whether you operate as a sole proprietor, LLC or corporation. Now, the key is you must have a need for a merchant account or already have an existing one. The business line of credit is linked to a merchant account. With a merchant account you have the ability to accept payments over the phone, accept payments over the internet and accept payments in person. Once your initial business credit line is set up, you also have the opportunity to increase your credit limit by providing bank statements or merchant processing statements. With strong business cash flow, you can increase credit limits up to $100k in stage 2. As your business grows so does your line of credit. This is a great way for any business owner to start building business credit without putting his or her personal credit at risk. The business line of credit requirements for this credit line are easier to meet compared to other unsecured business credit funding options. This type of business credit line is the fastest, easiest and truly hassle-free way to get access to a line of credit for your business without all the red tape and excessive documentation. Remember, the ‘dividing line’ between personal and business credit lines must be established at the credit reporting level in order to legitimize true personal and business credit separation. For details on this unsecured business line of credit go to the following sites. https://youtu.be/Dgv1bHd2CxM https://businesscreditbuilders.org/ https://businesscreditblogger.com/2020/05/02/get-cash-and-credit-for-business-fast/ http://creditreportengine.com

How do you get a net 30 gas card for building business credit? In this video we show you how to qualify and apply for a business fuel card for your company. What is a net 30 gas card? This card enables a business to purchase fuel and vehicle maintenance services at gas stations within a designated network. Since the gas card has net 30 repayment terms you are allowed to use your gas card up to the approved credit limit with the balance due in 30 days. For our Step-by-Step Business Credit Building system go to https://businesscreditbuilders.org/ A gas card allows your company to defer fuel and vehicle maintenance expenses for 30 days. In addition, you get to save money by leveraging available gas rebates and discounts on maintenance services. Another unique benefit to a net 30 gas card is the spending controls and reporting features. With this account you establish a trade reference for your business that reports to Dun and Bradstreet. If your business credit is established you may qualify with no personal credit check or personal guarantee. Before you apply, we do recommend that you have at least an 80 paydex score with Dun and Bradstreet. One particular gas card is the Shell Fleet Plus® card which is a net 30 account and is accepted at over 14,000 Shell stations. You can earn up to six cents per gallon rebate and there are no monthly or annual fees with this gas card. Remember, if your goal is to qualify for this net 30 gas card with no personal credit check or guarantee be sure to have at least four tradelines reporting to your Dun and Bradstreet report. In this video we provide four easy approval net 30 accounts that report to Dun and Bradstreet. These vendors offer a generous credit limit for startups and existing business with no business credit history. Net 30 fuel cards are a great way to control your company’s fuel and maintenance costs while building business credit. Gas cards are typically easier to qualify compared to traditional business credit cards. For details on getting net 30 accounts, net 30 gas cards and further building your business credit go to the following sites. https://youtu.be/F5YDbO9UB0M https://businesscreditbuilders.org/business-credit/ https://businesscreditblogger.com/2019/01/29/easy-approval-net-30-accounts/ http://vendorcreditline.com

How do you prequalify for business credit cards and personal credit cards with no impact to your credit scores? In this video we show you how to prequalify and which credit card issuers offer a pre-qualification form on their websites. Prequalification is when a creditor has done an initial assessment of your credit history (soft inquiry) to determine if you'll likely to get approved for one or more of their credit cards. You initial the process by submitting a prequalification form on a credit card issuer’s website. Forms typically require your name, address, and last 4 digits of ss number. However, getting prequalified does not guarantee approval, it’s simply an assessment. Other terms such as pre-approval, pre-selected and invitations to apply are different from a prequalification review. For our Business Credit Card Funding program go to https://businesscreditbuilders.org/business-lines-of-credit/ For our Step-by-Step Business Credit Building system go to https://businesscreditbuilders.org/ If you get prequalified for a credit card you can choose to apply which triggers a hard inquiry to your credit report. If the review comes back as no offers than you do not apply and avoid the hard inquiry. In a nutshell the prequalification process is a screening of your basic credit information. It’s important to not confuse pre-qualified with pre-approved offers because the two are different in a sense. Some business credit card and personal card issuers will set up different customer parameters for each one. For personal credit cards some of the major card issuers that offer a prequalification form are American Express, Bank of America, Capital One, Chase, and Discover. Other card issuers such as Regions Bank, Navy Federal and USAA require you to be an existing customer. For business credit cards, major card issuers do not provide a pre-qualification form on their websites. For business credit cards the applications on card issuer sites trigger a hard inquiry. The good news is our business credit card funding program allows you to pre-qualify and acquire business credit cards that only report to business credit agencies. Our business credit card funding is a no document program so it requires no income documentation. You won’t be required to furnish financials, bank statements, tax returns, etc. Prior to going through our business credit card funding process, you will need a separate legal entity, the company must be in good standing, an employer identification number, business contact information and business bank account. For details on prequalifying for business credit cards or to get started with the pre-qualification process go to the following sites. https://youtu.be/EC8eE8Iml_M https://businesscreditbuilders.org/business-lines-of-credit/ https://businesscreditblogger.com/2020/05/02/get-cash-and-credit-for-business-fast/ http://creditreportengine.com

How do you build business credit? In this video discover how to start building business credit while paying for your business expenses. Whether you are a startup or existing business, establishing a business credit report for your company is a crucial step to maximizing the funding ability of your company. As every business owner knows, access to cash and credit is an essential ingredient to the success of a company. Check out http://smartcorporatecard.com to build business credit while paying your business expenses. For our Step-by-Step Business Credit Building system go to https://businesscreditbuilders.org/ If you have a business, you will have business expenses so why not have those expenses report to your business credit reports. Business expenses are costs you have in the ordinary course of running your business day-to-day. When it comes to building business credit, it’s crucial to keep your personal finances separate from your business finances. Before you start the business credit building process you will need to incorporate your business so it becomes recognized as a separate legal entity. The next step is to obtain an Employer Identification Number (EIN). This number is used to identify your business entity to the IRS, banks, lenders, suppliers, vendors and other businesses. This number is also linked to your business credit file with business credit reporting agencies such as Dun & Bradstreet, Experian Commercial and Equifax Business. Think of your company’s EIN like the social security number for your business. This will also be required when opening a business checking account. After you establish a business checking account, you’re ready to apply for a smart corporate charge card. Once you get approved, the next step is to use your charge card to pay both your fixed and variable expenses. Fixed expenses are costs that are the same amount each month and are usually paid on a regular basis. They remain consistent over time such as office rent payments, insurance, subscriptions, utility bills, internet service, communications, etc. Variable expenses are costs that change depending on a company’s activity level or volume such as production supplies, business meals, travel, advertising and marketing, etc. If you are currently paying for these expenses using a company check, credit card, cash or bill pay service; none of these helps you build business credit. This corporate charge card reports your company expenses to Dun and Bradstreet, Experian Business and Equifax Small Business. Remember, building business credit is a process and takes time but leveraging the expenses you are already paying for is a great first step. A smart corporate charge card is one of the quickest ways to build business credit every month with the expenses you are already making. For more details and a list of easy approval net 30 vendors be sure to check out the following resources below. https://youtu.be/MIaqlMwAIFI http://smartcorporatecard.com https://businesscreditbuilders.org/business-credit/ https://businesscreditblogger.com/

Looking for an easy approval net 30 vendor? In this video discover a vendor who extends a net 30 account to new businesses without a personal credit check or personal guarantee. These net 30 vendors report to the business credit reporting agencies so you can build your business credit reports and scores. For business owners, having access to net 30 vendor accounts is one of the easiest ways to conserve cash flow and build business credit. A net 30 vendor is when a company extends a credit line to your business with repayment terms of 30 days. This repayment term will allow you to purchase the vendor’s products or service up to your credit limit with 30 days to pay the invoice in full. To apply for an easy approval net 30 vendor, go to http://vendorcreditline.com For our Step-by-Step Business Credit Building system go to https://businesscreditbuilders.org/ With a net 30 account you get to purchase products and services and defer payment for up to 30 days. This enables you to conserve cash flow, establish a trade reference, protect personal credit, limit your liability and build business credit. Remember, it takes at least four trade references reporting to Dun and Bradstreet to create a business credit score. This easy approval net 30 vendor only requires a business to be in operation for 90 days and payment of a yearly membership. There are no other requirements to qualify for this net 30 account. With net 30 accounts for a new business or existing business you also get discount offers for early payment along with many other advantages. Look at vendor credit as a stepping stone to greater financing opportunities. It’s important to acknowledge, size of credit limits matter on your business credit report. With this vendor, after 90 days and at least 2 placed orders you are eligible for a credit limit increase. Your business can receive up to a $6,500 credit line which would have a positive impact to your business credit reports. Net 30 accounts are a short-term financing solution that startups and existing businesses can take advantage of. In this video this easy approval net 30 vendor offers branding services, custom promotional products, office supplies, and custom corporate gifts. There are plenty of printing companies, accountants, creative agencies, restaurants, construction companies, manufacturers, wholesalers, retailers, etc. who offer credit lines to businesses. In fact, over 500,000 vendors and suppliers in the county offer net 30 accounts but less than 10,000 actually report to the business credit reporting agencies? So, before applying for net 30 accounts that are easy to qualify for be sure to identify whether they report or not. For more details and a list of easy approval net 30 vendors be sure to check out the following resources below. https://youtu.be/uvy2RfOCu5M http://vendorcreditline.com https://businesscreditbuilders.org/business-credit/ https://businesscreditblogger.com/2019/01/29/easy-approval-net-30-accounts/

What is equipment financing? In this video learn how to get equipment financing for your start up or existing business. Equipment financing is a type of business loan used solely for the purpose of purchasing equipment. The equipment itself serves as collateral for the loan which makes it easier to qualify for compared to other types of business funding. Did you know you can qualify with credit scores as low as 550? When it comes to financing or leasing equipment there are three parties involved, the lender, the borrower and the seller. For our Equipment Financing program go to https://businesscreditbuilders.org/pre-qualification For our Step-by-Step Business Credit Building system go to https://businesscreditbuilders.org/ The benefits of equipment financing over other types of funding are increased purchasing power, instant collateral, one hundred percent financing, fixed monthly payments and the potential tax advantages as well. Another unique benefit is you can qualify for twenty five percent of the equipment value for soft costs. For example, if the equipment is one hundred thousand, you can get up to twenty five thousand in additional funding to use for soft costs. Rather than pay cash or use your business credit lines to purchase the equipment; you have the opportunity to preserve your cash and credit with equipment financing. One of the fist things you should do is make a list of what items you need and find out where you will get the equipment from. Whether it’s a vendor or private seller, get an equipment quote which outlines the costs, model number and serial number of the equipment you want to purchase. Some of the types of equipment you can finance include but are not limited to office, medical and dental, security, communications, restaurant, auto and industrial. Now, if the equipment you want to acquire is under seventy-five thousand than all that is needed for pre-qualification is the quote, personal credit report, four month’s bank statements and a signed and date equipment finance application. For details on applying for equipment financing and/or business funding check out the following sites for additional information. https://youtu.be/V_CjNb_CZtM https://businesscreditbuilders.org/ https://businesscreditblogger.com/2020/05/02/get-cash-and-credit-for-business-fast/ http://triadcreditreport.com http://businessfundingreview.com

How do you start a business credit profile for your company? In this video learn how to set up your business credit report for free plus add tradelines with business credit reporting agency, Creditsafe. One of the easiest and fastest ways to build business credit is to add existing business tradelines to your business credit file. With free access to credit reporting, monitoring and tools, Creditsafe makes it simple for a startup or existing small business to get started. For our Business Credit Card Funding program go to https://businesscreditbuilders.org/business-lines-of-credit/ For our Step-by-Step Business Credit Building system go to https://businesscreditbuilders.org/ To get your business credit profile started with Creditsafe go to http://csbusinessreport.com As you know a key to establishing a business credit profile is ensuring that invoices, you’re currently paying on time are reflecting in your business credit report. Big businesses have been sharing their trade payment data for years, you should too. Why is building a business credit profile important? Every day thousands of finance and credit decisions worth billions of dollars are made based on the scores and data within a business credit report. If your business does not have a credit file with a business credit agency a lender or supplier pulls from, you’re likely to lose out on potential funding or credit. With the stay safe program being offered by Creditsafe you get access to business credit reports, business credit monitoring and the ability to add business tradelines to your profile at no cost. This information allows you to better understand the health of business partners and your own company. If you want to make sure that your business is well represented within the Creditsafe database, then it’s time to take advantage of their stay safe program geared towards helping small and medium sized businesses grow. With a strong business credit profile, you have the opportunity to land bigger contracts, secure better trade terms and earn new funding opportunities allowing you to expand your business. To get started setting up your business credit profile is free and easy. Simply sign up for access, find and claim your business. If your business is not listed, add your company information and add your trade references. For details on building business credit profiles with the major business credit agencies check out the following sites for additional information. https://youtu.be/i_zYsrNL9aI http://csbusinessreport.com https://businesscreditbuilders.org/ https://businesscreditblogger.com/2020/05/02/get-cash-and-credit-for-business-fast/

Looking to get cash and credit for your business fast? In this video we show four ways to access cash and credit for your company quickly and without collateral. Whether you’re in the startup phase or an existing business, access to business credit is essential. Business credit card funding is one powerful way to get revolving lines of business credit in a short period of time. With our funding program you receive business credit cards that only report to the business credit reporting agencies. This allows you fast access to credit while establishing multiple banking relationships and credit rating for your business. For our Business Credit Card Funding program go to https://businesscreditbuilders.org/business-lines-of-credit/ For our Step-by-Step Business Credit Building system go to https://businesscreditbuilders.org/ This type of business credit line is one of the fastest, easiest and truly hassle-free ways to get access to credit for your business. Business credit cards are a revolving source of funds. You get access credit up to your approved credit limit. With a business credit card, you can borrow against your credit line at a moment’s notice, repay it, and use it again. Since its unsecured you don’t have to supply any collateral. Remember, prior to going through our business credit card funding process, you will need a separate legal entity, the company must be in good standing, an employer identification number, business contact information and business bank account. Another way to get cash for your business is by converting business credit cards into cash. There are several ways to do it. First, you can do it yourself and use the balance transfer strategy. You can also use a cash payment platform if you need cash to pay for business expenses. Finally, another was to get cash from business credit cards is using a cash liquidation service which is available to our clients. A revenue-based line of credit is another way to get access to cash and credit fast. The lender reviews your business bank account activity and you can get a decision in minutes. There is no personal guarantee and no credit reporting. For details on getting cash and cred with business credit card funding or other strategies listed here, start the pre-qualification process at the following sites. https://youtu.be/If0cMUjAPeA https://businesscreditbuilders.org/business-lines-of-credit/ https://businesscreditblogger.com/2019/09/03/business-credit-card-funding/ http://triadcreditreport.com http://businessfundingreview.com

Is a virtual office solution right for your business? In this video learn how a virtual office creates a professional corporate image without the expense of an actual office. As a small business owner when it comes to leasing office space the cost can be very high. Why would a virtual office be the solution for your startup or existing business? First, it provides major company components required in the business credit building process. Plus, you get all the benefits of a brick and mortar location without the expense of running an actual office. A virtual office solution also provides the proper communication channels for a business all in one place. Costs such as the monthly lease, hiring a receptionist, setting up a phone system, purchasing office furniture, etc. can add up to a lot of money. An alternative solution is getting a business virtual office. The best and most cost-effective virtual office solution is http://virtualofficeplan.com For a flat monthly fee, you can receive all the corporate tools to operate a serious business; a dedicated business phone number, a live receptionist to answer incoming calls, a business address, company voice mail and a dedicated fax number to name a few. Setting up a virtual office is the best and most cost-effective solution for a start-up or existing business aiming to keep operating expenses low while creating a professional corporate image. While there’s plenty of companies offering a business virtual office solution, this is the most affordable. With over 650 locations to choose from, this virtual office provider enables you to establish a professional corporate image which is key when you start to build business credit. Here are some benefits of setting up a business virtual office address include the following. Business phone number – Select a local business phone number for your company. A local area code can help your business better connect with local customers. A local number appears more trustworthy and personable for local customers compared to an unrecognizable are code. Receive a live receptionist –With a virtual office you get a live receptionist that answers incoming calls for your company. Get a corporate address – Choose one out of 650 office locations for your company’s business location. Your business address can be used on company docs and credit applications. Obtain a business fax number – Choose a local fax number for your company’s fax line. A local area code can help your business with local customers when it comes to faxing. Company voicemail – Get several voicemail boxes with individual prerecorded greetings. This will enable a business to improve its communication with customers after business hours. A virtual office solution is a great alternative for a startup or existing businesses. All the corporate tools you need under one service; a business address, business phone number, 411 listing, fax number, live receptionist, voice mail and more. For details on our virtual office solution check out the following. http://virtualofficeplan.com https://businesscreditblogger.com/2013/10/28/business-virtual-office/ https://businesscreditbuilders.org/ http://businessfundingreview.com/

Looking for net 30 accounts for your new business? In this video discover the top three vendors who extend net 30 accounts to new businesses without a personal credit check. These net 30 vendors report to the business credit reporting agencies so you can build your business credit reports and scores. For business owners, having access to net 30 accounts is one of the easiest ways to conserve cash. A net 30 account is when a vendor, supplier, retailer or business extends a credit line to your business on Net 30-day terms. This repayment term will allow you to purchase the vendor’s product or service up to your credit limit with 30 days to pay the invoice in full. For our Step-by-Step Business Credit Building system go to https://businesscreditbuilders.org/ Withe net 30 accounts you get to purchase products and services and defer payment for up to 30 days. This enables you to conserve cash flow, establish a trade reference, protect your personal credit, limit your liability and build business credit. With net 30 accounts for a new business or existing business you also get discount offers for early payment along with many other advantages. Look at vendor credit as stepping stones to greater financing opportunities. This is a short-term financing solution that startups and existing businesses can take advantage of. Who offers net 30 accounts for a new business? You’ll find vendor credit offered by office supply companies, printing companies, accountants, creative agencies, restaurants, construction companies, manufacturers, wholesalers and retailers. Did you know over 500,000 vendors and suppliers in the county offer net 30 accounts but less than 10,000 actually report to the business credit reporting agencies? So, before applying for net 30 accounts that are easy to qualify for be sure to identify whether they report or not. For more details and a list of net 30 accounts be sure to check out the following resources below. https://youtu.be/rGXHvP6_jRY https://businesscreditbuilders.org/ http://net30vendor.com https://businesscreditblogger.com/2019/01/29/easy-approval-net-30-accounts/

What is a smart corporate credit card? In this video discover how this corporate credit is fused with technology so you can build business credit and manage cash flow better. The financial software integrated with this corporate credit card provides a spending and expense management platform that’s second to none. As you use the card the payment activity gets reported to all three major business credit reporting agencies which are Dun and Bradstreet, Experian Commercial and Equifax Business. To apply for a Smart Corporate Credit card, schedule a demo at http://smartcorporatecard.com For our Step-by-Step Business Credit Building system go to https://businesscreditbuilders.org/ For our Business Credit Card Funding program go to https://businesscreditbuilders.org/business-lines-of-credit/ Why is it important to consider a smart corporate credit card? According to Investopedia, one of the most common reasons why small businesses fail are a lack of sufficient capital. Without access to working capital, opening doors to customers is impossible, and many small business owners underestimate the amount of money it takes. With a charge card from Divvy, your business will have access to more working capital. This is flexible funding when you need it. Companies use corporate credit cards so that employees can charge authorized business expenses. This is a much better alternative that relying on a personal credit card or business credit card that may not provide the security controls that a smart corporate credit provides. In addition to access to business credit, poor cash flow management is another reason to apply for this corporate credit card from Divvy. Without a budget, a business risks a number of issues such as limited long-term planning, more unexpected expenses and inability to identify problem areas. The financial software that comes with the corporate card has all the spending and expense management features you could every need. You also have the ability to create unlimited virtual cards. These are unique 16-digit cards that you can use to pay vendors, suppliers or other companies to keep your main card number secure. The third major reason to get a corporate credit card with Divvy is to build your business credit. Did you know Dun and Bradstreet states 90% of the Fortune 500 companies use their data and reports? Before you get a smart corporate credit card it’s important to know what it takes to qualify. They will check your Dun & Bradstreet credit report and DNBi scores. If you don’t meet the qualifications you can always provide a personal guarantee or cash deposit. For more details on applying for a smart corporate credit card and building business credit check out the following sites. https://youtu.be/0EPTOYFxaHU http://smartcorporatecard.com https://businesscreditbuilders.org/business-lines-of-credit/ https://businesscreditblogger.com/2019/09/03/business-credit-card-funding/ http://triadcreditreport.com

How can a fast bridge loan help with business credit card funding? In this video we show you how the bridge loan strategy for paydowns works and how it benefits you. A bridge loan is an amount of money lent by a bank or lender for a short-term until an individual or business secures permanent financing. It’s also known as interim financing, gap financing, or swing loans. In a nutshell it bridges the gap during times when financing is needed but not yet available. Both corporations and individuals use bridge loans. You may hear of bridge loans because they are used heavily in real estate. For our Business Credit Card Funding program go to https://businesscreditbuilders.org/business-lines-of-credit/ For our Step-by-Step Business Credit Building system go to https://businesscreditbuilders.org/ Lenders can customize these loans for many different situations such as credit card paydowns. For example, when a pre-qualification review is conducted there may be a funding projection given but with credit issues requiring to be resolved prior to funding. Many times, in business credit card funding we come across individuals with too much credit card debt which results in a high credit utilization ratio. In order to address the issue most likely they are required to make paydowns. If they have the cash, then we recommend making the paydowns. The problem is what if you don’t have the cash? What if you don’t have enough cash for the paydown? What if you want to conserve your cash? The solution is the bridge loan strategy which leverages the use of other people’s money to pay down credit card debt so you can acquire the funding needed under the business credit card funding program. The benefits of using a bridge loan is you can make the paydowns required so you can get funding needed even if you don’t have the cash, don’t have enough cash, or don’t want to use your cash. Keep in mind this fast bridge loan strategy to acquire business credit cards has to make sense. Doing this strategy should ultimately generate a good return on investment (ROI). Not too mention it enables you to leverage the revolving credit obtained for future deals and working capital. Remember, the types of revolving lines of business credit you obtain under our program protect your personal credit but will also build your company’s business credit as well. Our business credit card funding is a no document program so it requires no income documentation. You won’t be required to furnish financials, bank statements, tax returns, etc. Prior to going through our business credit card funding process, you will need a separate legal entity, the company must be in good standing, an employer identification number, business contact information and business bank account. For details on business credit card funding and to get started with the pre-qualification process go to the following sites. https://youtu.be/ka2jfx4oxYo https://businesscreditblogger.com/2019/09/03/business-credit-card-funding/ https://businesscreditbuilders.org/business-lines-of-credit/ http://triadcreditreport.com

Looking for business credit building strategies? In this video discover the top five strategies for building business credit for your startup or existing business as fast as possible. When you build a credit profile for your company, you create a distinct separation between yourself and your business. With an establish business credit report, your company may qualify for better rates, terms and larger credit approvals. For our Step-by-Step Business Credit Building system go to https://businesscreditbuilders.org/ For our Business Credit Card Funding program go to https://businesscreditbuilders.org/business-lines-of-credit/ As you know, building business credit enables you to establish a business credit identity separate your own personal credit identity. With a separate legal entity such as a corporation or limited liability company, you can create a profile also known as a business credit report with a business credit reporting agency. Business credit reporting agencies such as Dun and Bradstreet, Experian Commercial and Equifax business collect data on millions of businesses worldwide and compile that data into what is know as a business credit report. By building business credit, you enable lenders, suppliers, vendors and other credit grantors the ability to review your business credit report. Your business credit report is a record of what types of credit your company has been granted, how much business credit it has, how it pays its financial obligations and how well it manages the credit its been issued. It’s important to understand business credit building is a process and does take time to establish a positive payment history. With the strategies listed here in this video, you can easily build a good business credit profile in a short period of time. Not only can you build business credit with each of the strategies we discuss such as business credit card funding; you can add other alternative credit data as well. These top five business credit building strategies are just a few of the many ways you can build business credit for your company. The most widely recognized approach is getting credit from vendors, suppliers and retailers but don’t discount all the new and innovative ways to speed up the process. With business credit, you have much greater funding opportunities to start, expand and advance the growth of your business. For more details on business credit building strategies and programs check out the following sites. https://youtu.be/sEryx0n1L_g https://businesscreditbuilders.org/ https://businesscreditblogger.com/2019/09/03/business-credit-card-funding/ http://tradelinereporting.com http://businesscreditbuilderservices.com http://triadcreditreport.com

How do you build business credit? In this video discover how to start building business credit with all three major business credit reporting agencies every month. Whether you are a startup or existing business, establishing a credit profile for your company is an important step to maximizing the funding ability of your business. As every business owner knows, access to working capital is an essential ingredient to the success of a company. Check out http://tradelinereporting.com to add a tradeline to all three business credit agencies. For our Step-by-Step Business Credit Building system go to https://businesscreditbuilders.org/ The first step in the business credit building process is to structure your business as a corporation or limited liability company so it becomes recognized as a separate legal entity. The next step is to obtain an Employer Identification Number (EIN). This number is used to identify your business entity to the IRS, banks, lenders, suppliers, vendors and other businesses. This number is also used to create your company credit file with business credit reporting agencies such as Dun & Bradstreet, Experian Commercial and Equifax Business. Your company’s EIN is like a social security number for your business. Next, you’ll be using your EIN to open a business checking account. Once you have your business checking account set up, you’re ready to build business credit. Remember, business credit is equally as important as personal credit so you should pay close attention to how you manage it. Just like personal credit impacts many areas of your personal finances; business credit plays an important role in your company’s funding ability. How you build business credit depends on various factors such as who you get credit from, the number of tradelines you establish, how much credit you receive, and how you pay your invoices and bills. The good news is now there is a way to monitor your business credit reports that also reports the monthly service fee to all three major business credit reporting agencies. This business credit monitoring service is something you pay for each and every month without fail and now you get to benefit by having those on-time payments report to Dun and Bradstreet, Experian Commercial and Equifax Business. How does it work? You simply sign up and start monitoring your business credit reports and scores. The service automatically reports your ongoing monthly payments each month to the business credit agencies. This by far is one of the easiest ways to build business credit every month and establish long term payment history. Not only do you want tradelines reporting but you also need to establish payment history as well. For more details on how to build business credit every month check out the following sites. http://tradelinereporting.com http://businesscreditbuilderservices.com https://businesscreditbuilders.org/business-credit/ https://businesscreditblogger.com/2018/11/28/how-to-build-business-credit-in-30-days/

Looking for a corporate credit card with no personal guarantee? Are you a startup or Ecommerce business? In this video you will discover how to get a corporate credit card based solely on your business with no personal credit check or pg. This is a corporate credit card designed for startups or Ecommerce businesses. This card issuer underwrites your business so there is no personal liability, no personal credit checks and no security deposits. To apply for this corporate credit card with no PG go to http://nopgcorporatecreditcard.com For our Step-by-Step Business Credit Building system go to https://businesscreditbuilders.org/ As we mentioned, there is no personal guarantee required when applying. What is a personal guarantee? A personal guarantee is a written promise from a business owner guaranteeing that payment will be made in the event that the business fails to pay. Since there is no personal guarantee required, it means you are not personally liable for the corporate credit card. This reduces your overall financial risk as a business owner. With this corporate card there are ten to twenty times higher credit limits issued than competing credit cards. In addition, the card issuer reports to Dun & Bradstreet and Experian Commercial. This helps you build your business credit reports and credit ratings for the business. When you apply simply provide information about your company and link your business bank account and you can get an instant approval if you qualify. To qualify a business must be a U.S. based business with an EIN (C-corps, S-corps, LLCs, or LLPs). The three main factors that determine if you qualify is the cash raised, how much cash you have in your business bank account and your company’s spending patterns. For details on the requirements be sure to watch the entire video. The good news is the business can be self-funded, venture-backed, or crowd-funded. It’s important to note there are different requirements for a startup compared to an Ecommerce business. For example, the corporate credit card for startups is a 30-day charge card whereas the card for Ecommerce allows for 60-day interest free financing. With this corporate credit card with no personal guarantee you get exclusive signup offers from major companies. You earn points on every dollar spent with specific multipliers added in. This corporate credit card is a 30-day charge card running on the MasterCard network so there are no interest charges. For more details on how to get a corporate credit card with no personal guarantee and additional funding sources for your startup or Ecommerce business check out the following websites below. https://youtu.be/sS_I82pWSps http://nopgcorporatecreditcard.com https://businesscreditbuilders.org/ https://businesscreditblogger.com/2019/09/03/business-credit-card-funding/ http://triadcreditreport.com http://businessfundingreview.com

Do you need business lines of credit? In this video we show you four types of unsecured cash credit lines you can get for your business and how to qualify. Whether you are a startup, existing business or real estate investor; business lines of credit provide access to working capital at any time, to use anywhere and for any business purpose. Not only will these revolving lines of business credit build your business credit but will also protect personal credit as well. For our Business Credit Lines program go to https://businesscreditbuilders.org/business-lines-of-credit/ For our Step-by-Step Business Credit Building system go to https://businesscreditbuilders.org/ So, what is a business line of credit? A business line of credit provides a business a predetermined credit limit you can borrow against whenever you need it. You can access any amount of money up to the credit limit for your business and repay that money back over time with an added interest fee. In this video we are discussing unsecured business credit lines. This means you won’t have to supply any collateral to secure the lines of credit. Secured business lines of credit can offer lower rates. In those cases, lines are secured by collateral such as a cash deposit, a blanket lien on general assets or a certificate of deposit. Business lines of credit are ideal for startups, small businesses & real estate investors. Other reasons include but are not limited to the following: separate business and personal expenses, access to working capital, protect personal credit and build business credit. Some of the various types of business lines of credit we cover in this video are business credit cards, alternative lenders, banks and credit unions and SBA CAP lines. For example, business credit cards can be used to make purchases and withdraw cash. You can maintain a revolving balance or pay it off with minimum monthly payments ranging from 1-1.5 percent. Before you apply for a business credit line there are standard requirements that must be met. For business credit card funding you will need 680+ credit scores with no open collections or bankruptcy reporting. If you do have a bankruptcy it will need to be at least ten years old. Lines of business credit are a revolving source of credit that you can use for any business purpose. You can borrow against your credit line whenever you need it, repay it, and use it again. Prior to going through our business credit lines program, you will need a separate legal entity, the company must be in good standing, an employer identification number, business contact information and business bank account. Remember, the ‘dividing line’ between personal and business credit lines must be established at the credit reporting level in order to legitimize true personal and business credit separation. For details on business lines of credit go to the following sites. https://youtu.be/zIoo18LD5bY https://businesscreditbuilders.org/business-lines-of-credit/ https://businesscreditblogger.com/2019/09/03/business-credit-card-funding/ http://businessfundingreview.com/ http://creditreportengine.com https://businessfundingengine.com/

Are you changing your business address? In this video learn what agencies, listings and business credit reporting agencies you need to notify. Whether you’re changing your physical business location or business mailing address, there are important steps that need to be taken. Some of the reasons a business changes its address is by moving to a new location, setting up a virtual office, moving to a new state, etc. Be sure you notify federal, state, and local agencies when you change your business address. You can easily update your business filing by visiting the corporation’s division for the state which you incorporate in. For our Business Credit Card Funding program go to https://businesscreditbuilders.org/business-lines-of-credit/ For our Step-by-Step Business Credit Building system go to https://businesscreditbuilders.org/ Once you change your business address it’s important to obtain a new EIN confirmation letter. It typically takes 4-6 weeks to process the change and receive a new EIN letter via the mail. However, to speed up the process you can contact the Business & Specialty Tax Line to request one via fax. Another step is updating your business address with any agency your company has a license or permit with. This can be a professional license, sign permits, sales license, etc. You will want to make sure you update your address on the federal, state and local levels. Changing your business address also requires that you update your business financial accounts such as business bank accounts, merchant accounts, investment accounts, and any loans or credit lines established with lenders. In addition to financial accounts, your business accounts with vendors, suppliers, retailers, and service providers need to notified of your change of business address as well. When you change your business address it’s crucial to notify the business credit reporting agencies such as Dun and Bradstreet, Equifax Small Business and Experian Commercial. To update your company information with Dun and Bradstreet you will need to register with iUpdate. It generally takes 13-15 business days for changes to be seen in the Dun & Bradstreet Business Information Report. When going through funding programs such as our business credit card funding, it’s essential that your business address is correct with all agencies, listings and documents. For more information on changing your business address check out the following sites. https://youtu.be/Kazbshy99lc https://businesscreditbuilders.org/ https://businesscreditblogger.com/ http://virtualofficeplan.com

Looking for business credit card funding? In this video we show you how to get 4-5 business credit cards with up to $150k in combined credit limits that report only to business credit reporting agencies. Whether you are a startup, existing business or real estate investor; business credit card funding may be for you if you want to have access to working capital at any time, to use anywhere and for any business purpose. Not only will these revolving lines of business credit protect your personal credit but will also build your company’s business credit as well. For our Business Credit Card Funding program go to https://businesscreditbuilders.org/business-lines-of-credit/ For our Step-by-Step Business Credit Building system go to https://businesscreditbuilders.org/ This may come as a shock to you but not all business credit cards will help you establish your company’s creditworthiness. Unfortunately, many card issuers do not report payment activity to the business credit reporting agencies. In fact, many of the most popular business credit cards report your payment activity to the consumer credit agencies. Our business credit card funding is a no doc funding program so it requires no income documentation. You won’t be required to furnish financials, bank statements, tax returns, etc. Our process maximizes your funding ability by creating a list of banks, the order in which to apply and the timing between business credit application submissions. Other factors such as credit optimization and business factors are also taken into account. Certain banks will auto decline you if they see a recent inquiry from other specific banks. This is why the order and timing in how we apply through our business credit card funding program is so effective. Business credit cards are a revolving source of credit that you can use for any business purpose. You can borrow against your credit line whenever you need it, repay it, and use it again. Prior to going through our business credit card funding process, you will need a separate legal entity, the company must be in good standing, an employer identification number, business contact information and business bank account. Remember, the ‘dividing line’ between personal and business credit cards must be established at the credit reporting level in order to legitimize true personal and business credit separation. The best business credit cards should only report to business credit reporting agencies. For details on business credit card funding and to get started with the pre-qualification process go to the following sites. https://youtu.be/6Qyap-pxpZo https://businesscreditbuilders.org/business-lines-of-credit/ http://businessfundingreview.com https://businesscreditblogger.com/2019/05/30/applying-for-business-credit-cards-with-an-ein/ http://creditreportengine.com

Business credit building sources, tools and strategies are constantly changing as the business credit industry continues to innovate and expand. In this video we cover the top ten business credit updates and news for startups, small business owners and real estate investors. Whether you’re starting or expanding a business, staying informed on the latest business credit strategies and news is essential. You will know what funding options are available and how to build business credit the right way. For our Step-by-Step Business Credit Building system go to https://businesscreditbuilders.org/ For our Business Credit Card Funding program go to https://businesscreditbuilders.org/business-lines-of-credit/ As you know, business credit enables a business owner to establish a creditworthy business separate from his or her own personal credit file. With a separate legal entity such as a corporation or limited liability company, you can create a credit identity also known as a business credit profile with the business credit agencies. The three main business credit reporting agencies are Dun and Bradstreet, Experian Commercial and Equifax Small Business. Each business credit agency has its own unique business credit scoring models with no uniform scoring system being adopted by lenders. For example, Dun & Bradstreet is widely known for its Paydex® score while Equifax Small Business uses the Credit Risk Score™. The types of data being used by alternative lenders makes the process of obtaining credit and funding for a business much faster and easier than ever before. Business data such as social media, web data, transaction platforms and business checking are being used during a credit review. However, with speed and conveniences it does come at a cost compared to dealing with traditional banks. Traditional banks have always been the go-to source for business credit but now more than ever; alternative lenders, suppliers, vendors, major retailers, etc. are filling the gap that traditional lenders can’t. It’s important to realize that business credit building is a process. With the right strategy you can build a strong business credit profile in a short period of time. Not only can you establish business credit easily with traditional credit sources such as business credit cards, vendors and suppliers; now you can add other alternative credit data such as your business phone and utility accounts too. To add utilities to your business credit report you simply link your business phone, internet and utility accounts and the reporting provider we recommend will do the rest. What’s even more exciting is that they can securely download up to 24 months of payment history directly from your service provider’s website. This means you can add all that credit history to your business credit reports. For more details on business credit building strategies and programs check out the following sites. https://youtu.be/4mwRZ1-tRbs https://businesscreditbuilders.org/ http://businessfundingreview.com/ http://businesscreditbuilderservices.com http://creditreportengine.com

Which vendors build business credit? In this video discover how to get vendor credit from the top five vendors that report to the business credit reporting agencies. For business owners, access to vendor credit lines are extremely beneficial. It helps conserve cash flow, build business credit and limit your personal liability. Vendor credit is when a company extends a line of credit to another business. Typically, vendors & suppliers offer “Net 30” day terms. This repayment term allows you to purchase a vendor’s products or services using your approved credit line with the balance due in 30 days. For our Step-by-Step Business Credit Building system go to https://businesscreditbuilders.org/ Vendor credit is when a vendor, supplier, retailer or business extends a line of credit to your business on Net 30-day terms. This repayment term will allow you to purchase the vendor’s product or service up to your credit limit with 30 days to pay the invoice in full. When you get vendor credit you have the ability to purchase products and services using your approved credit line and defer payment for 30 days or more depending on the terms. It’s always best to pay better than terms since it will reflect on your business credit reports. Vendors typically offer discounts for early repayment along with many other perks. Think of vendor credit lines as stepping stones to greater funding opportunities for your business. This is an ideal funding solution that startups and existing businesses can take advantage of without putting their personal credit at risk. Who offers vendor credit? Many office supply companies, printing companies, accountants, creative agencies, restaurants, construction companies, manufacturers, wholesalers and retailers offer vendor lines of credit. To find out the top five vendors be sure to watch this video. Did you know over 500,000 vendors and suppliers in the county offer net 30 terms or greater but less than 10,000 actually report to the business credit reporting agencies? So, before applying for vendor credit accounts be sure to identify whether they report or not. For more details on vendor credit and where to apply be sure to check out the following resources below. https://youtu.be/ppVH17kfzsA https://businesscreditbuilders.org/business-credit-building-system/ https://businesscreditblogger.com/2019/01/29/easy-approval-net-30-accounts/ https://businessfundingengine.com/

How do you start building business credit fast? There are several new business credit building strategies that will help you build your business credit reports in record time. Whether you are a startup or existing business you can start establishing business credit quickly by following the strategies we cover in this video. From the early startup stage all the way to the growth stages, access to business credit and funding is crucial if you want to success in business. To add up to 8 utility accounts to your business credit reports go to http://businesscreditbuilderservices.com For our Step-by-Step Business Credit Building system go to https://businesscreditbuilders.org/ It’s important to realize when you structure your business as a corporation or limited liability company it becomes recognized as a separate legal entity with the ability to enter into contracts. Your company’s Employer Identification Number (EIN) is used to identify your business entity to the IRS, banks, lenders, suppliers, vendors and other businesses. Your EIN is also used to create a business credit file for the business with business credit reporting agencies such as Dun & Bradstreet, Equifax Small Business & Experian Business. Think of your company’s EIN as the social security number for the business. Business credit is just as important as personal credit. While personal credit impacts many areas of your personal life when it comes to finances. Business credit impacts many areas of a company’s lifecycle when it comes its finances. If your goal is to start building business credit fast it’s essential to take advantage of strategies that allow you to do so with as little effort as possible. The good news is you can add up to 8 utility accounts and up to 24 months of business credit history by reporting your business phone, internet, and utility payments to business credit reporting agencies: Experian Commercial, Creditsafe & Ansonia. Your company’s utilities are operational expenses that you pay for each and every month without fail. The only difference with this strategy is you are now getting those on-time payments and history to report to your company’s business credit reports. How does it work? You simply link your business phone, internet and utility accounts and the reporting provider we recommend will do the rest. They securely download up to 24 months of payment history directly from your service provider’s website. Also, they automatically report your ongoing monthly payments. This by far is one of the best ways to start building business credit fast while adding up to 24 months of payment history. Remember, its one thing to have tradelines reporting but it’s equally important to have payment history. For more details on how to build business credit fast check out the following sites. https://youtu.be/xVubYCJuE_Y http://businesscreditbuilderservices.com https://businesscreditbuilders.org/business-credit/ https://businesscreditblogger.com/2018/11/28/how-to-build-business-credit-in-30-days/ https://businessfundingengine.com/unsecured-business-lines-of-credit/