Feeling Overwhelmed? Your 5-Step December Checklist for Financial Peace

Do you ever feel completely overwhelmed when you think about your finances at the end of the year? I’ve been there too, staring at a long list of things to do and wondering where to start. In this episode, I talk about how a simple year-end checklist can turn that chaos into calm. We’ll walk through five practical steps you can take this month to create financial peace, including charitable giving, retirement contributions, managing flexible spending accounts, reviewing subscriptions, and updating insurance and beneficiaries. I’ll also share why true peace doesn’t come from luck or chance but from faithful preparation and planning.

In last week’s Episode 335, “Ashamed of Your Money Mistakes? Ready to Reflect?,” we focused on looking back with grace and gratitude. This week, we shift our focus forward and put that reflection into action. I’ll show you how preparation leads to peace, how planning invites God into your financial journey, and how you can finish the year with clarity and confidence.

Read today's blog article:
https://www.financiallyconfidentchristian.com/blog/navigating-decembers-chaos/
https://financiallyconfidentchristian.com/december-checklist

Podcast timestamps:
00:00 Introduction and Listener Question
01:03 The December Reset: Reflect, Refocus, Prepare
02:01 Creating a Year-End Financial Checklist
02:20 Charitable Giving and Retirement Contributions
03:32 Flexible Spending Accounts and Subscription Audits
05:03 Insurance, Beneficiaries, and Tax Deductions
06:01 Biblical Wisdom and Prayer
07:18 Action Items and Community Invitation
08:25 Final Encouragement and Farewell

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The Ask Ralph Media Podcast has been honored as the Best Christian Finance Podcast in the U.S. for 2025 by Best of Best Review. This prestigious award recognizes the show’s unwavering commitment to blending biblical wisdom with practical financial guidance, empowering listeners to make wise money decisions rooted in faith. Through its concise, impactful 10–12 minute episodes, the Ask Ralph Podcast has inspired and equipped audiences nationwide, standing out among countless voices in the finance and faith space.
https://bestofbestreview.com/awards/ask-ralph-media-inc-best-christian-finance-podcast-in-the-u-s-of-2025