SMART MONEY MOVES: TACKLING DEBT, BUILDING CREDIT, AND FINDING FINANCIAL FREEDOM

In this episode of The Ramsey Show, the financial experts take on real-life money challenges from callers across the country. From whether to accept money from in-laws to handling mounting bills and considering bankruptcy, the hosts deliver straight talk and proven financial wisdom. They explain when it’s safe to open “fun” accounts while working through the Baby Steps, how to build credit without going into debt, and the smartest way to handle car loans. Every discussion reinforces one message — that discipline, honesty, and a plan can break the cycle of financial stress and lead to lasting freedom.