"SLAP - A - BANKSTER" with T. I. L. A. COMPLAINT

If an APR or Finance Charge is either understated or overstated outside of allowed tolerance your BANKSTER has a problem. If the consumer finance transaction was "closed" a crime has been committed, and if the transaction is not "closed", you can rescind the agreement.

And in either case the Regulators can use administrative enforcement actions authorized by the Truth in Lending Act to provide restitution, civil penalties, and prosecute crimes.

The various regulators have a central complaint point where you fill out a very simple complaint form (linked below), and fax or mail, or fill in the online version instead. They do not want any of your documents at this point. That comes later.

Where the Form as for a "Representatives" information I suggest you put your U.S. Representative (Congressman) office information as he/she IS your representative with the Federal Government.

Find your T.I.L.A. / Closing Disclosure and I'll show you what you need in the video to "Do the Math", and a real-world example of page 2 of the complaint.

The other 2 links are bits and pieces from the video.

https://forms.federalreserveconsumerhelp.gov/secure/complaint/complaintType.html
https://www.federalreserve.gov/boardd...

https://www.consumercomplianceoutlook...