What are the four types of student loans?

Feeling overwhelmed by student loans? Unsure which loan option is the right choice for your future? In this episode of the Ask Ralph show, host Ralph Estep, Jr. addresses the concerns of students overwhelmed by the complexities of student loan options. He explains the differences between direct subsidized, direct unsubsidized, direct PLUS, and private student loans, emphasizing the benefits of federal loans over private ones. Ralph shares a heartfelt story about a client named Michael to highlight the long-term impact of uninformed loan choices and provides practical action steps to manage student loans wisely.

https://www.askralphpodcast.com/types-of-student-loans/

00:00 Episode Overview
00:52 Listener's Question
02:54 Bible Verse
03:34 Understanding Different Types of Student Loans
10:21 Tax Implications and Common Questions
13:14 Action Steps and Final Thoughts
15:12 Conclusion

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