Faith & Finances: An Interview with Financial Expert Ralph Estep Jr.

Faith & Finances: An Interview with Financial Expert Ralph Estep Jr.

In this episode, Whitney Owens welcomes Ralph Estep Jr., principal at Saggio Management Group, to discuss the intersection of accounting, finance, and faith. With over 30 years of experience, Ralph shares insights on managing money from a Christian perspective, emphasizing the importance of stewardship, budgeting, and responsible financial planning. They also address challenges faced by therapists and practice owners, including managing debt, planning for retirement, and making wise investments. Join Ralph and Whitney as they explore how to integrate faith into financial decision-making and the importance of helping others through their businesses.

00:00 Introduction to the Interview
00:54 Meet Ralph Estep, Jr.
01:22 Ralph's Background and Faith
04:13 Christian Perspective on Finances
06:51 Stewardship and Financial Responsibility
09:14 Balancing Business and Faith
12:00 Challenges and Rewards of Faith-Based Practices
14:08 The Importance of Listening and Planning
14:55 Financial Issues in Marriage
15:37 Business Consulting and Tax Planning
17:16 Retirement Planning for Therapists and Pastors
18:48 Dealing with Graduate School Debt
20:31 Growing Your Practice and Financial Planning
24:40 Ralph's Resources and Contact Information