Why you don't want to buy these gift cards
Clark says retail and restaurant gift cards are a bad idea! Here's why.
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Shopping online? Here’s how to know if you’re about to do business with a fake retail website
Next time you’re shopping online, don’t fall prey to the criminals who set up fake websites to steal your info and your money! Look out for these clues…
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Is detergent gas better for your car?
A new study says the type of gas you put in your vehicle actually can make a difference in how it runs. Here’s why.
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Make liquid hand soap from leftover bar soap
Never buy hand soap again! Here's a quick and easy way to turn scraps of bar soap into homemade hand soap or body wash.
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Scam alert: Fake iPhone apps
Before you install a new app on your iPhone-- you need to make sure it's legit.
Consumer advisor Clark Howard explains how crooks looking to empty your wallet are using fake apps.
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Costco CEO shares tips with Clark Howard to help you save money
It’s not a secret consumer advisor Clark Howard loves Costco—so he traveled to Washington state where the company is headquartered to sit down with the man who runs it.
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Security warning: Mobile banking hack
Criminals are taking aim at your smartphone to steal your money. Clark Howard explains how you can protect yourself.
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Clark's key tips for avoiding long supermarket lines
Hate waiting in long grocery store lines? Try these tips to help save you time at the supermarket.
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The first thing I made with my new Instant Pot pressure cooker
Instant Pot is a pressure cooker (and so much more) that can save you time and money! Here's the first recipe I tried.
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New app alerts you when a scammer is calling
Fraudsters are using smartphones to empty your wallet. This new app will alert you to the scams.
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The best cell plans for unlimited streaming video
Streaming video can suck your data - but three cell carrier companies are hoping to change that.
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5 Basic Money Rules You Can Live By Forever
If there is one thing people constantly talk about, it’s money. Mind you, this is nothing new. Whether it’s in the form of banknotes, coins, precious metals or even bitcoins, society constantly finds a way to trade them in order to gain something new. Unfortunately for us, money isn’t a juicy fruit that grows on a tree. You definitely need to learn how to grow them, but amassing wealth takes a lot of effort, a lot of time and a lot of rethinking before you decide to spend a cent.
Luckily for you, <a href="https://rumble.com/v31qsw-our-new-common-cents-series-is-ready-to-launch.html" target="_blank">Clark.com</a> has decided to spare some common cents with you to teach you how to manage your money.
There are a few things you should do when you start to earn money, and one of them is to get in the mindset that the best way to start saving money is to start yesterday. The first step is a no brainer, really. Start spending less than what you earn. This goes out to all of you, not just the ones earning the big bucks. It’s Math 101. If you suddenly stumble upon $2, and you decide to buy a bag of your favorite chocolate bars that costs $3, you will be left with -1 dollar. That’s right, you’ll be in debt, and we don’t want that. So make a plan, and start using a bit less than what you earn as a paycheck.
The other tip when saving money is to come up with a spending strategy by making a plan for your <a href="https://rumble.com/v31rir-common-cents-budgeting-101.html" target="_blank">budget</a>. You would want to know where each dollar you own goes, and try to steer it towards your ultimate goal. Remember, find the reason why you want to save money, plan your money between paychecks and track every single cent.
If you’re already in debt because of previous faux pas, don’t fret, there is a plan for that too. Just start saving money to repay the debts with the highest interest and slowly work your way to the debts with the lowest interest rate. Once you pay off one debt remember that you should not close your account.
As we’ve mentioned earlier, you should start saving money yesterday. There is no better time to start saving some money so start doing it now. Just imagine that in a few days’ time, you’ll have saved up more money if you started today, rather than tomorrow or in a year or so. If you don’t start now, there might never come a better opportunity to fatten up your bank account. The longer the money sits in savings, the more it grows.
Another valuable advice is to make your savings automatic. As they say, out of sight, out of mind. Decide on a sum that will go straight into your savings once a deposit arrives to your account and this way, you’ll forget they even exist and won’t start concocting plans to use them up. So what are you waiting for? Get saving today!
What do you think about this video? Make sure you tell us more in the comments down below. If you like what you see, don’t forget to share it with others who might like it as well. It just might be the highlight of their day! Enjoy!
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4 reasons for buying a car with cash | Clark Howard
4 reasons for buying a car with cash | Clark Howard
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Clark's take on Macy’s and Sears closings
After Macy’s and Sears announced new store closures for 2017, here’s what Clark says you need to know.
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Clark describes how Pyrex dish exploded
While sitting down to dinner the Howard family is interrupted by the Pyrex dish containing their supper suddenly exploding!
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5 ways to keep your cell phone charged | Clark Howard
5 ways to keep your cell phone charged | Clark Howard
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Why you shouldn't buy restaurant gift cards
Restaurant gift cards that offer bonuses on your money are tempting to buy.
Consumer advisor Clark Howard explains why you should think twice before you purchase one.
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How to find a good home inspector
A home is the largest purchase most people ever make. Choosing the wrong inspector could cost you.
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Liquidation sales underway at 138 J.C. Penney locations
Before you shop a liquidation sale, there's something money expert Clark Howard wants you to know!
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Taste test: Clark tries a 'healthy' ice cream
Here's what happened when Clark tasted two flavors of Halo Top, a trendy ice cream that's low in calories and high in protein.
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Why you need to read the label on your bottled water
If you've made the decision to drink bottled water over tap water, be sure you're getting what you're paying for!
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A new option for free credit monitoring
A new company is giving consumers a free way to protect your personal information.
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Best cycle to run your dishwasher on
Your dishwasher is going to be working overtime this holiday season. Here's how to save water, money and time-- and still get the best wash!
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Tires low on air? Here’s how much you should put in
Are your tires running low on air? It’s easy to figure out how much you should put in—so you don’t overinflate or underinflate them!
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